Once you've been paying off a credit card for a while, you might be offered a 'payment holiday'. You'll get a letter, saying that since the company knows it's difficult for some families around Christmas (or whatever other excuse they think up), they're offering you a month off from paying,... Read More
And some practical advice too!My first credit card?I remember my college days when it seemed there was a credit card advertisement on practically every bulletin board on campus. The banks would travel to the college and set up application booths on registration day. Hundreds of students would apply for a... Read More
Until recently lawyers for victims of credit damage had little possibility to collect for damages beyond medical treatment, lost wages and property loss. Insurance companies threw up their hands in sympathy, claiming victims can only be compensated for what can be measured - tangible goods and services. But, what happens... Read More
Article excerpted from the new book, "How to Do Space Age Work with a Stone Age Brain" TM copyright 2004, all rights reserved, by Eve Abbott, the Organizer ExtraordinaireEach year billions of dollars in credit fraud is perpetrated on unsuspecting citizens. With so much personal information publicly available (or easily... Read More
Spending HabitsSo you've just got your credit card. The first thing you need to be wary about is that a credit card is very easy to use - afterall you can shop in stores, via catalogs and online with your credit card. As it is so easy to buy things... Read More
You're interested in getting the best credit cards for your family's needs, but you don't want to be cheated. Or you're interested in small business credit cards, but you've heard that some of them aren't terribly secure. What do you do?First, don't look for the best credit cards in your... Read More
Getting worried that one of your clients, customers or patients will never pay? Have you given up on a customer who's essentially said he won't pay? Congratulations--being stiffed by a customer or patient is a milestone in the growth of a business or medical practice. But even the most hopeless... Read More
Have you ever been told you were over your credit card limit, or had your debit card declined, even though you knew you had available credit or money in your bank account? If this happened shortly after you stayed in a hotel or rented a car, the problem could have... Read More
Before you take out a home loan or make any major purchase, you should be aware that any prospective lender will want to take a look at your credit report. Your credit report is a record of all of your past financial dealings, and any loans, credit cards, judgements, bankruptcies... Read More
Ever wondered what is Credit Counselling? There are occasions when you might encounter a financial situation that is beyond your scope which is when a session with a credit counsellor could be beneficial.If you're not disciplined enough to create a workable budget and stick to it, can't work out a... Read More
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You're interested in getting the best credit cards for your... Read More
If you're like the average person, let me warn you... Read More
Credit is a funny thing. It can be a useful... Read More
There are always some companies that have past due invoices... Read More
Finance is a big word for some of us. It's... Read More
Owning a credit card can be quite an advantage. Whether... Read More
Have you ever wondered how much money a credit card... Read More
The credit card companies make billions each year in legitimate... Read More
Make Money from StoozingStoozing, this is a sophisticated method of... Read More
We spend money every single day on many different types... Read More
In the high tech world of today, credit card fraud... Read More
When you apply for a credit card, the application that... Read More
The Beginning of the Credit Card EraIn 1951, Diners Club... Read More
I AM THE CONSUMER. AND I HAVE LOW-RATE SUPER-POWERS!Note: The... Read More
Credit is currently and has been historically an integral component... Read More
Imagine...obtaining credit that's incredibly easy...opening doors of opportunity you never... Read More
In the twenty-first century, there are few documents that have... Read More
Understanding credit report scores is important when you see your... Read More
The economic downturn of the last five years has affected... Read More
What Is Your Credit Rating Now?If you have any charge... Read More
So-called "credit repair" companies claim they can remove negative information... Read More
Have you ever wondered why your credit card bill is... Read More
Chances are you've gotten your share of offers like this... Read More
INTEREST BEWARE, THERE'S SAFETY IN NUMBERS!Note: The following is part... Read More
Lenders are quite fussy about what they like to see... Read More
If you're a college student, you probably already have a... Read More
There will come a day when you need credit. You... Read More
Do you know why you should check your credit report?Of... Read More
There is no end to the amount of pain that... Read More
Raising your credit score can be a fairly simple and... Read More
It's the number one source of consumer complaints at the... Read More
Ever wondered what is a credit report? If you've ever... Read More
Do you know the costs associated with your credit card?... Read More
Many companies use the slogan "Bad Credit? No Credit? No... Read More
If you're a college student, you probably already have a... Read More
Like It Or Not, You Have A Score To Settle!... Read More
Most businesses want to be able to borrow money when... Read More
What are inquiries?When you apply for credit the creditor or... Read More
By Federal law, you are entitled to one free credit... Read More
One of the easiest ways to borrow money of a... Read More
Are Credit Card companies starting to feel the pinch? We... Read More
Like me, you've probably been offered a fair old number... Read More
Anywhere you go online nowadays, you will see a multitude... Read More
If you're like the average person, let me warn you... Read More
When you apply for a loan or a mortgage, the... Read More
Credit has become a much-used word, thanks to the various... Read More
When you apply for a credit card, the application that... Read More
How Lenders Operate ? And How They'll Make a Tidy... Read More
Do you know what your credit card is truly costing... Read More
Thinking of applying for a credit card with a reward... Read More
The Federal Fair Credit Reporting Act (FCRA) is designated to... Read More
Listed below is a useful guide to credit card terms.... Read More
There are three main credit bureaus in the United States;... Read More
Identity theft is a growing concern among Americans, and rates... Read More
When credit cards are used wisely they can be very... Read More
The three major credit bureaus, Experian, Equifax and Trans Union... Read More
Debt collection agencies are often a viable option for receiving... Read More
Once you've been paying off a credit card for a... Read More
Prepaid debit cards are great financial tools and may be... Read More
I remember back when I was 18 and completely oblivious... Read More
Maybe some of you are saving it in your trusty... Read More
Do you know the difference between good and bad credit... Read More
Mortgage loans are some of the most difficult loans to... Read More
WHAT IS HIRE PURCHASE/CONDITIONAL SALE?Although people often talk about "buying... Read More
Martin Henderson is in a fix these days. Because of... Read More
Credit cards are a form of unsecured credit. The issuer... Read More
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