Have you ever looked at your credit card statement and ended up just scratching your head in frustration? Well join the club! But don't take any comfort in the fact that you have plenty of company, because lack of knowledge can cost you?.right on your credit report, and once there... Read More
Make Money from StoozingStoozing, this is a sophisticated method of making money from credit cards that offer 0% introductory periods, the method requires cast iron discipline in never spending on the cards.But, I hear you all ask - what is stoozing and can I do it?Stoozing, in the simplest terms... Read More
Credit score is one of the most basic, determining factor while loan borrowing. Credit score is the criterion for the creditor to ascertain whether to give you credit or not. Credit score is a powerful tool, if you what it is. Credit score is a three digit number which is... Read More
Online car finance is convenient. You can apply over the net and shop around for a good deal from the comfort of your home.But with the rise of scams on the net there are precautions you should take to make sure you are not being ripped off.Car Finance Safety Tips1)... Read More
About Search Entries:Every time a lender checks your credit history from your credit file (i.e. each time you apply for a loan), your credit-file will have a record of this. These records are known as search entries. The search entries do not generally say whether you were approved or denied... Read More
Lenders are quite fussy about what they like to see on your credit report. So much so that you will have a hard time to meet their high expectations. But what exactly are they looking for? In this article we take a look at one aspect of your credit history... Read More
Not everyone has a positive experience with credit counseling. Potential creditors often frown upon consumers who are going through credit counseling, denying them credit or sticking them with elevated interest rates on new lines of credit.Some consumers, who have found themselves in this situation due to credit counseling, would tell... Read More
Whether you are aware of it or not, credit bureaus have been keeping tabs on you and how you use credit. When it's time for you to apply for a mortgage, credit card, or personal loan, your credit report is what lenders look at to decide to approve you or... Read More
Your credit is the most important thing you have other than your breathe. There are three types of people in this world. There are those who have excellent credit. Those who have OK credit and those who have bad or no credit. Yes each of the above individuals has there... Read More
Your credit history is an important aspect of your life. Maintaining your credit rating is very important to your future and to your lifestyle. A poor credit history can mean denial of credit, high interest rates, and could possibly affect your ability to get a new job or apartment. If... Read More
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If you find that creditors are calling you almost daily... Read More
Credit cards can be a very quick way of getting... Read More
Many employers are now looking at an applicant's credit report... Read More
There are no secrets to repairing your credit. Many shady... Read More
Credit scores are the most important aspect that determines your... Read More
Reach into your wallet or purse, pull out a card,... Read More
Chances are you've gotten your share of offers like this... Read More
Credit card companies make their money on the 85% of... Read More
Credit scores: all lenders use credit scores to determine interest... Read More
As I am not from the US, I had no... Read More
A "rate tart" is someone who switches from one zero... Read More
According to the September 2004 issue of the Nilson Report,... Read More
Your credit report is a very important piece of the... Read More
When you apply for a credit card, the application that... Read More
In addition to the APR (annual percentage rate) and the... Read More
Do you know the costs associated with your credit card?... Read More
A lot of people spend more money than they can... Read More
To repair your bad credit does not necessarily mean that... Read More
Just as there are too many credit card companies to... Read More
The first time I heard the term credit history was... Read More
The credit card companies make billions each year in legitimate... Read More
It is the scourge of our age: identity theft. Thieves... Read More
Everyone hates late fees and being late will cost you... Read More
Moving money from credit card to credit card to take... Read More
So-called "credit repair" companies claim they can remove negative information... Read More
On one hand consumers are being universally criticised for running... Read More
Have you ever really looked at your credit card and... Read More
Ah, the "good old days". If you are a baby... Read More
The credit industry if rife with pitfalls. If you have... Read More
In the high tech world of today, credit card fraud... Read More
Q: I'm opening a gift shop and want to be... Read More
Let's face it, if you are facing the possibilities of... Read More
The Beginning of the Credit Card EraIn 1951, Diners Club... Read More
Using a credit card wisely is an important step in... Read More
1- Check your credit report regularly2- Secure personal information in... Read More
When you're dealing with credit cards, you're playing with fire.... Read More
It is wise for you to have a company credit... Read More
When credit cards are used wisely they can be very... Read More
Congress passed the Fair Credit Reporting Act several years ago... Read More
Credit is currently and has been historically an integral component... Read More
Consumers reject financial advice in favour of financial frivolityIt would... Read More
In "Become the Squeaky Wheel" a book recently published, Michelle... Read More
Are you thinking of buying a house? Do you want... Read More
There are millions of consumer credit reports on file from... Read More
The economic downturn of the last five years has affected... Read More
If you've ever applied for a credit card or loan,... Read More
Most consumers are aware that they have something known as... Read More
One of the biggest problems people have in these modern... Read More
Mortgage loans are some of the most difficult loans to... Read More
So you got into debt, had problems but you got... Read More
Credit and charge card fraud costs cardholders and issuers hundreds... Read More
Credit card debt is a major social problem in some... Read More
What FACTA means is that if you, as an individual,... Read More
A lot of credit score myths about fico score ratings... Read More
Credit Worthiness is an important business and personal asset each... Read More
Understanding credit report scores is important when you see your... Read More
INTEREST BEWARE, THERE'S SAFETY IN NUMBERS!Note: The following is part... Read More
Identity theft statistics are shocking. And we are told that... Read More
Bad Debt IdentificationIdentifying bad debt is not as easy as... Read More
I've got some very important info I want you to... Read More
In industrialized nations, going into debt starts early. It's easy... Read More
And some practical advice too!My first credit card?I remember my... Read More
Have you ever really looked at your credit card and... Read More
Chances are you have received your share of "pre-approved" credit... Read More
The three major credit bureaus, Experian, Equifax and Trans Union... Read More
Obtaining a credit report is an excellent way to begin... Read More
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