Credit cards can be a very quick way of getting into even more debt if you do not know how to use them properly. UK debt is now at an all time high and, excluding mortgages, Credit Cards are one of the main contributors.It's a lot easier to get a... Read More
If you're like most people, you probably own at least one.And like most people, you've maybe never thought what it's really costing you?At a recent conference held by the Fabian Society at London's Imperial college, one of the issues discussed was happiness, and, more specifically, why it seems to elude... Read More
Well now we add CitiGroup and UPS to the Identity Theft corporations who have allowed Americans identity to be lost. Each time we have another identity theft case, we find larger and large numbers being lost. We have hear of some of them; Petco, choice Point, LexisNexis and the Citigroup,... Read More
One of the easiest ways to borrow money of a financial institute is to use a Credit Card, available from all banks, building societies, and other financial organisations. The choices available are enormous, with a wide variety of interest charges, annual charges, loyalty schemes, and bonus points available. However there... Read More
In my previous article "Establishing Credit ? What You Need To Know Part 1" I discussed the need for a good credit history and what lenders were looking for prior to loaning an individual money or additional funds based on their credit history. This article will go into the necessary... Read More
Credit card companies make their money on the 85% of us who fail to pay the outstanding balance each month. Even if you are not in a position to pay the balance each month you can still save some money if use your card wisely.The first and most obvious way... Read More
If you've ever applied for a credit card or loan, you've probably had your credit report reviewed by the lender. Your credit report has a huge impact on your financial future, so it's well worth your time to be sure that you understand what your credit report says about you.Even... Read More
Credit score is one of the most basic, determining factor while loan borrowing. Credit score is the criterion for the creditor to ascertain whether to give you credit or not. Credit score is a powerful tool, if you what it is. Credit score is a three digit number which is... Read More
STUDENT CREDIT CARDS With graduate debt averaging over £12,000, the ability to spread the cost of further education using a student credit card is obviously attractive. Adding to their appeal is the fact that these cards are relatively easy to obtain. Unlike many standard... Read More
How do these people get my name? If you have a credit card, your name is sold to third parties, if you do not want this to happen, you must contact your credit card companies to inform them that you do not want your information sold. Check the privacy notice... Read More
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Many credit card holders sign up for a credit account... Read More
In the twenty-first century, there are few documents that have... Read More
Credit cards have both benefits and drawbacks. It is wise... Read More
The credit industry if rife with pitfalls. If you have... Read More
Everyone hates late fees and being late will cost you... Read More
Before you take out a home loan or make any... Read More
Identity theft statistics are shocking. And we are told that... Read More
What Is Your Credit Rating Now?If you have any charge... Read More
Well now we add CitiGroup and UPS to the Identity... Read More
For all people shop around for the best rate, there... Read More
Credit counseling is a free service that many people with... Read More
Companies that issue credit cards want to make a profit.... Read More
In order to determine a consumer's credit worthiness, creditors and... Read More
Credit Scores That HurtIs your credit score being held against... Read More
The nightmare of identity theft strikes an estimated 750,000 people... Read More
On one hand consumers are being universally criticised for running... Read More
The Credit Report is like your scorecard in the lending... Read More
When you apply for credit one of the first things... Read More
Help! I've Been Turned DownYou received an envelope in the... Read More
In addition to the APR (annual percentage rate) and the... Read More
Bad credit can be a burden for otherwise good credit.... Read More
If you have a bad credit rating, then you might... Read More
So what do you look for when applying for a... Read More
Credit scores are the most important aspect that determines your... Read More
Imagine opening your credit card statement one morning and discovering... Read More
When you apply for a credit card, the application that... Read More
The Beginning of the Credit Card EraIn 1951, Diners Club... Read More
The Fair Credit Reporting Act (FCRA) and the recent update... Read More
Owning a credit card can be quite an advantage. Whether... Read More
Have you ever looked at your credit card statement? I'm... Read More
These five debt negotiation facts along with a few debt... Read More
Sure, there are a lot of problems with credit cards,... Read More
If you intend to apply for a loan, you need... Read More
On one hand consumers are being universally criticised for running... Read More
Americans are more concerned about identity theft than unemployment or... Read More
When you apply for a credit card, the application that... Read More
According to the September 2004 issue of the Nilson Report,... Read More
Q: I'm opening a gift shop and want to be... Read More
These days, people need to very carefully consider what type... Read More
Credit Cards are essential for any consumer today. However, when... Read More
Let's face it, if you are facing the possibilities of... Read More
Everywhere we go, the word credit can be found, shining... Read More
Spending HabitsSo you've just got your credit card. The first... Read More
One of the easiest ways to borrow money of a... Read More
What are inquiries?When you apply for credit the creditor or... Read More
Do you know why you should check your credit report?Of... Read More
There are millions of consumer credit reports on file from... Read More
Several different types of credit cards offer several different options,... Read More
If you have ever fallen behind on your debts you... Read More
Raising your credit score can be a fairly simple and... Read More
Once you've been paying off a credit card for a... Read More
Years ago your credit score was a big secret, known... Read More
"I think money was stolen from my card" or "I... Read More
"Like the tan? I got tons of sun on that... Read More
One of the focus areas of my information is the... Read More
Credit card companies want your business. After all, lending money... Read More
Here are some useful tips on using credit cards. Whether... Read More
Whether you have no credit or damaged credit, secured credit... Read More
This article is about bailiffs who may call trying to... Read More
We have all heard countless stories of people over their... Read More
These days, credit cards in the UK are competing with... Read More
The credit industry if rife with pitfalls. If you have... Read More
Bad Debt IdentificationIdentifying bad debt is not as easy as... Read More
By far the greatest invention the banks have ever come... Read More
Everyone hates late fees and being late will cost you... Read More
Well now we add CitiGroup and UPS to the Identity... Read More
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