Ten Steps To Building A Good Credit History
Are you thinking of buying a house? Do you want to buy a new car to replace that old wreck? Trying to get insurance on you home, auto, or life? In each of these situations, what's on your credit report will determine if you can get a loan or insurance... Read More
Keep Your Credit History Clean - Remove A Negative Credit Record From Credit Report
The three major credit bureaus, Experian, Equifax and Trans Union are similar and feature a "Credit Score", which is created from credit report data submitted to them about you.But very often your credit report includes inaccurate, wrong or incomplete information (credit records).In this situation you have to prepare and send... Read More
Harassment of People in Debt by Creditors
HarassmentHarassment of people in debt by creditors or their agents is a criminal offence under the Administration of Justice Act 1970. It is often difficult to know what to do when you feel a creditor is not dealing with your account fairly. In order for you to identify what activities... Read More
What Does Your Credit Say About You?
A credit report is more than just a snapshot of your financial picture; it can assist credit grantors in determining your overall risk factor. Additionally, lenders, credit grantors, and even human resource departments often use it as a tool to determine a person's character.When applying for a mortgage, your lender... Read More
Credit Reporting: How Does It Work?
In order to determine a consumer's credit worthiness, creditors and lending institutions have come to depend on credit reporting agencies. Credit reporting agencies supply individual reports that provide consumer specific information for lending purposes. With the advent of technology, most creditors now have automated systems that provide them direct access... Read More
Understanding Credit Report Score
Understanding credit report scores is important when you see your credit report because you need to be able to make some sense of it.Your credit score is used by anyone loaning you money such as credit card companies, home loan lenders, auto loan lenders and finance companies. They all use... Read More
Credit Cards: How To Use Them
Credit cards can be a very quick way of getting into even more debt if you do not know how to use them properly. UK debt is now at an all time high and, excluding mortgages, Credit Cards are one of the main contributors.It's a lot easier to get a... Read More
Identity Theft - Dont Think You Are Immune
As identity theft becomes more prevalent, the need to regularly check your credit report is very easy to see and understand. Two big headlines in the news recently point to how closely tied your credit report and identity theft are.First, we hear of the troubles of Choice Point, a company... Read More
UPS Delivers the Goods, Your Identity
Well now we add CitiGroup and UPS to the Identity Theft corporations who have allowed Americans identity to be lost. Each time we have another identity theft case, we find larger and large numbers being lost. We have hear of some of them; Petco, choice Point, LexisNexis and the Citigroup,... Read More
Credit Repair: How To Deal With Your Creditors
If you are in danger of credit problems because you have more debts than you can handle, there are things you can do at least keep your creditors reasonably happy.First, prioritize your debts or rank them in terms of the ones that can give you the most trouble the quickest.... Read More
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The FICO Score Misconceptions
There are many misconceptions about credit scores out there. There... Read More
Getting Married? What Are The Finance and Credit Implications?
There is a big difference between looking after your own... Read More
How to Evaluate and Raise Your Credit Score
Why do some people get offers for pre-approved credit cards... Read More
Tips for Credit Card Surfers
Moving money from credit card to credit card to take... Read More
Finding Reputable Credit Card Companies
You're interested in getting the best credit cards for your... Read More
Finding the Right Credit Card
There are so many credit cards out there to choose... Read More
Rebuild Your Credit the Right Way the First Time
If you are one of the millions of people out... Read More
Errors on Your Credit Report: What You Should Do
There are times when you may be turned down for... Read More
Credit Cards - A Blessing or a Curse?
Owning a credit card can be quite an advantage. Whether... Read More
What Does Your Credit Say About You?
A credit report is more than just a snapshot of... Read More
Choosing A New Credit Card
1. Choosing A new credit cardThere are many reasons for... Read More
It Is In Your Best Interest To Do The Math On Your Credit Card Interest
If you begin foaming at the mouth once a month... Read More
UPS Delivers the Goods, Your Identity
Well now we add CitiGroup and UPS to the Identity... Read More
Credit Help for Real Estate Financing: Five Categories of Your Credit Score
1. Payment History -- 35%The number of accounts paid as... Read More
Why Americans Find Predatory Lending Offensive
"Menis - the author translates as "indignant rage" - It... Read More
Credit Report ? Look Out for Your Debit Report, Too
Most consumers are aware that there are companies that keep... Read More
When You Are Eligible For A Free Credit Report
By Federal law, you are entitled to one free credit... Read More
Harassment of People in Debt by Creditors
HarassmentHarassment of people in debt by creditors or their agents... Read More
Credit Card Security Advice
Which of the following is the biggest threat to your... Read More
Tips For Getting Your First Credit Card
Most of us get a credit card on our name... Read More
Know Your Credit Card Rights
When you apply for a credit card, the application that... Read More
How To Read Your Credit Report
The Fair and Accurate Credit Transactions Act, signed into law... Read More
Simplifying Your Search For a New Credit Card
Today, selecting the proper credit card can be a bit... Read More
Credit Report ? Watch Out for Parking Tickets
The economic downturn of the last five years has affected... Read More
Protect Yourself Against Identity Theft
Identity theft is when someone uses, without permission, your personal... Read More
Do you Know the Benefits of Checking your Credit Report?
