What is a Credit Report?
Ever wondered what is a credit report? If you've ever applied for a credit card, a personal loan, or insurance, there's a file about you. This file is known as your credit report. It is full of information on where you live, how you pay your bills, and whether you've... Read More
Ways to Look Good without Selling Your Soul to the Credit Card Sharks
1. Buy clothes at thrift stores. BEFORE you buy them, however, hold the clothing to the light to make sure there are no tears, check the seams under the arms, make sure the buttons are all there, and don't buy anything that you can't try on.2. Never buy anything that... Read More
Trade Credit: How to Determine if You Should Offer Net-30 Terms to Your Customers
What is trade credit?One of the major differences between consumer and commercial transactions is that most, if not all, consumer transactions are paid in cash or by credit card at the time of sale. Because of this, most consumer businesses never have to worry about extending credit to a customer... Read More
5 Killer Steps to avoid Credit Card SCAMS!
In August, 2004, the Federal Trade Commission issued their findings of a recent study, which showed that nearly 25 million adults were victims of fraud.Now, most importantly, If you are a victim of fraud, please do not feel like you did anything wrong. It happens to all of us at... Read More
Good vs. Bad Credit Debt
Do you know the difference between good and bad credit debt? Most everyone seems to think that all debt is bad, but that is not always the case. In fact, there are some instances where good debt can actually help your financial situation.The differences between good debt and bad credit... Read More
Building Good Business Credit After Bad Credit
Can you establish good business credit if you have bad personal credit? The answer is yes...but with a few caveats.Business credit reports and personal credit reports are generally completely separate databases for legal reasons. However, there are some exceptions in terms of how independent that information may be:-- If you... Read More
Opting For A Credit Card? Check Out Certain Terms
You've just received a "pre-approved" credit card offer in your mail. Without wasting a minute you're ready to accept it, especially if it's the "before-the-offer-expires" one. Wait! Don't be in a hurry. Shop around a little and then make your decision about that credit card.Do you know that these "pre-approved"... Read More
Useful Tips on Borrowing Money
Here are some useful tips on borrowing money. Borrowing money is one of the most common sources of funding for a small business, but obtaining a loan isn't always easy. Before you approach your banker for a loan, it is a good idea to understand as much as you can... Read More
New Law Provides Free Annual Credit Report
As of Thursday, December 1, 2004, one-third of Americans will be able to access their credit reports from all three main agencies for free. Passed in late 2003, the Fair & Accurate Credit Transactions Act creates a central source consumers can use to obtain a free annual credit report.Equifax, Experian,... Read More
How Businesss Mess Up Their Credit Policies
In "Become the Squeaky Wheel" a book recently published, Michelle Dunn demonstrates the major areas a business should focus on to ensure a satisfactory customer experience.One mistake business owners make is not having a credit policy in place when they open their business. This can be easily corrected by implementing... Read More
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Always Avoid Payment Holidays
Once you've been paying off a credit card for a... Read More
Student Credit Cards
STUDENT CREDIT CARDS With graduate debt averaging... Read More
Beginners Guide to Credit
I remember back when I was 18 and completely oblivious... Read More
All Is Fair In Love, War, and, Your Credit Report - At Least It Should Be! Understanding the FCRA
Fact: Over 150 million Americans have credit report with the... Read More
Bad Debt Recovery
Bad Debt IdentificationIdentifying bad debt is not as easy as... Read More
Credit Report ? Check Yours Regularly - and for Free
In the twenty-first century, there are few documents that have... Read More
The Exact Action To Take When You Find Errors In Your Credit Report
There are times when you may be turned down for... Read More
How To Use Your Credit Cards Wisely
Are you one of the thousands pulling your hair out... Read More
How to Avoid Credit Card Late Fees
Everyone hates late fees and being late will cost you... Read More
Credit Cards - A Blessing or a Curse?
Owning a credit card can be quite an advantage. Whether... Read More
Searching For A Low Interest Credit Card?
These days, people need to very carefully consider what type... Read More
New Credit Scoring Model Could Help Millions
Mark and Beth, a young married couple in their twenties,... Read More
10 Signs You May Need Credit Counseling
Debt management programs can be of real help for people... Read More
Tips for Choosing a Credit Card Company
Credit Cards are essential for any consumer today. However, when... Read More
Credit Repair: How To Deal With Your Creditors
If you are in danger of credit problems because you... Read More
Free Credit Reports: From The 3 Major Credit Bureaus!
Get your credit report online for FREE. Many financial advisors... Read More
Credit Report ? How to Improve Your Credit Score
One of the great mysteries of life is how the... Read More
Big Brother Knows Whats in Your Credit Report - How About You?
Whether you are aware of it or not, credit bureaus... Read More
Cash Back vs. Rewards Credit Cards
Ah, the sweet rewards of using credit!Not only do you... Read More
SuperCharged Secret 3, Credit Card Utopia
TURBO-CHARGED KILLER RATE SAVING INFORMATION!Let's just take a brief moment... Read More
Do You Know The Top Five Credit Card Mistakes?
