A "rate tart" is someone who switches from one zero per cent introductory credit card deal to another to avoid paying interest; however they may be set to become something of the past. Recently a number of the major credit card companies, including Egg, Barclays, the Royal Bank of Scotland... Read More
How to Repair a Bad Credit Rating?The Right Way!If you have a bad credit rating, then you might find that your ability to get financing, loans, and even some jobs is greatly diminished.Once you have a bad credit rating, it might seem like there's nothing that you can do about... Read More
Credit counseling is a free service that many people with money problems have turned to in the face of financial ruin. Credit counseling companies negotiate with your creditors to reach financial solutions that benefit both you and your creditors. Often they are able to lower your monthly payments, reduce high... Read More
Identity theft is the fastest growing crime in America, according to a recently released FTC study. Did you know that the term "identity theft" did not exist until just a few years ago? It is a recent phenomenon that is causing a great furor around the world.According to the United... Read More
Most people who carry major credit cards are well aware that the interest rates associated with them tend to be higher than for other types of lending, such as home or auto loans. Anyone who has paid their credit card bill late more than once or twice is also aware... Read More
Do you have a poor credit rating? If so, you are one of tens of thousands of Americans with the same problem. In fact, it seems that this has become a national 'disease.' And just what do people need that have a disease? They need a cure.Here are some sure-fire... Read More
You've just opened your credit card bill and attached to your statement you find a "convenience check" included. It may already be filled out with a dollar amount such as $300, $500, or even $1,000. Your mind fills with ideas of what you could buy with this "instant" money. A... Read More
If you have never heard of a FICO score before, you should become familiar with the term. Named for the firm that invented it, Fair Isaac Corp., the FICO score is the three-digit credit summary that, in essence, reduces your entire financial life to a simple set of numerals.The score... Read More
Well now we add CitiGroup and UPS to the Identity Theft corporations who have allowed Americans identity to be lost. Each time we have another identity theft case, we find larger and large numbers being lost. We have hear of some of them; Petco, choice Point, LexisNexis and the Citigroup,... Read More
How Lenders Operate ? And How They'll Make a Tidy Fortune from the UnknowingCredit card companies might seem like immensely clever, money making enterprises that exploit every loophole to maximize the interest payments ? and profits ? they are taking from you every month. Nothing, however, could be further from... Read More
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Credit Score FactorsThe information contained on our credit reports affect... Read More
Do you know why you should check your credit report?Of... Read More
Credit cards have both benefits and drawbacks. It is wise... Read More
Ever wonder how a creditor decides whether to grant you... Read More
There are no secrets to repairing your credit. Many shady... Read More
Check 21 is the common name for the Check Clearing... Read More
You hear people talk about credit reports all the time... Read More
If you are just entering the world of credit cards,... Read More
What is Credit? Credit is money granted by a lender... Read More
Many companies use the slogan "Bad Credit? No Credit? No... Read More
Credit Counseling and bankruptcy are both ways to relieve the... Read More
Joint debts remain joint debts.Both spouses signed a legally binding... Read More
The moment I placed myself in front of the computer... Read More
Using a credit card wisely is an important step in... Read More
Secured and unsecured debt - what's the difference?It's easy to... Read More
Millions of Americans suffer because of bad credit these days,... Read More
Credit cards are just so convenient, aren't they? There's no... Read More
Getting worried that one of your clients, customers or patients... Read More
Spending HabitsSo you've just got your credit card. The first... Read More
Let's face it, having credit is no longer a choice.... Read More
One of the easiest ways to borrow money of a... Read More
Listed below is a useful guide to credit card terms.... Read More
In 2003, Congress passed the Fair and Accurate Credit Transactions... Read More
Obtaining a credit report is an excellent way to begin... Read More
Credit is a funny thing. It can be a useful... Read More
Companies that issue credit cards want to make a profit.... Read More
Negotiable instruments like checks and drafts have become an indispensable... Read More
If you want to purchase a new home or refinance... Read More
So you ordered a copy of your credit report to... Read More
Have you ever been told you were over your credit... Read More
Ok, let's face it, everybody hates high credit card rates,... Read More
Your credit is the most important thing you have other... Read More
About Search Entries:Every time a lender checks your credit history... Read More
There are times when you may be turned down for... Read More
A lot of people spend more money than they can... Read More
Let's face it, having credit is no longer a choice.... Read More
When you apply for a credit card, the application that... Read More
It's the number one complaint from consumers and it only... Read More
About Search Entries:Every time a lender checks your credit history... Read More
It is very easy to find a site that is... Read More
As a young student I feared getting bad grades because... Read More
How many of you bank, shop, or transact other business... Read More
Getting your first credit card is a big deal and... Read More
Your credit rating / credit score is based upon how... Read More
Credit counseling is a free service that many people with... Read More
If you're like most people, you probably own at least... Read More
Having a better credit score not only represents easier access... Read More
In this week's article, I am going to offer some... Read More
By now, you have undoubtedly heard of credit card fraud,... Read More
How to Repair a Bad Credit Rating?The Right Way!If you... Read More
A consumer credit report is a factual record of an... Read More
If you are in danger of credit problems because you... Read More
A credit report is run on a buyer when he... Read More
If you've ever applied for a credit card or loan,... Read More
Credit card debts problem is extremely common today. It is... Read More
Have you ever looked at your credit card statement and... Read More
Your personal credit file is separated from those with the... Read More
The Federal Trade Commission (FTC) has set up a new... Read More
If you are one of the millions of people out... Read More
Thanks to the Fair and Accurate Credit Act, American consumers... Read More
Getting worried that one of your clients, customers or patients... Read More
Somebody once said, "There is always a way of knowing... Read More
Get your credit report online for FREE. Many financial advisors... Read More
These days, credit cards in the UK are competing with... Read More
1) Do your homework. Applying for and getting approved for... Read More
In the twenty-first century, there are few documents that have... Read More
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