In August, 2004, the Federal Trade Commission issued their findings of a recent study, which showed that nearly 25 million adults were victims of fraud.Now, most importantly, If you are a victim of fraud, please do not feel like you did anything wrong. It happens to all of us at... Read More
Here are some useful credit card tips for you to consider before applying for a credit card. Before applying for a credit card, you should decide why you want one, and make sure you can use it wisely.More and more people use plastic as their main means of paying for... Read More
The process of clearing credit can be laborious and frustrating. Understanding your rights empowers you and saves you time and effort. By employing the following tips, you can enlist the help of credit reporting agencies (CRAs) as you work to improve your credit rating.A negative credit report hinders your quest... Read More
Rewards cards have become the latest rage in the credit card industry. In the past, consumers shopped for credit cards that offered the lowest interest rate. Next came cards with low interest rates and no annual fees. Today, consumers can shop for cards based on what type of "reward" they... Read More
So-called "credit repair" companies claim they can remove negative information from credit reports. Advertising as "Credit Advisors," "Credit Rating Correction Services" or "Credit Consultants," they trumpet variations on this message: "Turned down because of bad credit? We can help!" Many of these companies charge hundreds if not thousands of dollars... Read More
Identity theft has become an epidemic. Millions and millions of purses and wallets are stolen everyday and many of them are not just taken for the money inside. Thieves can use your credit cards to buy whatever they want to and whose credit does it ruin? Yours. Now, you are... Read More
When you apply for credit, those lending you the money want to know if you are going to pay them back. One way they decide if you are a good risk is to see how you've dealt with other people's money. They find this information in your credit report.Your credit... Read More
The recent security breach at credit card processor CardSystems Solutions has many consumers worried. Thanks to a well-placed computer virus, nearly forty million credit card numbers were stolen, and cardholders nationwide are justifiably concerned about identity theft. Should a thief steal your identity, he or she could run up thousands... Read More
In addition to the APR (annual percentage rate) and the finance charges, most credit cards have a number of 'fees' associated with their use. Some fees are unavoidable with a particular card (like an annual fee or a program participation fee), while others are triggered by certain circumstances. The most... Read More
A recent amendment to the federal Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer credit reporting companies to provide consumers with a free copy of their credit report, upon request, once every 12 months.Access to the free credit reports has been phased in beginning last December in... Read More
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Spending HabitsSo you've just got your credit card. The first... Read More
1. Payment History -- 35%The number of accounts paid as... Read More
A line of credit, roughly defined, is the amount of... Read More
Sure, there are a lot of problems with credit cards,... Read More
Using a credit card wisely is an important step in... Read More
By far the greatest invention the banks have ever come... Read More
Identity theft is the fastest growing crime in America, according... Read More
Secured Credit Card is similar to a prepaid credit card... Read More
If you have a bad credit rating, then you might... Read More
There are many evils associated with credit cards, but there... Read More
Not everyone has a positive experience with credit counseling. Potential... Read More
"Menis - the author translates as "indignant rage" - It... Read More
No doubt, you've probably gotten literally hundreds of credit card... Read More
When applying for a loan to purchase a car, the... Read More
Reach into your wallet or purse, pull out a card,... Read More
A check can be considered bad if it is bogus... Read More
Do you have a poor credit rating? If so, you... Read More
Thinking of applying for a credit card with a reward... Read More
You got creditors calling you everyday. You could lose the... Read More
So what do you look for when applying for a... Read More
Your credit rating affects many areas of your life. Opening... Read More
Do you know the difference between good and bad credit... Read More
Credit card debts problem is extremely common today. It is... Read More
Everywhere we go, the word credit can be found, shining... Read More
There is a big difference between looking after your own... Read More
You've just opened your credit card bill and attached to... Read More
Many employers are now looking at an applicant's credit report... Read More
In the new millennium plastic money or credit cards has... Read More
The moment I placed myself in front of the computer... Read More
Credit score is one of the most basic, determining factor... Read More
In my previous article "Establishing Credit ? What You Need... Read More
What is Credit?Credit is the backbone and the engine behind... Read More
It's the number one complaint from consumers and it only... Read More
Most consumers are aware that they have something known as... Read More
Consumers today are up to their eyeballs in debt. And... Read More
In addition to the APR (annual percentage rate) and the... Read More
It's no surprise that thousands of Americans are victimized by... Read More
Credit cards are just so convenient, aren't they? There's no... Read More
The moment I placed myself in front of the computer... Read More
Virtually all consumers will have a credit card at some... Read More
It is the scourge of our age: identity theft. Thieves... Read More
Let's face it, if you are facing the possibilities of... Read More
Review Your Credit Score.Nearly every bank, credit union, and mortgage... Read More
Having credit education is like knowing how to read. It... Read More
Reach into your wallet or purse, pull out a card,... Read More
Someone impersonating you could be spending your hard-earned money.Impossible! Not... Read More
These days, credit cards in the UK are competing with... Read More
What are inquiries?When you apply for credit the creditor or... Read More
Help! I've Been Turned DownYou received an envelope in the... Read More
#1 Make sure mistakes aren't hurting your credit.Reviewing your credit... Read More
Let's face it, having credit is no longer a choice.... Read More
How can I prevent Identity theft from happening to me?... Read More
The average American knows very little about bankruptcy. Most people... Read More
The credit card companies make billions each year in legitimate... Read More
Identity theft is a growing concern among Americans, and rates... Read More
Most businesses want to be able to borrow money when... Read More
There are many different ways to borrow money. Outlined below... Read More
Credit needed for real estate mortgage financing differs from credit... Read More
Today, credit is an indispensable part of our lives. In... Read More
Getting your first credit card is a big deal and... Read More
Having a better credit score not only represents easier access... Read More
So-called "credit repair" companies claim they can remove negative information... Read More
It's the number one complaint from consumers and it only... Read More
With identity theft statistics currently at an all time high,... Read More
A line of credit, roughly defined, is the amount of... Read More
Mark and Beth, a young married couple in their twenties,... Read More
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