When you're dealing with credit cards, you're playing with fire.... Read More
Credit Card Rates - Negotiating Rates with Your Credit Card Company
Ok, let's face it, everybody hates high credit card rates,... Read More
10 Simple Steps to Manage Your Credit
By far the greatest invention the banks have ever come... Read More
Bad Credit Credit Cards
Chances are you've gotten your share of offers like this... Read More
A Summary of the Fair Credit Reporting Act
This summary of the Fair Credit Reporting Act will explain... Read More
What Is a FICO Score and How Do I Make It Work for Me?
Whether or not you receive a loan and what interest... Read More
How To Choose A Credit Card
Your credit score may just be a little number, but... Read More
The Advantages of Credit Cards
There are many evils associated with credit cards, but there... Read More
Credit Cards For People With Bad Credit Scores
Sometimes life lands you in a situation that causes your... Read More
What Is the Fair Credit Reporting Act and What You Should Know About It
The Fair Credit Reporting Act (FCRA) and the recent update... Read More
What Happens When Your Credit Is Damaged? Do You Have Recourse?
The good thing about bad credit is that you can... Read More
Can Credit Search Entries Affect Your Ability to get Approved for a New Loan in the UK?
About Search Entries:Every time a lender checks your credit history... Read More
Which Credit Bureau Should I Use To Check My Credit Report?
There are three main credit bureaus in the United States;... Read More
5 Ways To Prevent Credit Card Late Fees
Paying a credit card late fee is the same as... Read More
10 Signs You May Need Credit Counseling
Debt management programs can be of real help for people... Read More
How To Eliminate Credit Card Debt
There is almost nothing more troublesome than having too much... Read More
Bad Checks, Bounced Checks, & NSF Checks
Negotiable instruments like checks and drafts have become an indispensable... Read More
Commercial Collections: Business Finance Booster Shot
Commercial collections: fixture of the new B2B cultureIf you're in... Read More
Credit Cards: Pros and Cons
Sure, there are a lot of problems with credit cards,... Read More
How to Save Money on Your Credit Cards
Credit card companies make their money on the 85% of... Read More
Credit Counseling -- Why It Doesnt Work For Most Debtors
"Cut Your Payments in Half!" the headline screams. "Consolidate Your... Read More
Finding the Right Credit Card
There are so many credit cards out there to choose... Read More
It Is In Your Best Interest To Do The Math On Your Credit Card Interest
If you begin foaming at the mouth once a month... Read More
Credit Report ? Check Yours Regularly - and for Free
In the twenty-first century, there are few documents that have... Read More
Credit Score - Reporting Your Financial Health
Credit score is one of the most basic, determining factor... Read More
Building Business Credit
Most businesses want to be able to borrow money when... Read More
Teaching Students To Keep Out Of Credit Card Debt - The Parents Role
Parents have the full responsibility for their children and their... Read More
Credit Card Companies Are Out for Your Money
You're probably thinking "Tell me something I don't know" but... Read More
Warning: Free Credit Report Imposter Websites Springing Up on the Web
A recent amendment to the federal Fair Credit Reporting Act... Read More
Credit Help For Renters And Others On The Horizon
Sue is a homeowner and pays her mortgage and other... Read More
What Happens When Your Credit Is Damaged? Do You Have Recourse?
The good thing about bad credit is that you can... Read More
Like It Or Not, You Have A Score To Settle!
Like It Or Not, You Have A Score To Settle!... Read More
Which Citi Mastercard Is Right For You?
You've decided to apply for a Citi MasterCard, but with... Read More
Finding Reputable Credit Card Companies
You're interested in getting the best credit cards for your... Read More
How Can A Qualified Mortgage Consultant Help Boost Your Credit Scores?
Consumers interested in purchasing or refinancing a home will pay... Read More
Identity Theft : They Got Him
His hard earned money? Gone. Creditors on his back everyday.... Read More
How To Repair Your Credit Report
A credit report is run on a buyer when he... Read More
Credit Cards
Credit cards are a form of unsecured credit. The issuer... Read More
Figuring Out the Ever Nebulous Numbers Called Credit Scores
Credit Score FactorsThe information contained on our credit reports affect... Read More
Rewards Cards - Are They Right For You?
Rewards cards have become the latest rage in the credit... Read More
Harassment of People in Debt by Creditors
HarassmentHarassment of people in debt by creditors or their agents... Read More
Pitfalls of the Credit Industry
The credit industry if rife with pitfalls. If you have... Read More
Credit Help for Real Estate Financing: Credit Scores
When you buy real estate, lenders run all of the... Read More
Good Credit -- Essential for the Prospective Home Buyer
Credit is a funny thing. It can be a useful... Read More
Which Credit Bureau Should I Use To Check My Credit Report?
There are three main credit bureaus in the United States;... Read More
Identity Theft - Dont Think You Are Immune
As identity theft becomes more prevalent, the need to regularly... Read More
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