Why do some people get offers for pre-approved credit cards and others don't? What do car dealers know about your financial health that you don't know? The answer is your credit score.Your credit score is a number generated by a mathematical formula to estimate how likely you are to pay... Read More
It is the scourge of our age: identity theft. Thieves learn an important part about your personal information, such as your credit card number, and they open accounts in your name and spend, spend, spend! Unfortunately, by the time you discover that you are a victim the damage is already... Read More
Credit needed for real estate mortgage financing differs from credit needed for consumer loans. If you need help getting a home mortgage, these credit tips will help you.Contrary to what many credit advisors say, paying off credit cards each month is not always the best action to take. When making... Read More
To repair your bad credit does not necessarily mean that you now have a good credit, absolutely not. When most people have bad credit, they either purchase a credit repair book or seek a credit expert help. But before you do anything about your bad credit you need to understand... Read More
Credit cards have both benefits and drawbacks. It is wise to consider both before applying for a credit card. While they can be very useful, credit cards can also be risky. Even people who are usually good with their money get into trouble with credit cards. A credit card can... Read More
Credit cards are just so convenient, aren't they? There's no need to carry any money with you ever again: you can just take one with you to the shop and pay the exact amount just by handing it over. If you haven't been paid yet, then you don't need to... Read More
A lot of credit score myths about fico score ratings get spread around and some of them are just outdated information. Sometimes even lenders can give you the wrong advice and it can get confusing. But the bottom line is bad information can cost you money no matter who you... Read More
Have you ever looked at your credit card statement? I'm not talking about just making sure that all the transactions are correct. I'm talking about looking at the finance charges. I daresay that sometimes that figure is almost as great as the minimum monthly payment you're making. After all, as... Read More
Credit score is the key factor determining approval of almost any type of credit. It is based on the information contained in your credit report files. The widely used FICO score was developed by Fair Isaac Corporation, and it is a formula which assesses your potential credit risk.The information used... Read More
One of the focus areas of my information is the absolute necessity of changing the way a person thinks about money and debt while in the process of repairing their credit. I have seen cases where a couple will work really hard for months, and finally get their credit report... Read More
![]() |
|
![]() |
|
![]() |
|
![]() |
|
|||||
|
|
|
Have your read your credit card contract through completely? Do... Read More
With so many low interest credit cards on offer, how... Read More
The most important thing for you to remember is that... Read More
YOU SCRATCH MY BACK, AND I'LL BUY SOME MORE BEER!Let's... Read More
What is a credit card? A credit card is... Read More
As a consumer you've learned the importance of establishing a... Read More
Understanding credit report scores is important when you see your... Read More
Your credit file may not reflect all your credit accounts.... Read More
Today there are so many different credit cards available, student... Read More
Having a damaging credit record can hurt you in many... Read More
If you intend to apply for a loan, you need... Read More
Having a better credit score not only represents easier access... Read More
One of the great mysteries of life is how the... Read More
You can still save money on a Bad Credit Loan... Read More
No doubt, you've probably gotten literally hundreds of credit card... Read More
Until recently lawyers for victims of credit damage had little... Read More
The credit industry if rife with pitfalls. If you have... Read More
Is identity theft really that serious? Thousands of people every... Read More
The Credit Report is like your scorecard in the lending... Read More
I remember back when I was 18 and completely oblivious... Read More
For those of us who know how to use them... Read More
Credit repair, is in a word, vital to reestablishing your... Read More
Ok, let's face it, everybody hates high credit card rates,... Read More
If you find that creditors are calling you almost daily... Read More
They arrive in your mail - a conspicuous looking mail... Read More
Getting an annual credit report review has been the advice... Read More
There are a whole variety of different types of credit... Read More
The credit card companies make billions each year in legitimate... Read More
With all my bills who would possibly want my credit?... Read More
Congress passed the Fair Credit Reporting Act several years ago... Read More
With today's credit card companies, there are many opportunities to... Read More
Did you know that you could make sure to get... Read More
Many of us have seen the advertisements on television. "Get... Read More
If you have ever fallen behind on your debts you... Read More
Secured Credit Card is similar to a prepaid credit card... Read More
STUDENT CREDIT CARDS With graduate debt averaging... Read More
With so many low interest credit cards on offer, how... Read More
It's the number one source of consumer complaints at the... Read More
So you got into debt, had problems but you got... Read More
Making Your Credit Rating Work For YouOne of the basics... Read More
It wasn't all that long ago that lenders blatantly discriminated... Read More
There are many evils associated with credit cards, but there... Read More
Credit scores: all lenders use credit scores to determine interest... Read More
It's the number one complaint from consumers and it only... Read More
There is almost nothing more troublesome than having too much... Read More
Legislators in Washington, D.C. are considering several credit-related consumer protections... Read More
A line of credit, roughly defined, is the amount of... Read More
Credit Cards are essential for any consumer today. However, when... Read More
If you want to enjoy your life out of spending,... Read More
I've got some very important info I want you to... Read More
A credit card allows you to buy things even though... Read More
1. Buy clothes at thrift stores. BEFORE you buy them,... Read More
Your credit report--a type of consumer report--contains information about where... Read More
Do you have enormous credit card debt? You are certainly... Read More
If you were to tell someone that they can have... Read More
For all people shop around for the best rate, there... Read More
They arrive in your mail - a conspicuous looking mail... Read More
We spend money every single day on many different types... Read More
A credit report is basically a file about you kept... Read More
A check can be considered bad if it is bogus... Read More
Spending HabitsSo you've just got your credit card. The first... Read More
In their quest to get you to sign up for... Read More
It is important to know your credit rating for a... Read More
If you find that creditors are calling you almost daily... Read More
The economic downturn of the last five years has affected... Read More
There are a whole variety of different types of credit... Read More
Credit |