When You Are Eligible For A Free Credit Report

By Federal law, you are entitled to one free credit report per year directly from a credit-reporting agency only if you certify that:

1. You are unemployed and seeking employment in the next 60 days.

2. You are receiving public assistance.

3. You believe there are inaccuracies in your credit report due to fraud

4. Also if you have been denied credit on the basis of information in a credit report, you are entitled to a free copy of your credit report from the credit bureau that supplied the credit report.

5. Residents of Colorado, Maryland, Massachusetts, New Jersey, and Vermont are entitled by state law to one free credit report from a credit-reporting agency per year. Residents of Georgia are entitled to two free credit reports.

To obtain the excellent credit report service, get FREE online Credit Report, make your Credit Score higher, avoid becoming a Victim of Identity Theft, or correct your credit visit Legalhelper.ws.

Your credit score is important for obtaining credit. Your credit score is important to know, whether you need a new credit card, an auto loan, or a mortgage. Lenders use your credit scores to decide whether you are a good credit risk. If you have a high credit score, you are more likely to obtain the best rates.

Bad credit costs thousands of dollars!

About The Author

Virginia Broobin is a financial security specialist that helps people to solve their financial issues and be happy and successful within their life.

Website: www.legalhelper.ws, vbroobin@legalhelper.ws

---

New Law Provides Free Annual Credit Report

As of Thursday, December 1, 2004, one-third of Americans will... Read More

Top 7 Factors to Consider While Reviewing Credit Card Offers

Credit cards have migrated from being hip or convenience product... Read More

Credit Card Security Advice

Which of the following is the biggest threat to your... Read More

What Should I Do If I?ve Become a Victim of Identity Theft?

Identity thieves take advantage of everyday opportunities to discover your... Read More

Learn The Truth About Identity Theft

Identity theft is the fastest growing crime in America, according... Read More

Credit Card Traps: How To Spot Them On The Spot!

They arrive in your mail - a conspicuous looking mail... Read More

Two Things You Need To Know About Prepaid Debit Cards

According to the September 2004 issue of the Nilson Report,... Read More

5 Things Your Credit Card Company Keeps Quiet About

Credit Cards can bankrupt you if you let them run... Read More

Useful Tips On Avoiding Credit and Charge Card Fraud

Credit and charge card fraud costs cardholders and issuers hundreds... Read More

Your Consumer Rights

If you have ever fallen behind on your debts you... Read More

Finance - Money, Money

Finance is a big word for some of us. It's... Read More

The Art of Stoozing to Make Money from Credit Cards

Make Money from StoozingStoozing, this is a sophisticated method of... Read More

UPS Delivers the Goods, Your Identity

Well now we add CitiGroup and UPS to the Identity... Read More

Trade Credit: How to Determine if You Should Offer Net-30 Terms to Your Customers

What is trade credit?One of the major differences between consumer... Read More

The FICO Score Misconceptions

There are many misconceptions about credit scores out there. There... Read More

Dont Dig Your Own Pit

If you want to enjoy your life out of spending,... Read More

Building A Credit Report Lenders Will Love You For

Will lenders really love you for having a good credit... Read More

19,178 Identity Theft Victims Per Day - Are You One Of Them?

Identity theft statistics are shocking. And we are told that... Read More

A No-Brainer Way Of Getting Credit And Credit Cards

What Is Your Credit Rating Now?If you have any charge... Read More

Consumer Credit Reports

A consumer credit report is a factual record of an... Read More

Why Your Credit Score is Important

Your credit score can either haunt you or reward you.... Read More

Easing Your Financial Burdens With Credit Counseling

It is a well-publicized fact that more of us are... Read More

10 Simple Steps to Manage Your Credit

By far the greatest invention the banks have ever come... Read More

Credit Report Disaster Through Mistaken Identity

I've got some very important info I want you to... Read More

Credit and Loan Help for Mortgage Loans

Mortgage loans are some of the most difficult loans to... Read More

Rate Tarts Losing Ability to Cherry Pick

A "rate tart" is someone who switches from one zero... Read More

Why Does Your Credit Card Rate Keep Going Up?

Have your read your credit card contract through completely? Do... Read More

5 Killer Steps to avoid Credit Card SCAMS!

In August, 2004, the Federal Trade Commission issued their findings... Read More

Bankruptcy Myths Busted

The average American knows very little about bankruptcy. Most people... Read More

Do You Know The Top Five Credit Card Mistakes?

When you're dealing with credit cards, you're playing with fire.... Read More

Understanding Credit Report Score

Understanding credit report scores is important when you see your... Read More

Cash Advance ? How Does It Work?

If you want a cash advance or a payday/paycheck loan,... Read More

Rewards Cards - Are They Right For You?

Rewards cards have become the latest rage in the credit... Read More