How Lenders Operate ? And How They'll Make a Tidy Fortune from the UnknowingCredit card companies might seem like immensely clever, money making enterprises that exploit every loophole to maximize the interest payments ? and profits ? they are taking from you every month. Nothing, however, could be further from... Read More
HarassmentHarassment of people in debt by creditors or their agents is a criminal offence under the Administration of Justice Act 1970. It is often difficult to know what to do when you feel a creditor is not dealing with your account fairly. In order for you to identify what activities... Read More
Most consumers are aware that they have something known as a credit report that is used to determine whether or not they would qualify for a loan. Fewer are familiar with the FICO score, a creation of the Fair, Isaac, and Co. which distills their entire credit report down to... Read More
In the twenty-first century, there are few documents that have a greater impact on the lives of Americans then their credit report. Credit rating determines one's ability to buy a home, a car, or to obtain a credit card or a job. Since these things are important, it is equally... Read More
By far the greatest invention the banks have ever come up with came out in the 20th century. Also the new field of Credit Management was born with the invention of the credit card. It is the most available out of any financial product out there. In fact more than... Read More
With identity theft statistics currently at an all time high, and climbing, it just makes sense that we should all be doing everything we can to protect ourselves.One of the most prevalent yet overlooked ways your personal information and passwords may be being compromised is through the presence of Spyware... Read More
Q: I'm opening a gift shop and want to be able to accept credit cards. I talked to the branch manager at my bank, but he didn't seem to know much about how it all worked. He did say that I would need something called "a merchant account" and something... Read More
This summary of the Fair Credit Reporting Act will explain what you can legally do if you want to repair your own credit report. No matter what you hear, you can dispute credit information on your credit report if you understand the legal rights you have under this law.The Federal... Read More
If you've ever applied for a credit card or loan, you've probably had your credit report reviewed by the lender. Your credit report has a huge impact on your financial future, so it's well worth your time to be sure that you understand what your credit report says about you.Even... Read More
Having a damaging credit record can hurt you in many ways. It may prohibit you from making an important purchase such as a home, car, computer or vacation. Without a healthy credit report you are severely limiting yourself from possible lenders. If you do find a lender you will undoubtedly... Read More
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Have your read your credit card contract through completely? Do... Read More
Ever wonder how a creditor decides whether to grant you... Read More
Your credit is the most important thing you have other... Read More
There is a lot of confusion surrounding UK credit ratings,... Read More
Here, Cratchet, what do you think you're doing?Uh, er, leaving... Read More
If you are one of the millions of people out... Read More
What do a shoe retailer, an online discount broker, and... Read More
With identity theft statistics currently at an all time high,... Read More
Let's face it, having credit is no longer a choice.... Read More
ChexSystems is a company that maintains a subscriber membership service... Read More
If you are in danger of credit problems because you... Read More
If you are just entering the world of credit cards,... Read More
And some practical advice too!My first credit card?I remember my... Read More
The three major credit bureaus, Experian, Equifax and Trans Union... Read More
The recent security breach at credit card processor CardSystems Solutions... Read More
Have you ever looked at your credit card statement? I'm... Read More
To repair your bad credit does not necessarily mean that... Read More
Credit Cards are essential for any consumer today. However, when... Read More
Debt collection agencies are often a viable option for receiving... Read More
When you apply for a credit card, the application that... Read More
You're probably thinking "Tell me something I don't know" but... Read More
In their quest to get you to sign up for... Read More
Many people may still not be aware of an amendment... Read More
Q: I'm opening a gift shop and want to be... Read More
His hard earned money? Gone. Creditors on his back everyday.... Read More
If you were to tell someone that they can have... Read More
When credit cards are used wisely they can be very... Read More
Credit counseling companies come in all shapes and sizes. Whether... Read More
Not everyone has a positive experience with credit counseling. Potential... Read More
"Menis - the author translates as "indignant rage" - It... Read More
Did you know that you could make sure to get... Read More
Consumers often have the first credit card that they ever... Read More
1) Do your homework. Applying for and getting approved for... Read More
You're probably thinking "Tell me something I don't know" but... Read More
Why do some people get offers for pre-approved credit cards... Read More
In August, 2004, the Federal Trade Commission issued their findings... Read More
Ok, let's face it, everybody hates high credit card rates,... Read More
The Beginning of the Credit Card EraIn 1951, Diners Club... Read More
Your credit rating affects many areas of your life. Opening... Read More
Here, Cratchet, what do you think you're doing?Uh, er, leaving... Read More
As you probably know, interest rates are at all time... Read More
What is Credit? Credit is money granted by a lender... Read More
Have you ever looked at your credit card statement and... Read More
"I think money was stolen from my card" or "I... Read More
It goes without saying that your first and best defense... Read More
Somebody once said, "There is always a way of knowing... Read More
Sometimes life lands you in a situation that causes your... Read More
FREE credit checks or free credit reports. What are they... Read More
You've just received a "pre-approved" credit card offer in your... Read More
Like me, you've probably been offered a fair old number... Read More
For those of us who know how to use them... Read More
The most important thing for you to remember is that... Read More
The Fair Credit Reporting Act (FCRA) and the recent update... Read More
A lot of credit score myths about fico score ratings... Read More
Congress passed the Fair Credit Reporting Act several years ago... Read More
Joint debts remain joint debts.Both spouses signed a legally binding... Read More
Credit is currently and has been historically an integral component... Read More
Let's be crystal clear, right up front. Paying someone to... Read More
Having a credit card is a wonderful convenience for those... Read More
Millions of Americans suffer because of bad credit these days,... Read More
You've just opened your credit card bill and attached to... Read More
Credit card companies want your business. After all, lending money... Read More
"Like the tan? I got tons of sun on that... Read More
Have you ever wondered how much money a credit card... Read More
It's not as hard as you think to raise credit... Read More
Many people may still not be aware of an amendment... Read More
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