7 Compelling Reasons Why A Prepaid Debit Card May Be Just The Financial Tool You Need
Prepaid debit cards are great financial tools and may be just the financial tool you need. Here a seven compelling reasons why:1. A prepaid debit card helps you stay out of debt because the money you spend is your own. Credit cards encourage you to spend money you don't have,... Read More
How To Start A Second SEPERATE Credit File!
Your personal credit file is separated from those with the same or similar names by several factors, including a driver's license number, birth date, or spouse's name. Although these are three important identifying marks, the number one identifying mark on your credit report is your social security number. Since there... Read More
Credit Report And Correction Techniques
The three major credit bureaus, Experian, Equifax and Trans Union are similar and feature a "Credit Score", which is created from credit report data submitted to them about you. Their report includes where you live, your bill-paying habits, and bankruptcy and arrest information. The information compiled by them is used... Read More
Good Credit -- Essential for the Prospective Home Buyer
Credit is a funny thing. It can be a useful tool in the hands of an informed individual, or a weight of burden to the unsuspecting. One thing is for certain, you must have a decent credit score to attain a quality mortgage loan.We speak to hundreds of individuals each... Read More
Shoppers Beware - Tis The Season
It's the number one complaint from consumers and it only takes a moment for you to become a victim. While you search for holiday bargains, identity thieves are searching for targets - unsuspecting consumers. Here are some tips to help you safeguard your identity and other valuables:1) Protect your account... Read More
Free Credit Report ? Watch Out for Scams
Many people may still not be aware of an amendment to the Fair Credit Reporting Act (FCRA) that Congress passed last year. This amendment allows U.S. citizens to receive a copy of their credit report, for free, once per year. The plan is being rolled out slowly in order to... Read More
Trying to Land a Job? Poor Credit Scores May Hurt Your Chances
Many employers are now looking at an applicant's credit report for hiring purposes. During an interview process a potential employer may request your written consent to access your credit report. A credit report is essentially your credit history created by CRAs (also known as credit bureaus). Debtors that grant (or... Read More
How To Protect Yourself Against Credit Card Fraud
In the high tech world of today, credit card fraud is an ever increasing problem.By 2005 it is estimated that the online payment industry will capture $12.5 Billion in revenue. This is up over 20% from 2004.In the United Kindom alone, credit card fraud cost companies £504.8 Million in 2004.With... Read More
Dealing With A Collection Agency
Step I - Selecting A Collection AgencySelecting a credit collection agency is perhaps the most important and difficult task. Some factors you must consider while selecting a collection agency are:- Experience and professionals - Geographical presence - Expertise - Fees and charging model - Customer references... Read More
Rebuild Your Credit the Right Way the First Time
If you are one of the millions of people out there with bad credit you need to step up and start doing something to get yourself back into credits good graces. Having good credit is the only way to assure that you will get the best interest rates on any... Read More
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How to Order the Right Credit Reports to Repair Your Own Credit
In this week's article, I am going to offer some... Read More
Credit Card Traps: How To Spot Them On The Spot!
They arrive in your mail - a conspicuous looking mail... Read More
Credit Cards: Pros and Cons
Sure, there are a lot of problems with credit cards,... Read More
Understanding Your Credit Score
When you apply for credit one of the first things... Read More
Credit Cards - Why Prepay?
With prepaid credit cards, you get the practicality of plastic... Read More
Which Credit Bureau Should I Use To Check My Credit Report?
There are three main credit bureaus in the United States;... Read More
Fair Credit Reporting Act: What You Should Know About It?
The Federal Fair Credit Reporting Act (FCRA) is designated to... Read More
Dealing With A Collection Agency
Step I - Selecting A Collection AgencySelecting a credit collection... Read More
How Does a Creditor Determine Whether to Grant You Credit?
Credit 101How does a creditor determine whether to grant you... Read More
Credit Traps Snag Consumers
Nearly 20 years ago I worked for a small consumer... Read More
How Do I Establish A Good Line of Credit?
A line of credit, roughly defined, is the amount of... Read More
Addressing Bad Credit Card Debt
Spending HabitsSo you've just got your credit card. The first... Read More
Credit Report ? How to Improve Your Credit Score
One of the great mysteries of life is how the... Read More
Credit Counseling Basics
Credit counseling is an option you might want to consider... Read More
10 Step Credit Repair Guide
The process of clearing credit can be laborious and frustrating,... Read More
Identity Theft Exploding: Here?s How You Can Avoid Becoming A Victim
Americans are more concerned about identity theft than unemployment or... Read More
Stop Credit Card Offers
You can stop receiving credit card offers in the mail!... Read More
What Is a FICO Score and How Do I Make It Work for Me?