Do you know why you should check your credit report?Of... Read More
How a Credit Card Can Be Your Friend
We have all heard countless stories of people over their... Read More
Negotiating Rates with Your Credit Card Company
Ok, let's face it, everybody hates high credit card rates,... Read More
How To Use Your Credit Cards Wisely
Are you one of the thousands pulling your hair out... Read More
Credit Scoring: What You Dont Know Can Hurt You
You've probably heard the term credit scoring. You may have... Read More
New Credit Scoring Model Could Help Millions
Mark and Beth, a young married couple in their twenties,... Read More
Making Sense of the Information in Your Credit Report
If you've ever applied for a credit card or loan,... Read More
Compare Credit Card Offers and Reward Yourself
Here's a simple system on how to pay zero interest... Read More
What Is the Fair Credit Reporting Act and What You Should Know About It
The Fair Credit Reporting Act (FCRA) and the recent update... Read More
Learn How to Improve Your Credit Score
Having a damaging credit record can hurt you in many... Read More
Fight Credit Card Fraud with Common Sense
By now, you have undoubtedly heard of credit card fraud,... Read More
How Your Credit History Can Affect Your Life
Your credit history is an important aspect of your life.... Read More
Different Types of Credit Cards and Features - Part 1
Just as there are too many credit card companies to... Read More
Ways to Look Good without Selling Your Soul to the Credit Card Sharks
1. Buy clothes at thrift stores. BEFORE you buy them,... Read More
A Cure for an Ailing Credit
Credit has become a much-used word, thanks to the various... Read More
Credit Repair Scam - How To Avoid Being A Statistic?
A good credit history is critically important for the consumer.... Read More
Applying for Credit Cards Online
In the olden days, about 10 years ago, before the... Read More
Ten Steps To Building A Good Credit History
Are you thinking of buying a house? Do you want... Read More
Borrowing on a Credit Card
One of the easiest ways to borrow money of a... Read More
Simple Identity Theft Protection
How many of you bank, shop, or transact other business... Read More
Credit Cards: What is the Universal Default Clause?
Most people who carry major credit cards are well aware... Read More
How to Deal with Hire Purchase Debt
WHAT IS HIRE PURCHASE/CONDITIONAL SALE?Although people often talk about "buying... Read More
What Happens When Your Credit Is Damaged? Do You Have Recourse?
The good thing about bad credit is that you can... Read More
Bad Checks, Bounced Checks, & NSF Checks
Negotiable instruments like checks and drafts have become an indispensable... Read More
Credit Card Debt: One Way To Avoid It
One of the biggest problems people have in these modern... Read More
The Hazards Of Your First Credit Card
You probably don't need me to tell you credit cards... Read More
Dont Fall for Credit Repair Scams
We've all seen the ads on television or in magazines,... Read More
Consumer Credit Reports
A consumer credit report is a factual record of an... Read More
Why Is It important!
Your credit is the most important thing you have other... Read More
Bounced Checks - Straight Talk On Dealing With Bad Checks (NSF)
A check can be considered bad if it is bogus... Read More
Credit Repair Companies and Credit Counseling
Let's be crystal clear, right up front. Paying someone to... Read More
Good Credit is King, When Qualifying for Mortgage Programs
If you want to purchase a new home or refinance... Read More
FREE Credit Report Offer - Careful, It Might Carry Hidden Charges
FREE credit checks or free credit reports. What are they... Read More
Types of Credit Cards
There are a whole variety of different types of credit... Read More
Identity Theft Exploding: Here?s How You Can Avoid Becoming A Victim
Americans are more concerned about identity theft than unemployment or... Read More
Credit Damage: Getting Compensated for Your Loss
Until recently lawyers for victims of credit damage had little... Read More
Identity Theft ? How Can You Prevent It Happening to You?
The nightmare of identity theft strikes an estimated 750,000 people... Read More
Beginners Guide to Credit
I remember back when I was 18 and completely oblivious... Read More
How To Protect Yourself Against Credit Card Fraud
In the high tech world of today, credit card fraud... Read More
What is a Credit Card?
A credit card allows you to buy things even though... Read More
Credit Help for Real Estate Financing: Credit Scores
When you buy real estate, lenders run all of the... Read More
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