What is trade credit?One of the major differences between consumer and commercial transactions is that most, if not all, consumer transactions are paid in cash or by credit card at the time of sale. Because of this, most consumer businesses never have to worry about extending credit to a customer... Read More
As you probably know, interest rates are at all time low right now and if you aren't getting the best deal from your credit card company then they owe it to you to either lower your rate, or you owe it to yourself to find a better deal. You see,... Read More
Most of us want a good credit report to obtain vehicle financing, credit cards for emergencies and luxuries, and to finance a home mortgage. However, beyond these consumer loans, a great credit report makes your life easier.Having a credit card means that you can order tickets, rent a car, and... Read More
Having a credit card is a wonderful convenience for those times when you don't have immediate access to your cash. It can allow you to purchase something on time for which you can pay later, thereby giving you the ability to afford something NOW that you'd have had to save... Read More
There are millions of consumer credit reports on file from mainly three major reporting bureaus which include Trans Union, Experian, and Equifax. These credit gathering agencies store huge amounts of data about every person that takes out a loan, credit card, or any other line of credit. Information is reported... Read More
1- Check your credit report regularly2- Secure personal information in your home, especially if you have roommates, employ outside help, or are having work done in your home.3- minimize the amount of information someone can steal, do not carry extra credit cards, your Social Security card, birth certificate or passport... Read More
Do you have enormous credit card debt? You are certainly not alone. According to research, the average family in the United States has $7000 in credit card debt and pays about $1000 in interest each year! Throw in a late payment or two, or an over-the-limit charge, and that number... Read More
No doubt, you've probably gotten literally hundreds of credit card applications in the mail and online, and each and every one of them has said that you've been "Pre-Approved".Of course it's natural that this would lead us to believe that the application process is simply a formality. After all, you've... Read More
Most of us get a credit card on our name when we go to college or when we are in our senior years of high school and all of us stumble into the same types of difficulties when it comes to finding an issuer and managing the credit card. Most... Read More
Can you establish good business credit if you have bad personal credit? The answer is yes...but with a few caveats.Business credit reports and personal credit reports are generally completely separate databases for legal reasons. However, there are some exceptions in terms of how independent that information may be:-- If you... Read More
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Credit card companies want your business. After all, lending money... Read More
Introduction In this article, a presentation is made of the... Read More
It is a well-publicized fact that more of us are... Read More
Debt collection agencies are often a viable option for receiving... Read More
A lot of people spend more money than they can... Read More
It goes without saying that your first and best defense... Read More
Have you ever wondered how much money a credit card... Read More
If you are married, establish separate credit accounts.Try to finance... Read More
Credit needed for real estate mortgage financing differs from credit... Read More
FACTA stands for Fair and Accurate Credit Transaction Act. FACTA... Read More
Will lenders really love you for having a good credit... Read More
"Easy Low Down Monthly Payment," "Buy Now Pay Later," "You... Read More
Building a good credit history is important. If you have... Read More
Nearly 20 years ago I worked for a small consumer... Read More
We spend money every single day on many different types... Read More
Many employers are now looking at an applicant's credit report... Read More
Your credit score may just be a little number, but... Read More
For all people shop around for the best rate, there... Read More
When you buy real estate, lenders run all of the... Read More
Identity theft is the fastest growing crime according to the... Read More
Even if you have heard of a credit report, you... Read More
In Less Than 30 Days. "What can you do to... Read More
Spending HabitsSo you've just got your credit card. The first... Read More
Debt management programs can be of real help for people... Read More
Q: I'm opening a gift shop and want to be... Read More
"Like the tan? I got tons of sun on that... Read More
With prepaid credit cards, you get the practicality of plastic... Read More
TURBO-CHARGED KILLER RATE SAVING INFORMATION!Let's just take a brief moment... Read More
When I received my first credit card in the mail... Read More
Secured and unsecured debt - what's the difference?It's easy to... Read More
You've just received a "pre-approved" credit card offer in your... Read More
Have you ever looked at your credit card statement and... Read More
Consumers reject financial advice in favour of financial frivolityIt would... Read More
Negotiable instruments like checks and drafts have become an indispensable... Read More
Ah, the "good old days". If you are a baby... Read More
When credit cards are used wisely they can be very... Read More
The good thing about bad credit is that you can... Read More
Credit cards are just so convenient, aren't they? There's no... Read More
What is trade credit?One of the major differences between consumer... Read More
There are a whole variety of different types of credit... Read More
In the face of financial hardship, many seeking a responsible... Read More
YOU SCRATCH MY BACK, AND I'LL BUY SOME MORE BEER!Let's... Read More
As identity theft becomes more prevalent, the need to regularly... Read More
There are many misconceptions about credit scores out there. There... Read More
Your credit report--a type of consumer report--contains information about where... Read More
About Search Entries:Every time a lender checks your credit history... Read More
Sometimes life lands you in a situation that causes your... Read More
Consumers reject financial advice in favour of financial frivolityIt would... Read More
Credit Counseling and bankruptcy are both ways to relieve the... Read More
Debt collection agencies are often a viable option for receiving... Read More
Collection agencies are businesses that collect past-due bills and accounts... Read More
Your credit report is a very important piece of the... Read More
Spending HabitsSo you've just got your credit card. The first... Read More
Congress passed the Fair Credit Reporting Act several years ago... Read More
As a consumer you've learned the importance of establishing a... Read More
It wasn't all that long ago that lenders blatantly discriminated... Read More
Bad credit can be a burden for otherwise good credit.... Read More
There are a couple of reasons for this. You can... Read More
And some practical advice too!My first credit card?I remember my... Read More
If you're a college student, you probably already have a... Read More
Credit score is the key factor determining approval of almost... Read More
For years, major credit card companies have allowed cardholders to... Read More
Well now we add CitiGroup and UPS to the Identity... Read More
Article excerpted from the new book, "How to Do Space... Read More
As a young student I feared getting bad grades because... Read More
Credit card debt is a major social problem in some... Read More
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