The first rule when applying for banking and credit services is to always read the fine print and to understand all of it. Read up, take it home, and analyze it, ask the banking manager questions. The fine print is there for a reason. The charges and requirements contained in... Read More
There are many evils associated with credit cards, but there are benefits that are hard to ignore. One benefit is having the credit card company act in your behalf to recover funds from a disputed transaction. Under the Fair Credit Billing Act the credit card company has to investigate the... Read More
One of the easiest ways to borrow money of a financial institute is to use a Credit Card, available from all banks, building societies, and other financial organisations. The choices available are enormous, with a wide variety of interest charges, annual charges, loyalty schemes, and bonus points available. However there... Read More
Article excerpted from the new book, "How to Do Space Age Work with a Stone Age Brain" TM copyright 2004, all rights reserved, by Eve Abbott, the Organizer ExtraordinaireEach year billions of dollars in credit fraud is perpetrated on unsuspecting citizens. With so much personal information publicly available (or easily... Read More
Have your read your credit card contract through completely? Do you know when it is okay for your creditor to raise your interest rates? If you are not sure about how and when your rates can be affected over the life of your contract you should take a few minutes... Read More
How do these people get my name? If you have a credit card, your name is sold to third parties, if you do not want this to happen, you must contact your credit card companies to inform them that you do not want your information sold. Check the privacy notice... Read More
The economic downturn of the last five years has affected millions of Americans, but it has also affected the budgets of states, cities and counties. With limited tax dollars with which to work, various government entities have had to try to stretch their budgets to allow them to continue to... Read More
Check 21 is the common name for the Check Clearing for the 21st Century Act. It's new legislation that was recently passed by congress and made a law when signed by the President of the United States (remember "I'm just a bill" from Saturday morning cartoons). Check 21 basically streamlines... Read More
There are many different ways to borrow money. Outlined below is a useful guide to some of most common ways of borrowing money.LoansThere are many loan companies offering to lend you money. They will check your credit worthiness and may offer you a secured loan or an unsecured loan.A secured... Read More
Credit cards are a form of unsecured credit. The issuer is extending you a line of credit, usually tacking on all sorts of little surprises in the fine print. This type of credit is probably the most commonly used.If you have a great credit rating, you're probably bombarded with offers... Read More
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This summary of the Fair Credit Reporting Act will explain... Read More
Credit Counseling and bankruptcy are both ways to relieve the... Read More
Building a good credit history is important. If you have... Read More
Believe it or not, the way society, especially the commercial... Read More
Until recently lawyers for victims of credit damage had little... Read More
When I received my first credit card in the mail... Read More
Have you ever looked at your credit card statement and... Read More
Get your credit report online for FREE. Many financial advisors... Read More
"Erase Bad Debt !""Remove Negative Items From Your Credit Report"You've... Read More
Are Credit Card companies starting to feel the pinch? We... Read More
Bank robbery has grown to become a huge problem in... Read More
It is the scourge of our age: identity theft. Thieves... Read More
You're probably thinking "Tell me something I don't know" but... Read More
Is identity theft really that serious? Thousands of people every... Read More
Identity theft is the fastest growing crime according to the... Read More
Let's face it, having credit is no longer a choice.... Read More
Congratulations college freshman! You're about to embark on one of... Read More
There is a big difference between looking after your own... Read More
Have you ever wonder about how to get good credit... Read More
Have you ever wondered how much money a credit card... Read More
It's not as hard as you think to raise credit... Read More
It may seem like a simple question but its important... Read More
When you apply for credit, those lending you the money... Read More
Moving money from credit card to credit card to take... Read More
As you probably know, interest rates are at all time... Read More
If you have ever fallen behind on your debts you... Read More
By now, you have undoubtedly heard of credit card fraud,... Read More
Today, selecting the proper credit card can be a bit... Read More
Credit score is one of the most basic, determining factor... Read More
Because most of us have one or two credit cards... Read More
With today's credit card companies, there are many opportunities to... Read More
As a consumer you've learned the importance of establishing a... Read More
Credit cards represent an important part of our financial lives.... Read More
Raising your credit score can be a fairly simple and... Read More
Establishing credit and wisely managing your credit becomes easier when... Read More
The first rule when applying for banking and credit services... Read More
Sometimes life lands you in a situation that causes your... Read More
Secured and unsecured debt - what's the difference?It's easy to... Read More
If gold medals were awarded for marketing consistency, the credit... Read More
One of the great mysteries of life is how the... Read More
Bad Debt IdentificationIdentifying bad debt is not as easy as... Read More
Having a credit card is a wonderful convenience for those... Read More
With today's credit card companies, there are many opportunities to... Read More
There are three main credit bureaus in the United States;... Read More
What is Credit? Credit is money granted by a lender... Read More
Collection agencies are businesses that collect past-due bills and accounts... Read More
A lot of people spend more money than they can... Read More
If you have ever fallen behind on your debts you... Read More
A good credit history is critically important for the consumer.... Read More
Joint debts remain joint debts.Both spouses signed a legally binding... Read More
Did you apply for a personal loan only to be... Read More
Credit counseling is a free service that many people with... Read More
Negotiable instruments like checks and drafts have become an indispensable... Read More
If you have a bad credit rating, then you might... Read More
What are inquiries?When you apply for credit the creditor or... Read More
Like me, you've probably been offered a fair old number... Read More
With so many low interest credit cards on offer, how... Read More
Getting an annual credit report review has been the advice... Read More
Will lenders really love you for having a good credit... Read More
A bad credit history can sometimes seem like a curse...... Read More
Credit card consolidation is a popular solution for those with... Read More
Secured Credit Card is similar to a prepaid credit card... Read More
In industrialized nations, going into debt starts early. It's easy... Read More
Many companies use the slogan "Bad Credit? No Credit? No... Read More
Most consumers are aware that they have something known as... Read More
The articles and tips provided on this site are intended... Read More
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