There is almost nothing more troublesome than having too much debt to pay each month. Consumers incur debt for many different reasons. Sometimes illness, accidents, or just bad luck can make it seem impossible to get finances under control. Other times it is simply because we spend more money than... Read More
You can still save money on a Bad Credit Loan by comparing rates, checking out multiple policies, and negotiating with lenders.Getting a Bad Credit Loan doesn't have to be like basic training. Someone with bad credit will more than likely have a tough time buying a brand new car at... Read More
Nearly 20 years ago I worked for a small consumer advocacy organization in Washington, DC. Each week we received sacks full of mail from consumers across the country requesting our list of credit cards with low interest rates and no annual fees. If you wanted a low interest rate on... Read More
As a consumer you've learned the importance of establishing a good credit rating with your lenders. Whether you are shopping for a new home or auto, or searching for the best deals on insurance, your credit worthiness will be judged by your credit rating or credit score.A bad credit history... Read More
It wasn't all that long ago that lenders blatantly discriminated when it came to approving credit for women and minority groups. Women were actually asked personal and demeaning questions like, how many children do you plan to have in the future or are you on birth control?Despite the fact that... Read More
Maintaining your Credit ProfileEvery consumer should be maintaining their credit profiles to ensure the highest scores possible. To do so, you must first order your credit reports from the three major credit bureaus: Equifax, Trans Union, and Experian. The federal Fair Credit Reporting Act (FCRA) entitles you to a copy... Read More
If you have been shopping around for a Low Interest Credit Card you will notice that the UK market is awash with Credit Card companies offering low rates to entice you to apply for their Cards.There has never been a better time to consolidate your credit cards and get a... Read More
The average American knows very little about bankruptcy. Most people probably are aware of bankruptcy's ability to dissolve debt and give the debtor a fresh start. Some of the information you might have heard is correct, but some is not. The purpose of this article is to dispel some of... Read More
You're interested in getting the best credit cards for your family's needs, but you don't want to be cheated. Or you're interested in small business credit cards, but you've heard that some of them aren't terribly secure. What do you do?First, don't look for the best credit cards in your... Read More
A recent amendment to the federal Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer credit reporting companies to provide consumers with a free copy of their credit report, upon request, once every 12 months.Access to the free credit reports has been phased in beginning last December in... Read More
![]() |
|
![]() |
|
![]() |
|
![]() |
|
|||||
|
|
|
We've all seen the ads on television or in magazines,... Read More
Owning a credit card can be quite an advantage. Whether... Read More
By far the greatest invention the banks have ever come... Read More
Now in a world with so many easy to get... Read More
If you have a bad credit rating, then you might... Read More
The process of clearing credit can be laborious and frustrating.... Read More
Credit Score FactorsThe information contained on our credit reports affect... Read More
It's the number one source of consumer complaints at the... Read More
The Federal Trade Commission (FTC) has set up a new... Read More
In the new millennium plastic money or credit cards has... Read More
One of the focus areas of my information is the... Read More
Credit counseling is an option you might want to consider... Read More
If you are in danger of credit problems because you... Read More
When you apply for credit one of the first things... Read More
The credit card companies make billions each year in legitimate... Read More
Online car finance is convenient. You can apply over the... Read More
Bewildered by the sheer variety of debit cards and credit... Read More
The average American knows very little about bankruptcy. Most people... Read More
If you've ever applied for a credit card or loan,... Read More
Ever wondered what is a credit report? If you've ever... Read More
Commercial collections: fixture of the new B2B cultureIf you're in... Read More
Most of us get a credit card on our name... Read More
WHAT IS HIRE PURCHASE/CONDITIONAL SALE?Although people often talk about "buying... Read More
Ok, let's face it, everybody hates high credit card rates,... Read More
One of the easiest ways to borrow money of a... Read More
Credit Scores That HurtIs your credit score being held against... Read More
Debt collection agencies are often a viable option for receiving... Read More
Maybe some of you are saving it in your trusty... Read More
In the twenty-first century, there are few documents that have... Read More
If you are one of the millions of people out... Read More
Do you know what your credit card is truly costing... Read More
1) Do your homework. Applying for and getting approved for... Read More
For years, major credit card companies have allowed cardholders to... Read More
Consumers interested in purchasing or refinancing a home will pay... Read More
Will lenders really love you for having a good credit... Read More
A bad credit history can sometimes seem like a curse...... Read More
Here are some useful tips on borrowing money. Borrowing money... Read More
The Federal Trade Commission (FTC) has set up a new... Read More
There are not many of us who do not have... Read More
A credit score is most commonly known as a FICO... Read More
The credit industry if rife with pitfalls. If you have... Read More
In order to determine a consumer's credit worthiness, creditors and... Read More
Ah, the "good old days". If you are a baby... Read More
What do a shoe retailer, an online discount broker, and... Read More
Are you one of the thousands pulling your hair out... Read More
INTEREST BEWARE, THERE'S SAFETY IN NUMBERS!Note: The following is part... Read More
Credit card debt is a growing sickness in the United... Read More
To reduce or minimize the risk of becoming a victim... Read More
Having a better credit score not only represents easier access... Read More
Credit and charge card fraud costs cardholders and issuers hundreds... Read More
What is a balance transfer?A balance transfer can be explained... Read More
According to the September 2004 issue of the Nilson Report,... Read More
There are times when you may be turned down for... Read More
Bank robbery has grown to become a huge problem in... Read More
Many employers are now looking at an applicant's credit report... Read More
If you want to enjoy your life out of spending,... Read More
There is a lot of confusion surrounding UK credit ratings,... Read More
A lot of people spend more money than they can... Read More
Years ago your credit score was a big secret, known... Read More
2005 marks the year that consumers will be able to... Read More
Consumers reject financial advice in favour of financial frivolityIt would... Read More
When you apply for credit one of the first things... Read More
Virtually all consumers will have a credit card at some... Read More
The credit card companies make billions each year in legitimate... Read More
Imagine opening your credit card statement one morning and discovering... Read More
What is Credit? Credit is money granted by a lender... Read More
Credit |