There are many different ways to borrow money. Outlined below is a useful guide to some of most common ways of borrowing money.LoansThere are many loan companies offering to lend you money. They will check your credit worthiness and may offer you a secured loan or an unsecured loan.A secured... Read More
Most businesses want to be able to borrow money when they need it, without the owners having to guarantee the loans personally. This means less risk to the owners. But wanting to get credit for your business and actually getting it can be two different things.One company recently approached us... Read More
You might not know it, but every time you take out any kind of loan or credit or pay something back, it gets counted on your credit rating. Who keeps a record on you will vary according to where you live, but the big three credit reference agencies are Experian,... Read More
Sure, there are a lot of problems with credit cards, but there are a lot of good things attached to them as well. For instance, if you have a small business, fleet credit cards can keep your books in order when you issue them to drivers of company vehicles for... Read More
Credit Counseling and bankruptcy are both ways to relieve the stress of debt. However, they are very different and it is important to understand both before making a decision as to which is best for you.Credit counseling is a program designed to help those who are in a state of... Read More
Today, credit is an indispensable part of our lives. In order to get the things you need, such as a home or a car, you have to apply for a credit. But you cannot get a credit without having a credit history, and you cannot get a good quality credit... Read More
Whether you are aware of it or not, credit bureaus have been keeping tabs on you and how you use credit. When it's time for you to apply for a mortgage, credit card, or personal loan, your credit report is what lenders look at to decide to approve you or... Read More
I AM THE CONSUMER. AND I HAVE LOW-RATE SUPER-POWERS!Note: The following is part 1 of a 5 part series. Over the course of these next 5 articles, I am going to introduce you to several methods for maximizing the use and benefits of the best Credit Cards and offers on... Read More
In addition to the APR (annual percentage rate) and the finance charges, most credit cards have a number of 'fees' associated with their use. Some fees are unavoidable with a particular card (like an annual fee or a program participation fee), while others are triggered by certain circumstances. The most... Read More
Commercial collections: fixture of the new B2B cultureIf you're in the business-to-business field, or even if you're a consumer products business that works through third-party distribution channels, you probably know what it's like to check your mail anxiously each day, sifting through all the bills for that payment that was... Read More
|
|||||
|
|
|
Q: I'm opening a gift shop and want to be... Read More
In August, 2004, the Federal Trade Commission issued their findings... Read More
Credit counseling is an option you might want to consider... Read More
Credit cards have migrated from being hip or convenience product... Read More
If you have a bad credit rating, then you might... Read More
Chances are you have received your share of "pre-approved" credit... Read More
So what do you look for when applying for a... Read More
A consumer credit report is a factual record of an... Read More
Whether or not you receive a loan and what interest... Read More
Credit repair, is in a word, vital to reestablishing your... Read More
Ever wondered what is a credit report? If you've ever... Read More
"Easy Low Down Monthly Payment," "Buy Now Pay Later," "You... Read More
Individual banks elect to become members of ChexSystems, and to... Read More
By now, you have undoubtedly heard of credit card fraud,... Read More
Congress passed the Fair Credit Reporting Act several years ago... Read More
On one hand consumers are being universally criticised for running... Read More
You might not know it, but every time you take... Read More
One of the great mysteries of life is how the... Read More
The Fair Credit Reporting Act (FCRA) and the recent update... Read More
Credit cards can be a very quick way of getting... Read More
With so many low interest credit cards on offer, how... Read More
Chances are you've gotten your share of offers like this... Read More
I AM THE CONSUMER. AND I HAVE LOW-RATE SUPER-POWERS!Note: The... Read More
In my previous article "Establishing Credit ? What You Need... Read More
HarassmentHarassment of people in debt by creditors or their agents... Read More
Imagine...obtaining credit that's incredibly easy...opening doors of opportunity you never... Read More
Do you know what your credit card is truly costing... Read More
You're probably thinking "Tell me something I don't know" but... Read More
1. Deleting Errors in 48 HoursThis is the absolute fastest... Read More
Here's a dirty secret, today's "non profit credit counselors" are... Read More
Your credit report--a type of consumer report--contains information about where... Read More
These days, credit cards in the UK are competing with... Read More
It's no surprise that thousands of Americans are victimized by... Read More
Ah, the "good old days". If you are a baby... Read More
For people with a spotty credit history or bad credit,... Read More
In the new millennium plastic money or credit cards has... Read More
It is a well-publicized fact that more of us are... Read More
The Federal Fair Credit Reporting Act (FCRA) is designated to... Read More
If you are one of the millions of people out... Read More
The Fair and Accurate Credit Transactions Act, signed into law... Read More
Here are some useful tips on borrowing money. Borrowing money... Read More
Chances are you have received your share of "pre-approved" credit... Read More
We have all heard countless stories of people over their... Read More
Obtaining a credit report is an excellent way to begin... Read More
Do you know the difference between good and bad credit... Read More
You've probably heard the term credit scoring. You may have... Read More
Credit counseling companies come in all shapes and sizes. Whether... Read More
How Lenders Operate ? And How They'll Make a Tidy... Read More
There are not many of us who do not have... Read More
If you want to enjoy your life out of spending,... Read More
Credit cards are just so convenient, aren't they? There's no... Read More
Many people may still not be aware of an amendment... Read More
There will come a day when you need credit. You... Read More
Owning a credit card can be quite an advantage. Whether... Read More
Getting your first credit card is a big deal and... Read More
A consumer credit report is a factual record of an... Read More
If gold medals were awarded for marketing consistency, the credit... Read More
Most people who carry major credit cards are well aware... Read More
Do you know the costs associated with your credit card?... Read More
Chances are you've gotten your share of offers like this... Read More
We have all heard the rumors?from neighbors, relatives or friends.... Read More
Credit and charge card fraud costs cardholders and issuers hundreds... Read More
It's the number one source of consumer complaints at the... Read More
What is Credit? Credit is money granted by a lender... Read More
Not everyone has a positive experience with credit counseling. Potential... Read More
Several different types of credit cards offer several different options,... Read More
Credit |