You might not know it, but every time you take out any kind of loan or credit or pay something back, it gets counted on your credit rating. Who keeps a record on you will vary according to where you live, but the big three credit reference agencies are Experian,... Read More
Credit cards represent an important part of our financial lives. Having the right credit cards is essential and will make a big difference to your finances. Before choosing the right credit card you must shop around for one. First make an idea on what credit cards are available on the... Read More
Introduction In this article, a presentation is made of the differences between major credit cards and credit cards offered by specific stores to their customers. The purpose of this article is to provide a general overview of major credit cards and store cards to aid consumers in... Read More
2005 marks the year that consumers will be able to get a free credit report each year. The roll out of the Fair and Accurate Credit Transaction Act signed into law by President Bush actually began last December 1. If you didn't know about it, don't worry. You haven't missed... Read More
Credit Score FactorsThe information contained on our credit reports affect every aspect of our lives; including employment, insurance, and even interest rates (mortgage, credit cards, automobiles, etc.). There is specific information captured on our report which is used to form our credit score:? Payment History (accounts for approximately 35%)? Outstanding... Read More
The good thing about bad credit is that you can fix it. If you start now, over time, your bad credit can turn into good credit, and you could qualify for the loans you want at the rates you want. The most important aspect of rebuilding your credit after it... Read More
Article excerpted from the new book, "How to Do Space Age Work with a Stone Age Brain" TM copyright 2004, all rights reserved, by Eve Abbott, the Organizer ExtraordinaireEach year billions of dollars in credit fraud is perpetrated on unsuspecting citizens. With so much personal information publicly available (or easily... Read More
Bank robbery has grown to become a huge problem in the United States but I am not talking about people robbing banks. I am talking about banks robbing people. Here are some tips on how you can avoid being ripped off by your bank. Avoid The PlasticBanks want you... Read More
If you're like the average person, let me warn you ahead of time about what I'm going to reveal in the next few paragraphs. You may be angry after you finish reading this article about how you've been misled in the use of credit card debt.The American economy is designed... Read More
It's not as hard as you think to raise credit score. It's a well known fact that lenders will give people with higher credit scores lower interest rates on mortgages, car loans and credit cards. If your credit score falls under 620 just getting loans and credit cards with reasonable... Read More
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Your credit report is a very powerful report that essential... Read More
In this week's article, I am going to offer some... Read More
Have you ever looked at your credit card statement and... Read More
In 2003, Congress passed the Fair and Accurate Credit Transactions... Read More
In my previous article "Establishing Credit ? What You Need... Read More
There are three main credit bureaus in the United States;... Read More
Credit cards can be a very quick way of getting... Read More
1- Check your credit report regularly2- Secure personal information in... Read More
ChexSystems is a company that maintains a subscriber membership service... Read More
"Like the tan? I got tons of sun on that... Read More
Always shop around to get the best deal when choosing... Read More
Everyone hates late fees and being late will cost you... Read More
Credit cards represent an important part of our financial lives.... Read More
Bad Debt IdentificationIdentifying bad debt is not as easy as... Read More
Credit card debt is a growing sickness in the United... Read More
Fact: Over 150 million Americans have credit report with the... Read More
When you buy real estate, lenders run all of the... Read More
Credit Scores That HurtIs your credit score being held against... Read More
The all important credit score! It determines the amount of... Read More
A good credit history is critically important for the consumer.... Read More
Reach into your wallet or purse, pull out a card,... Read More
Under the Fair Debt Collection Practices Act, collectors are not... Read More
With prepaid credit cards, you get the practicality of plastic... Read More
Credit counseling is a free service that many people with... Read More
Online credit reports are easily accessible to those interested in... Read More
If you've ever applied for a credit card or loan,... Read More
What are inquiries?When you apply for credit the creditor or... Read More
Establishing credit and wisely managing your credit becomes easier when... Read More
Consumers reject financial advice in favour of financial frivolityIt would... Read More
The first time I heard the term credit history was... Read More
Many of us have seen the advertisements on television. "Get... Read More
#1 Make sure mistakes aren't hurting your credit.Reviewing your credit... Read More
Your credit history is an important aspect of your life.... Read More
Most businesses want to be able to borrow money when... Read More
Keep Your Credit History Clean - Remove A Negative Credit... Read More
There are many different ways to borrow money. Outlined below... Read More
There is no end to the amount of pain that... Read More
You got creditors calling you everyday. You could lose the... Read More
As you probably know, interest rates are at all time... Read More
When I received my first credit card in the mail... Read More
TURBO-CHARGED KILLER RATE SAVING INFORMATION!Let's just take a brief moment... Read More
There are multiple reasons that tell us why we should... Read More
A line of credit, roughly defined, is the amount of... Read More
A credit report is basically a file about you kept... Read More
If you're like most people, you probably own at least... Read More
For years, major credit card companies have allowed cardholders to... Read More
If you're a college student, you probably already have a... Read More
Identity theft is a growing concern among Americans, and rates... Read More
A check can be considered bad if it is bogus... Read More
If you've ever applied for a credit card or loan,... Read More
It's no surprise that thousands of Americans are victimized by... Read More
Have you ever looked at your credit card statement and... Read More
How to Repair a Bad Credit Rating?The Right Way!If you... Read More
Your credit score may just be a little number, but... Read More
When you're dealing with credit cards, you're playing with fire.... Read More
INTEREST BEWARE, THERE'S SAFETY IN NUMBERS!Note: The following is part... Read More
To reduce or minimize the risk of becoming a victim... Read More
If you have a bad credit rating, then you might... Read More
Have you ever wondered why your credit card bill is... Read More
If you want to purchase a new home or refinance... Read More
Understanding credit report scores is important when you see your... Read More
There's only one way to discover the "health" of your... Read More
Paying a credit card late fee is the same as... Read More
In addition to the APR (annual percentage rate) and the... Read More
Identity theft is when someone uses, without permission, your personal... Read More
Bad credit can be a burden for otherwise good credit.... Read More
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