Finance - Money, Money

Finance is a big word for some of us. It's a little scary. Maybe you immediately go to thinking about "high finance." That's even scarier. But what is the field of finance really about? Money. Okay, so money can be a scary word, too, but it's a little more manageable because we use it more often. In fact, money management is what finance is all about. It can also mean raising the money for something or lending money to someone on credit.

"Finance your dreams," they say.

You read about people in ordinary jobs, with ordinary lives, who manage to save and invest their money so they can do the things they really love. There's a whole book about that. Have you read "The Millionaire Next Door?" It's a good book and it does give us ordinary people some inspiration about going for our dreams. You don't have to become a millionaire, though to finance some of those dreams.

Think about it. What is it you'd really like to have money for?

Do you want to open a coffee shop? Self-publish your own book? Backpack in Egypt? Make jewelry and sell it at fairs? Paint?

Whatever your dream is, it's do-able. Do the math. First you want to know about how much it's going to cost to finance this dream of yours. That's going to take a little research. Get on the web and look for information. Call people who have already done what you want to do and ask them out to lunch. Most of them will be happy and proud to tell you how they did it. You might even make a new friend.

You're going to be surprised in many ways. First, it may not cost as much as you think to get started. Second, once you start thinking in new directions, new ideas on how to finance this dream will show up. Third, most of us could save quite a lot by putting a little bit of money aside from every paycheck. Even 5 percent adds up to a lot in just a year.

So what are you waiting for? An engraved invitation? Here it is "You are cordially invited to have fun financing your dreams!" Now get started!

About this author - Julian Mettaroy is an investment counselor who specializes in helping normal folks finance their dreams. You can read more articles about finance at Diogo Finance

In The News:


pen paper and inkwell


cat break through


Credit Trap: What They Dont Tell You About Credit Cards In College

In industrialized nations, going into debt starts early. It's easy... Read More

Rewards Cards: Are They Worth It?

Virtually all consumers will have a credit card at some... Read More

Repairing Your Credit Score and Clearing Derogatory Marks on Your Credit Report

Raising your credit score can be a fairly simple and... Read More

Stop Struggling Because Of Poor Credit And Improve Credit Rating Now

Did you apply for a personal loan only to be... Read More

10 Tips To Prevent Credit Card Fraud

Imagine opening your credit card statement one morning and discovering... Read More

Free Credit Reports - How to Maintain Your Credit Profile

Maintaining your Credit ProfileEvery consumer should be maintaining their credit... Read More

Bankruptcy vs. Credit Counseling: What Should I Do?

Credit Counseling and bankruptcy are both ways to relieve the... Read More

Making Sense of the Information in Your Credit Report

If you've ever applied for a credit card or loan,... Read More

Like It Or Not, You Have A Score To Settle! Part 1

Just when most people finish with school and can stop... Read More

4 Steps to Creating Good Credit

As a consumer you've learned the importance of establishing a... Read More

Credit Repair Myths and Facts

There are no secrets to repairing your credit. Many shady... Read More

Trying to Land a Job? Poor Credit Scores May Hurt Your Chances

Many employers are now looking at an applicant's credit report... Read More

Making Sense of Credit Card Fees

In addition to the APR (annual percentage rate) and the... Read More

The Art of Stoozing to Make Money from Credit Cards

Make Money from StoozingStoozing, this is a sophisticated method of... Read More

Avoiding College Credit Card Traps

Congratulations college freshman! You're about to embark on one of... Read More

Our World Of Credit Cards! Which One Is Right For You

There are not many of us who do not have... Read More

How To Boost Your Credit Score

Years ago your credit score was a big secret, known... Read More

Student Credit Cards 101

If you're a college student, you probably already have a... Read More

Beware the Shopping Mall Monster

Like me, you've probably been offered a fair old number... Read More

How Can A Qualified Mortgage Consultant Help Boost Your Credit Scores?

Consumers interested in purchasing or refinancing a home will pay... Read More

Avoiding ID Theft and Credit Fraud

Article excerpted from the new book, "How to Do Space... Read More

Stop Credit Card Offers

You can stop receiving credit card offers in the mail!... Read More

Choosing the Best Low Interest Credit Card

With so many low interest credit cards on offer, how... Read More

Consolidating Credit Cards

Credit card consolidation is a popular solution for those with... Read More

Your Credit Score

Credit scores: all lenders use credit scores to determine interest... Read More

Lower Your Credit Card Interest Rate Now!

With today's credit card companies, there are many opportunities to... Read More

Credit Help for Real Estate Financing: Credit Scores

When you buy real estate, lenders run all of the... Read More

How did a Thief get my Name? Don?t be a Victim of Identity Theft

How do these people get my name? If you have... Read More

Identity Theft ? Monitor Your Credit Report

The recent security breach at credit card processor CardSystems Solutions... Read More

Why Is It important!

Your credit is the most important thing you have other... Read More

The Hitchhiker?s Guide To Insanity

A new sickness is plaguing the UK called Denial. Denial... Read More

Good vs. Bad Credit Debt

Do you know the difference between good and bad credit... Read More

Finding What is on Your Credit Report

A credit report is basically a file about you kept... Read More