Whether or not you receive a loan and what interest... Read More
5 Ways To Prevent Credit Card Late Fees
Paying a credit card late fee is the same as... Read More
Can Credit Search Entries Affect Your Ability to get Approved for a New Loan in the UK?
About Search Entries:Every time a lender checks your credit history... Read More
Like It Or Not, You Have A Score To Settle!
Like It Or Not, You Have A Score To Settle!... Read More
Building Good Business Credit After Bad Credit
Can you establish good business credit if you have bad... Read More
Credit Cards -- What You Should Know
There are a lot of questions about using credit cards.... Read More
How to Dispute Credit Report Errors
Your credit report--a type of consumer report--contains information about where... Read More
Tips for Credit Card Surfers
Moving money from credit card to credit card to take... Read More
Balance Transfers Can Help You Stop Putting Money Down The Drain!
As you probably know, interest rates are at all time... Read More
Consumer Credit Reports
A consumer credit report is a factual record of an... Read More
Credit Help For Renters And Others On The Horizon
Sue is a homeowner and pays her mortgage and other... Read More
Do you Know the Benefits of Checking your Credit Report?
Do you know why you should check your credit report?Of... Read More
UPS Delivers the Goods, Your Identity
Well now we add CitiGroup and UPS to the Identity... Read More
Do You Know Whats On Your Credit Report ?
It is important to know your credit rating for a... Read More
Credit Report And Correction Techniques
The three major credit bureaus, Experian, Equifax and Trans Union... Read More
How To Start A Second SEPERATE Credit File!
Your personal credit file is separated from those with the... Read More
Credit Card Security Advice
Which of the following is the biggest threat to your... Read More
Finance - Money, Money
Finance is a big word for some of us. It's... Read More
Top 7 Factors to Consider While Reviewing Credit Card Offers
Credit cards have migrated from being hip or convenience product... Read More
5 Steps You Can Take to Get Paid!
There are always some companies that have past due invoices... Read More
The Next Person With Credit Problems Got Their First Credit Card Today!
One of the focus areas of my information is the... Read More
Good Credit Is Not A Good Reason To Borrow More Money After Youve Achieved Financial Freedom
The most important thing for you to remember is that... Read More
Different Types of Credit Cards and Features - Part 1
Just as there are too many credit card companies to... Read More
How To Choose A Credit Card
Your credit score may just be a little number, but... Read More
Which Credit Bureau Should I Use To Check My Credit Report?
There are three main credit bureaus in the United States;... Read More
Credit Establishment 101
There will come a day when you need credit. You... Read More
The Top 5 Secrets to Managing Your Credit Cards?So They Won?t Manage You
You've probably never heard of Frank X. McNamara, but he... Read More
Preventing Credit Card Mess
Credit card debts problem is extremely common today. It is... Read More
Is Your Credit Score Costing You Money?
Most of us want a good credit report to obtain... Read More
Bad Credit? No Credit? Yeah, Its a Problem.
Many companies use the slogan "Bad Credit? No Credit? No... Read More
Credit Repair Scams
"Erase Bad Debt !""Remove Negative Items From Your Credit Report"You've... Read More
Taking Control of Your Credit History
Your credit history is important; in fact, in this day... Read More
Like It Or Not, You Have A Score To Settle!
Like It Or Not, You Have A Score To Settle!... Read More
Addressing Bad Credit Card Debt
Spending HabitsSo you've just got your credit card. The first... Read More
How to Get Credit Reporting Agencies to Help You
The process of clearing credit can be laborious and frustrating.... Read More
Credit Report Disaster Through Mistaken Identity
I've got some very important info I want you to... Read More
What Is A Credit Report?
Even if you have heard of a credit report, you... Read More
What is the Check 21 Act?
Check 21 is the common name for the Check Clearing... Read More
5 Things Your Credit Card Company Keeps Quiet About
Credit Cards can bankrupt you if you let them run... Read More
Credit Report ? How Your Credit Score is Determined
Most consumers are aware that they have something known as... Read More
Simple Identity Theft Protection
How many of you bank, shop, or transact other business... Read More
Discover the Parts of a Credit Report and What They Mean
So you ordered a copy of your credit report to... Read More
Have You Checked Your Permanent Record Lately?
As a young student I feared getting bad grades because... Read More
How to Evaluate and Raise Your Credit Score
Why do some people get offers for pre-approved credit cards... Read More
Top 5 Reasons To Check Your Credit Report Regularly
#1 Make sure mistakes aren't hurting your credit.Reviewing your credit... Read More
10 Tips To Prevent Credit Card Fraud
Imagine opening your credit card statement one morning and discovering... Read More
Choosing A New Credit Card
1. Choosing A new credit cardThere are many reasons for... Read More
Rewards Cards - Are They Right For You?
Rewards cards have become the latest rage in the credit... Read More
What Does Your Credit Say About You?
A credit report is more than just a snapshot of... Read More
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