3 Ways to Improve Your Credit Score by 50 Points In Less Than 30 Days

In Less Than 30 Days.

"What can you do to increase that set of three numbers on your
credit report that can be so important with your financing?"

I came across this question as I was surfing discussion groups
the other day. Check out my answer:

Dear Friend,

Here are 3 steps I used to take my credit score from 592
(horrible credit) to 762 (perfect credit) almost overnight.
If you're interested in improving your credit rating quickly,
you'll find this story helpful:

In 1995 I made a decision that would ruin my perfect credit
history. I quit my salary job to become an insurance salesman.
The job paid commission only. Within a few months I lost
everything - house, car, credit rating and my self respect.

By the end of 1996 I was living with my mom, all my credit
accounts were severely past due, and I was paying 22%
interest on a broke-down green Geo Storm...I was a real loser.

Then, in 1997, I became a banker. I didn't know it at the time,
but this would turn out to be the break I needed to eliminate my
credit problems forever.

During my seven years as a banker, I came across several
legal and highly effective ways to improve my credit rating.
As a result, I was able to increase my credit scores by an
average of 170 points.

Here's what I did:

Step #1:
After spending hundreds of dollars on credit repair services that
didn't work, I found out how to get negative accounts removed
on my own.

Basically, I wrote letters to the collection agencies requesting
proof that the accounts were mine. 89% of the time they had
no proof that the bad accounts belonged to me. So I was able
to get them deleted from my credit file.

Step #2:
I opened new accounts with high credit limits and kept the
balances low.

I discovered that if you keep your available credit limits high and
only use 10% to 30% of the credit you have available, your
credit score will improve dramatically.


Step #3:
Next, I added accounts with years of perfect payment history to
my credit file. This step took my credit score from 647 to 762.

While you can certainly add seasoned accounts to your credit
file for free, there are companies that claim they can do it for
a fee.

The problem is, they charge between $2,000 and $2,500 per
account. If you want a 700+ credit score you'll need 3 to 4 of
these accounts. That equates to a cost of $6,000 to $10,000.

(You can conduct a search on your favorite search engine for
companies that offer this service.)


While there are several highly effective steps you can take to
increase your credit scores by as much as 200 points, these
are the main ones...And here's the good news: Each step can
be completed in less than 30 days.

By Hartley W. Pinn, Jr, CEO, http://www.AtBalanceCreditRepair.com
Revealing the insider credit secrets you can use to increase
your credit scores by up to 200 Points.

For more information please visit:
http://www.AtBalanceCreditRepair.com/credit/8

In The News:

---

New Credit Scoring Model Could Help Millions

Mark and Beth, a young married couple in their twenties,... Read More

What is a Credit Card?

A credit card allows you to buy things even though... Read More

How a Credit Card Can Be Your Friend

We have all heard countless stories of people over their... Read More

Legislators Ponder New Credit Protection Laws

Legislators in Washington, D.C. are considering several credit-related consumer protections... Read More

Beware of Bogus Credit Repair Companies!

So-called "credit repair" companies claim they can remove negative information... Read More

Defeating Credit Card Debt With Self Control

Credit card debt is a major social problem in some... Read More

Credit Report Disaster Through Mistaken Identity

I've got some very important info I want you to... Read More

Do you Know the Benefits of Checking your Credit Report?

Do you know why you should check your credit report?Of... Read More

Credit Cards: What is the Universal Default Clause?

Most people who carry major credit cards are well aware... Read More

Good vs. Bad Credit Debt

Do you know the difference between good and bad credit... Read More

Credit Score: The Brightest Feather In Your Financial Cap

Credit scores are the most important aspect that determines your... Read More

Credit Cards - The Basics

How Lenders Operate ? And How They'll Make a Tidy... Read More

Beware the Shopping Mall Monster

Like me, you've probably been offered a fair old number... Read More

Opting For A Credit Card? Check Out Certain Terms

You've just received a "pre-approved" credit card offer in your... Read More

Dont Trade Your Future for Todays DooDads

"Easy Low Down Monthly Payment," "Buy Now Pay Later," "You... Read More

Credit Enhancements: Seven Tips For Enhancing Business Credit Transactions

What are the avenues available to businesses with weak credit... Read More

UPS Delivers the Goods, Your Identity

Well now we add CitiGroup and UPS to the Identity... Read More

Five Reasons to Repair Your Credit Score - You Can Do It Yourself

There are multiple reasons that tell us why we should... Read More

Know Your Credit Card Rights

When you apply for a credit card, the application that... Read More

New Credit Advice: Dont Pay off Those Credit Cards!

Credit needed for real estate mortgage financing differs from credit... Read More

Credit Reports: Find out why you have been refused Credit.

You may already have 2 or more credit cards in... Read More

Balance Transfers Can Help You Stop Putting Money Down The Drain!

As you probably know, interest rates are at all time... Read More

Read and Understand Your Credit Card Statement

Have you ever looked at your credit card statement and... Read More

Figuring Out the Ever Nebulous Numbers Called Credit Scores

Credit Score FactorsThe information contained on our credit reports affect... Read More

Small Business Credit Cards

So what do you look for when applying for a... Read More

19,178 Identity Theft Victims Per Day - Are You One Of Them?

Identity theft statistics are shocking. And we are told that... Read More

A Debt Mentality

While working through my own debt situation, and helping others... Read More

The Next Person With Credit Problems Got Their First Credit Card Today!

One of the focus areas of my information is the... Read More

Credit Report ? Check Yours Regularly - and for Free

In the twenty-first century, there are few documents that have... Read More

What You Didnt Know About Your Credit Card Numbers

Have you ever really looked at your credit card and... Read More

Negotiating Rates with Your Credit Card Company

Ok, let's face it, everybody hates high credit card rates,... Read More

7 Compelling Reasons Why A Prepaid Debit Card May Be Just The Financial Tool You Need

Prepaid debit cards are great financial tools and may be... Read More

The Hazards Of Your First Credit Card

You probably don't need me to tell you credit cards... Read More