We've all seen the ads on television or in magazines, shouting, "Erase bad debt!" or "Remove negative entries from your credit report!" If you're a person suffering from a less-than-stellar credit rating, those headlines may seem like the answer to a prayer.The only problems is, those programs don't work, and... Read More
Your personal credit file is separated from those with the same or similar names by several factors, including a driver's license number, birth date, or spouse's name. Although these are three important identifying marks, the number one identifying mark on your credit report is your social security number. Since there... Read More
Moving money from credit card to credit card to take advantage of interest free balance transfers and effectively borrowing money for free. It's even possible to make money by borrowing money, transferring the debt to an interest free card and investing the cash in a high interest savings account until... Read More
Have you ever been told you were over your credit card limit, or had your debit card declined, even though you knew you had available credit or money in your bank account? If this happened shortly after you stayed in a hotel or rented a car, the problem could have... Read More
What is Credit?Credit is the backbone and the engine behind the workings of the economy. Credit simply allows individuals and companies to borrow funds in good faith and pay it back over a specified time frame. Lenders base their decisions on who they should lend to by using your credit... Read More
The Credit Report is like your scorecard in the lending world. Every time you prepare yourself to acquire or purchase something that requires financial assistance from a lending institution, your credit report will be your "presentation card".You also need to realize that other entities like employers and insurance companies often... Read More
Identity theft statistics are shocking. And we are told that it will only become worse, before it gets any better. Are you likely to be affected? According to recent studies, up to 7,000,000 people become identity theft victims each year, in the United States alone. That's over 19,000 cases a... Read More
As of Thursday, December 1, 2004, one-third of Americans will be able to access their credit reports from all three main agencies for free. Passed in late 2003, the Fair & Accurate Credit Transactions Act creates a central source consumers can use to obtain a free annual credit report.Equifax, Experian,... Read More
To repair your bad credit does not necessarily mean that you now have a good credit, absolutely not. When most people have bad credit, they either purchase a credit repair book or seek a credit expert help. But before you do anything about your bad credit you need to understand... Read More
With prepaid credit cards, you get the practicality of plastic while choosing exactly how much debt to charge. By taking charge of your personal financing, you determine your own limits, to the penny, and change them any time you need to.There are many prepaid credit cards on the market these... Read More
![]() |
|
![]() |
|
![]() |
|
![]() |
|
|||||
|
|
|
Do you have enormous credit card debt? You are certainly... Read More
How Lenders Operate ? And How They'll Make a Tidy... Read More
Imagine opening your credit card statement one morning and discovering... Read More
"Like the tan? I got tons of sun on that... Read More
Paying a credit card late fee is the same as... Read More
One of the biggest problems people have in these modern... Read More
Fact: Over 150 million Americans have credit report with the... Read More
You've decided to apply for a Citi MasterCard, but with... Read More
By far the greatest invention the banks have ever come... Read More
As identity theft becomes more prevalent, the need to regularly... Read More
Check 21 is the common name for the Check Clearing... Read More
In the new millennium plastic money or credit cards has... Read More
There are times when you may be turned down for... Read More
Credit repair, is in a word, vital to reestablishing your... Read More
WHAT IS HIRE PURCHASE/CONDITIONAL SALE?Although people often talk about "buying... Read More
Even if you have heard of a credit report, you... Read More
Americans are more concerned about identity theft than unemployment or... Read More
Credit cards can be a very quick way of getting... Read More
It is wise for you to have a company credit... Read More
Rewards cards have become the latest rage in the credit... Read More
Many employers are now looking at an applicant's credit report... Read More
"Easy Low Down Monthly Payment," "Buy Now Pay Later," "You... Read More
To reduce or minimize the risk of becoming a victim... Read More
Credit cards represent an important part of our financial lives.... Read More
Legislators in Washington, D.C. are considering several credit-related consumer protections... Read More
Identity theft is the fastest growing crime in America, according... Read More
Just when most people finish with school and can stop... Read More
Did you know that you could make sure to get... Read More
One of the focus areas of my information is the... Read More
Ever wonder how a creditor decides whether to grant you... Read More
Getting worried that one of your clients, customers or patients... Read More
Even if you think you have a wonderful credit report,... Read More
Credit Score FactorsThe information contained on our credit reports affect... Read More
Secured and unsecured debt - what's the difference?It's easy to... Read More
Creditors will measure your credit rating based on the following... Read More
INTEREST BEWARE, THERE'S SAFETY IN NUMBERS!Note: The following is part... Read More
Before you take out a home loan or make any... Read More
When you buy real estate, lenders run all of the... Read More
Getting worried that one of your clients, customers or patients... Read More
Consumers interested in purchasing or refinancing a home will pay... Read More
The process of clearing credit can be laborious and frustrating.... Read More
You've probably heard the term credit scoring. You may have... Read More
One of the focus areas of my information is the... Read More
Credit scores are the most important aspect that determines your... Read More
A credit report is run on a buyer when he... Read More
If you have never heard of a FICO score before,... Read More
What you might not know about credit.Some people don't know... Read More
The recent security breach at credit card processor CardSystems Solutions... Read More
Do you know the costs associated with your credit card?... Read More
Companies that issue credit cards want to make a profit.... Read More
This summary of the Fair Credit Reporting Act will explain... Read More
Sometimes life lands you in a situation that causes your... Read More
A credit card allows you to buy things even though... Read More
Mark and Beth, a young married couple in their twenties,... Read More
A lot of credit score myths about fico score ratings... Read More
We have all heard countless stories of people over their... Read More
It's not as hard as you think to raise credit... Read More
Your credit history is an important aspect of your life.... Read More
Credit card companies want your business. After all, lending money... Read More
As a young student I feared getting bad grades because... Read More
Consumers reject financial advice in favour of financial frivolityIt would... Read More
Online car finance is convenient. You can apply over the... Read More
It's the number one complaint from consumers and it only... Read More
Credit Counseling and bankruptcy are both ways to relieve the... Read More
Individual banks elect to become members of ChexSystems, and to... Read More
The nightmare of identity theft strikes an estimated 750,000 people... Read More
Credit |