You can stop receiving credit card offers in the mail! It's really easy to do - just phone 1-888-567-8688 and follow the prompts and provide the requested information including Social Security number, date of birth, etc.Do this for every adult member of your household, including college students. Your "opt-out" status... Read More
Ah, the "good old days". If you are a baby boomer, like me, then you probably remember how important it was to rush to the bank on payday. You had to get there before the teller lanes closed so that you could have your "cash allowance" for the week. Otherwise,... Read More
Most of us want a good credit report to obtain automobile financing, credit cards, and to purchase a home. But, beyond these consumer loans, your credit report can cost you in everyday living expenses. What you don't know about your credit could be costing you money.Having a credit card means... Read More
Commercial collections: fixture of the new B2B cultureIf you're in the business-to-business field, or even if you're a consumer products business that works through third-party distribution channels, you probably know what it's like to check your mail anxiously each day, sifting through all the bills for that payment that was... Read More
Article excerpted from the new book, "How to Do Space Age Work with a Stone Age Brain" TM copyright 2004, all rights reserved, by Eve Abbott, the Organizer ExtraordinaireEach year billions of dollars in credit fraud is perpetrated on unsuspecting citizens. With so much personal information publicly available (or easily... Read More
The Federal Trade Commission (FTC) has set up a new website (www.AnnualCreditReport.com) where US residents can obtain free copies of their credit reports from the three major credit report bureaus (Equifax, TransUnion and Experian). The FTC site was set up as part of the Fair and Accurate Credit Transactions Act... Read More
It is very easy to find a site that is neat, professional-looking, and one that offers a free three-agency credit report and free credit report without a credit card.This scam is too good to be true. Usually the only catch is an upfront charge to the consumer of $7.95 or... Read More
Whether you have no credit or damaged credit, secured credit cards are a good tool for building a good credit history.Several months ago Tom, a member of CreditBoards.com, filed for a Chapter 7 Bankruptcy. Now he is in the process of rebuilding his credit history. It's a task... Read More
It goes without saying that your first and best defense against paying fraudulent or unfair charges on your credit card is knowing what your bill says! When you receive your credit card statement each month, sit down with it and check each item to make sure that you actually DID... Read More
In order to determine a consumer's credit worthiness, creditors and lending institutions have come to depend on credit reporting agencies. Credit reporting agencies supply individual reports that provide consumer specific information for lending purposes. With the advent of technology, most creditors now have automated systems that provide them direct access... Read More
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So you got into debt, had problems but you got... Read More
With today's credit card companies, there are many opportunities to... Read More
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Joint debts remain joint debts.Both spouses signed a legally binding... Read More
You probably don't need me to tell you credit cards... Read More
Individual banks elect to become members of ChexSystems, and to... Read More
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Most consumers are aware that they have something known as... Read More
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Like me, you've probably been offered a fair old number... Read More
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INTEREST BEWARE, THERE'S SAFETY IN NUMBERS!Note: The following is part... Read More
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The first time I heard the term credit history was... Read More
As a young student I feared getting bad grades because... Read More
The Fair Credit Reporting Act (FCRA) and the recent update... Read More
There are many misconceptions about credit scores out there. There... Read More
Just when most people finish with school and can stop... Read More
Are you one of the thousands pulling your hair out... Read More
Credit Cards and Loans sounds like just two things, but... Read More
Credit Scores That HurtIs your credit score being held against... Read More
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We spend money every single day on many different types... Read More
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Imagine opening your credit card statement one morning and discovering... Read More
And some practical advice too!My first credit card?I remember my... Read More
One of the biggest problems people have in these modern... Read More
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If you opened a credit card statement recently and were... Read More
So you got into debt, had problems but you got... Read More
In my previous article "Establishing Credit ? What You Need... Read More
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YOU SCRATCH MY BACK, AND I'LL BUY SOME MORE BEER!Let's... Read More
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The economic downturn of the last five years has affected... Read More
Congress passed the Fair Credit Reporting Act several years ago... Read More
Let's be crystal clear, right up front. Paying someone to... Read More
Credit cards represent an important part of our financial lives.... Read More
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