It is the scourge of our age: identity theft. Thieves learn an important part about your personal information, such as your credit card number, and they open accounts in your name and spend, spend, spend! Unfortunately, by the time you discover that you are a victim the damage is already... Read More
Here, Cratchet, what do you think you're doing?Uh, er, leaving sir.Leaving? It's 5 minutes to the hour. Shall I dock your pay accordingly.Uh, er, no sir.No sir? Well it's back to work for you then, and be quick about it. And I don't expect your mind to be off home... Read More
Do you have enormous credit card debt? You are certainly not alone. According to research, the average family in the United States has $7000 in credit card debt and pays about $1000 in interest each year! Throw in a late payment or two, or an over-the-limit charge, and that number... Read More
This article is about bailiffs who may call trying to collect Council Tax or Community Charge (Poll Tax) arrears. If a bailiff has contacted you to collect another sort of debt the law might be different.Council Tax and Poll Tax are usually collected by private firms of bailiffs on behalf... Read More
Credit is a funny thing. It can be a useful tool in the hands of an informed individual, or a weight of burden to the unsuspecting. One thing is for certain, you must have a decent credit score to attain a quality mortgage loan.We speak to hundreds of individuals each... Read More
Believe it or not, the way society, especially the commercial side, is set up these days, the only alternative to using credit is to pay cash for everything. But it's actually quite hard to do that. For example, if you want to rent a car, you have to have a... Read More
Joint debts remain joint debts.Both spouses signed a legally binding contract with the creditor, and a divorce decree neither amends this contract nor relieves the creditor's investment in you. Amendment of any contract requires agreement by all parties, including the creditor, and proof of the amendment requires the signature of... Read More
When credit cards are used wisely they can be very beneficial to the consumer. A low interest credit card can be exceptionally beneficial. Many people use the same credit card that they have had for years. Some people still have the very first credit card that they ever received and... Read More
Bad Debt IdentificationIdentifying bad debt is not as easy as it sounds. But the earlier it is done, the better are chances of recovering it. Here are some signs of customer behavior that can identify bad debt early:Customer fails to pay as per the agreed payment terms.Customer makes repeated unrealistic... Read More
LIVING IN CREDIT CARD UTOPIALet's just take a brief moment to recap:If you've been following along on this journey with me, learning the 5 Super-Charged secrets to Credit Card Utopia, then you now know 4 very important things:You now know how to take advantage of zero to low interest credit... Read More
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Rewards cards have become the latest rage in the credit... Read More
There are multiple reasons that tell us why we should... Read More
Just when most people finish with school and can stop... Read More
Bad Debt IdentificationIdentifying bad debt is not as easy as... Read More
You may already have 2 or more credit cards in... Read More
Your credit score can either haunt you or reward you.... Read More
Are you one of the thousands pulling your hair out... Read More
If you want to enjoy your life out of spending,... Read More
#1 Make sure mistakes aren't hurting your credit.Reviewing your credit... Read More
Your credit history is an important aspect of your life.... Read More
With interest rates rising, low or zero percent credit cards... Read More
Imagine opening your credit card statement one morning and discovering... Read More
Chances are you have received your share of "pre-approved" credit... Read More
Getting your first credit card is a big deal and... Read More
Sure, there are a lot of problems with credit cards,... Read More
There's only one way to discover the "health" of your... Read More
Credit Cards can bankrupt you if you let them run... Read More
What Is Your Credit Rating Now?If you have any charge... Read More
Credit counseling companies come in all shapes and sizes. Whether... Read More
Ever wondered what is a credit report? If you've ever... Read More
Bad credit can be a burden for otherwise good credit.... Read More
Raising your credit score can be a fairly simple and... Read More
When you apply for credit, those lending you the money... Read More
The Beginning of the Credit Card EraIn 1951, Diners Club... Read More
There are millions of consumer credit reports on file from... Read More
As you probably know, interest rates are at all time... Read More
The good thing about bad credit is that you can... Read More
These five debt negotiation facts along with a few debt... Read More
On one hand consumers are being universally criticised for running... Read More
There are a couple of reasons for this. You can... Read More
Making Your Credit Rating Work For YouOne of the basics... Read More
Credit cards represent an important part of our financial lives.... Read More
Almost all students have and use student credit cards. Some... Read More
Americans are more concerned about identity theft than unemployment or... Read More
Credit Cards are essential for any consumer today. However, when... Read More
When you're dealing with credit cards, you're playing with fire.... Read More
They arrive in your mail - a conspicuous looking mail... Read More
Bad credit can be a burden for otherwise good credit.... Read More
Well now we add CitiGroup and UPS to the Identity... Read More
Several different types of credit cards offer several different options,... Read More
Moving money from credit card to credit card to take... Read More
"Easy Low Down Monthly Payment," "Buy Now Pay Later," "You... Read More
Maintaining your Credit ProfileEvery consumer should be maintaining their credit... Read More
Martin Henderson is in a fix these days. Because of... Read More
Have you ever looked at your credit card statement and... Read More
In addition to the APR (annual percentage rate) and the... Read More
His hard earned money? Gone. Creditors on his back everyday.... Read More
When you apply for credit one of the first things... Read More
Credit card companies make their money on the 85% of... Read More
FACTA stands for Fair and Accurate Credit Transaction Act. FACTA... Read More
Just as there are too many credit card companies to... Read More
If you have a bad credit rating, then you might... Read More
There will come a day when you need credit. You... Read More
Can you establish good business credit if you have bad... Read More
The credit industry if rife with pitfalls. If you have... Read More
If you are just entering the world of credit cards,... Read More
Just when most people finish with school and can stop... Read More
Have you ever been told you were over your credit... Read More
These days, people need to very carefully consider what type... Read More
It's no surprise that thousands of Americans are victimized by... Read More
Believe it or not, the way society, especially the commercial... Read More
Your credit report--a type of consumer report--contains information about where... Read More
Credit cards can be a very quick way of getting... Read More
To reduce or minimize the risk of becoming a victim... Read More
Getting your first credit card is a big deal and... Read More
Let's face it, having credit is no longer a choice.... Read More
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