Check 21 is the common name for the Check Clearing for the 21st Century Act. It's new legislation that was recently passed by congress and made a law when signed by the President of the United States (remember "I'm just a bill" from Saturday morning cartoons). Check 21 basically streamlines... Read More
INTEREST BEWARE, THERE'S SAFETY IN NUMBERS!Note: The following is part 2 of a 5 part series, Over the course of these 5 articles, I am going to introduce you to several methods for maximizing the use and benefits of the best Credit Cards and offers on the market today. This... Read More
Credit scores are the most important aspect that determines your financial future. Carrying a good credit score is an asset and can pave your future towards greener pastures. On the other hand a negative marking on your credit report can be ruinous for your future dreams. However, "There Isn't Much... Read More
For all people shop around for the best rate, there are few who have taken the time to sit down and add it all up. After all, why would you bother? The answer is that understanding just how interest rates work can help you see how important small differences in... Read More
Just when most people finish with school and can stop worrying about test scores, there's a new kind of scoring that enters the picture. It's called credit scoring. And, its impact on your financial future can mean more to you than a college degree.Why It's So Important:Ever wonder how a... Read More
Here's a simple system on how to pay zero interest and get tons of free stuff. Almost everyone uses credit cards. But only a few thousand people out there take advantage of what the credit card industry is really offering.First thing a person needs to do to shift the credit... Read More
Let's face it, if you are facing the possibilities of losing your home due to a foreclosure and you think that you may never be able to purchase another home anytime soon. Keep reading.I am going to share with you four steps you need to prepare yourself for that transition... Read More
If you want to enjoy your life out of spending, enjoy if you have your own resources and money.But don't enjoy your life by becoming a debtor to somebody.Of course in the modern world, there are many ways and means, which force you to become a debtor.Attractive advertisements in the... Read More
Fixing a credit report starts with seeing what's on it. You may get access for free online. Try a search for "free credit report." Alternately, when you are denied credit based on a report issued by a local credit reporting agency, you can request a free credit report from that... Read More
Many employers are now looking at an applicant's credit report for hiring purposes. During an interview process a potential employer may request your written consent to access your credit report. A credit report is essentially your credit history created by CRAs (also known as credit bureaus). Debtors that grant (or... Read More
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It is the scourge of our age: identity theft. Thieves... Read More
You've decided to apply for a Citi MasterCard, but with... Read More
Creditors will measure your credit rating based on the following... Read More
If gold medals were awarded for marketing consistency, the credit... Read More
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Are Credit Card companies starting to feel the pinch? We... Read More
Do you know why you should check your credit report?Of... Read More
Many of us have seen the advertisements on television. "Get... Read More
Do you have enormous credit card debt? You are certainly... Read More
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The Credit Report is like your scorecard in the lending... Read More
TURBO-CHARGED KILLER RATE SAVING INFORMATION!Let's just take a brief moment... Read More
As I am not from the US, I had no... Read More
If you were to tell someone that they can have... Read More
We've all seen the ads on television or in magazines,... Read More
Your credit report is a very important piece of the... Read More
Your credit rating / credit score is based upon how... Read More
Step I - Selecting A Collection AgencySelecting a credit collection... Read More
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Most businesses want to be able to borrow money when... Read More
Using a credit card wisely is an important step in... Read More
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There are times when you may be turned down for... Read More
I didn't think it was possible. But it is. Folks,... Read More
You might not know it, but every time you take... Read More
In the new millennium plastic money or credit cards has... Read More
In "Become the Squeaky Wheel" a book recently published, Michelle... Read More
If you're a college student, you probably already have a... Read More
Credit scores: all lenders use credit scores to determine interest... Read More
Legislators in Washington, D.C. are considering several credit-related consumer protections... Read More
There is no end to the amount of pain that... Read More
Mark and Beth, a young married couple in their twenties,... Read More
There are many evils associated with credit cards, but there... Read More
Few things influence the home buying process more than your... Read More
I AM THE CONSUMER. AND I HAVE LOW-RATE SUPER-POWERS!Note: The... Read More
Today, credit is an indispensable part of our lives. In... Read More
Ever wondered what is a credit report? If you've ever... Read More
Let's be crystal clear, right up front. Paying someone to... Read More
Sue is a homeowner and pays her mortgage and other... Read More
Even if you have heard of a credit report, you... Read More
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Credit card debts problem is extremely common today. It is... Read More
Whether you have no credit or damaged credit, secured credit... Read More
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Credit cards are just so convenient, aren't they? There's no... Read More
Getting worried that one of your clients, customers or patients... Read More
"Like the tan? I got tons of sun on that... Read More
Congress passed the Fair Credit Reporting Act several years ago... Read More
With today's credit card companies, there are many opportunities to... Read More
If you want a cash advance or a payday/paycheck loan,... Read More
Ah, the sweet rewards of using credit!Not only do you... Read More
Q: I'm opening a gift shop and want to be... Read More
"Easy Low Down Monthly Payment," "Buy Now Pay Later," "You... Read More
The process of clearing credit can be laborious and frustrating.... Read More
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