Consumers interested in purchasing or refinancing a home will pay an interest rate based on current market conditions and their ability to pay back the loan. The borrower's income and debt ratios are taken into consideration by the lender, as well as the predictability factor provided by credit scoring. It's... Read More
Just when most people finish with school and can stop worrying about test scores, there's a new kind of scoring that enters the picture. It's called credit scoring. And, its impact on your financial future can mean more to you than a college degree.Why It's So Important:Ever wonder how a... Read More
The first rule when applying for banking and credit services is to always read the fine print and to understand all of it. Read up, take it home, and analyze it, ask the banking manager questions. The fine print is there for a reason. The charges and requirements contained in... Read More
Most consumers are aware that they have something known as a credit report that is used to determine whether or not they would qualify for a loan. Fewer are familiar with the FICO score, a creation of the Fair, Isaac, and Co. which distills their entire credit report down to... Read More
Most families in America today have a credit card; some have two or more. The type of credit card you own, gold, platinum, ext, is almost a status symbol in society. The concept is a good one, using your good credit to purchase big-ticket items that you may need time... Read More
Ever wondered what is a credit report? If you've ever applied for a credit card, a personal loan, or insurance, there's a file about you. This file is known as your credit report. It is full of information on where you live, how you pay your bills, and whether you've... Read More
Credit card debt is a major social problem in some Western countries. To rid yourself of credit card debt, it is best to recognize the problem as both a social and individual problem.If you are overburdened with credit card debt, or are in danger of becoming so, it is very... Read More
Here, Cratchet, what do you think you're doing?Uh, er, leaving sir.Leaving? It's 5 minutes to the hour. Shall I dock your pay accordingly.Uh, er, no sir.No sir? Well it's back to work for you then, and be quick about it. And I don't expect your mind to be off home... Read More
When you apply for credit one of the first things almost all credit officers do is check your credit score. Although not all of those officers explained to us what a credit score is, we are all rated according to it and the offers we receive were all dependent on... Read More
We've all seen the ads on television or in magazines, shouting, "Erase bad debt!" or "Remove negative entries from your credit report!" If you're a person suffering from a less-than-stellar credit rating, those headlines may seem like the answer to a prayer.The only problems is, those programs don't work, and... Read More
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Many companies use the slogan "Bad Credit? No Credit? No... Read More
There are no secrets to repairing your credit. Many shady... Read More
These five debt negotiation facts along with a few debt... Read More
There will come a day when you need credit. You... Read More
Paying a credit card late fee is the same as... Read More
Owning a credit card can be quite an advantage. Whether... Read More
"Menis - the author translates as "indignant rage" - It... Read More
It's not as hard as you think to raise credit... Read More
Understanding credit report scores is important when you see your... Read More
In this week's article, I am going to offer some... Read More
There are many different ways to borrow money. Outlined below... Read More
Have you ever really looked at your credit card and... Read More
With all my bills who would possibly want my credit?... Read More
A credit report is more than just a snapshot of... Read More
Credit needed for real estate mortgage financing differs from credit... Read More
Help! I've Been Turned DownYou received an envelope in the... Read More
You can still save money on a Bad Credit Loan... Read More
Credit has become a much-used word, thanks to the various... Read More
LIVING IN CREDIT CARD UTOPIALet's just take a brief moment... Read More
One of the great mysteries of life is how the... Read More
There are times when you may be turned down for... Read More
"Easy Low Down Monthly Payment," "Buy Now Pay Later," "You... Read More
Have you ever been told you were over your credit... Read More
Commercial collections: fixture of the new B2B cultureIf you're in... Read More
You can stop receiving credit card offers in the mail!... Read More
What do a shoe retailer, an online discount broker, and... Read More
Whether you are aware of it or not, credit bureaus... Read More
There is almost nothing more troublesome than having too much... Read More
Most consumers are aware that they have something known as... Read More
Secured Credit Card is similar to a prepaid credit card... Read More
Today, selecting the proper credit card can be a bit... Read More
In the face of financial hardship, many seeking a responsible... Read More
HarassmentHarassment of people in debt by creditors or their agents... Read More
Some credit cards offer a cash advance option. But how... Read More
Clean Credit Reports, your credit report contains information about where... Read More
Which of the following is the biggest threat to your... Read More
Have you ever been told you were over your credit... Read More
Not everyone has a positive experience with credit counseling. Potential... Read More
Once you've been paying off a credit card for a... Read More
In 2003, Congress passed the Fair and Accurate Credit Transactions... Read More
Commercial collections: fixture of the new B2B cultureIf you're in... Read More
In my previous article "Establishing Credit ? What You Need... Read More
There are many misconceptions about credit scores out there. There... Read More
Maintaining your Credit ProfileEvery consumer should be maintaining their credit... Read More
There are seven consumer credit laws you should be aware... Read More
By now, you have undoubtedly heard of credit card fraud,... Read More
Credit cards have both benefits and drawbacks. It is wise... Read More
In August, 2004, the Federal Trade Commission issued their findings... Read More
What is a balance transfer?A balance transfer can be explained... Read More
Bad credit can be a burden for otherwise good credit.... Read More
Credit is currently and has been historically an integral component... Read More
As identity theft becomes more prevalent, the need to regularly... Read More
Article excerpted from the new book, "How to Do Space... Read More
Finance is a big word for some of us. It's... Read More
If you find that creditors are calling you almost daily... Read More
Make Money from StoozingStoozing, this is a sophisticated method of... Read More
Did you apply for a personal loan only to be... Read More
Let's face it, having credit is no longer a choice.... Read More
STUDENT CREDIT CARDS With graduate debt averaging... Read More
"Erase Bad Debt !""Remove Negative Items From Your Credit Report"You've... Read More
Today, credit is an indispensable part of our lives. In... Read More
TURBO-CHARGED KILLER RATE SAVING INFORMATION!Let's just take a brief moment... Read More
This article is about bailiffs who may call trying to... Read More
The Credit Report is like your scorecard in the lending... Read More
Even if you think you have a wonderful credit report,... Read More
How to Repair a Bad Credit Rating?The Right Way!If you... Read More
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