Today there are so many different credit cards available, student prepaid, low interest cards etc. that it has becomes a real hassle to find the right one that will suit your needs.
This is the reason why we at online-creditcheck provide you with necessary information which can help you in choosing the right credit card for you. The good thing about this information is that it is all free of charge.
We have created a list of 10 things you need to have a look at before you decide to apply for that credit card
1) **Annual Percentage Rate - APR**
Many credit card companies give you an intro apr rate that will be lower then your regular apr rate. Keep in mind when this introduction apr rate will expire and use it to your advantage
0% Intro APR Credit Cards, will give you the opportunity to purchase goods/a service without paying any interest on your principal spend. Such cards are usually for people with a good credit history
2) **Credit Card VS Debit Card (prepaid credit card)**
Although a Prepaid Credit Card, has the same look and feel of a regular Credit Card, those two are not the same.
A Prepaid Credit Card, is in fact a Debit Card, and is usually linked to a personal bank account. Other options are that you need to load funds onto your debit card account first. This is the reason why a debit card can only be used for a purchase that your balance can cover.
A prepaid Credit card, are usually for people with a bad credit history or for people who are unemployed.
3) **Credit Card Tips**
- Sign new credit cards as soon as you receive them
- Destroy old cards when they aren't necessary anymore
- Never fax your credit card number
- Be careful when supplying your credit card number by phone
- Pay your credit bills on time to maintain/create good credit
- Pay of your balance as much as possible
- If possible select a credit card with no annual fee
- Review your credit history on a regular basis
Keep the above simple things in mind when selecting a credit card and you will find the right one that will suit your needs.
I would like to thank you for reading this article.
Sincerely,
Karin Loftist
http://www.online-creditcheck.com
It is a well-publicized fact that more of us are... Read More
Few things influence the home buying process more than your... Read More
1. Deleting Errors in 48 HoursThis is the absolute fastest... Read More
If you've ever applied for a credit card or loan,... Read More
While working through my own debt situation, and helping others... Read More
We have all heard the rumors?from neighbors, relatives or friends.... Read More
Listed below is a useful guide to credit card terms.... Read More
Identity theft is a growing concern among Americans, and rates... Read More
Well now we add CitiGroup and UPS to the Identity... Read More
If you were to tell someone that they can have... Read More
Credit Cards can bankrupt you if you let them run... Read More
Congratulations college freshman! You're about to embark on one of... Read More
If you have a bad credit rating, then you might... Read More
There are not many of us who do not have... Read More
How to Repair a Bad Credit Rating?The Right Way!If you... Read More
A "rate tart" is someone who switches from one zero... Read More
Your credit history is an important aspect of your life.... Read More
Chances are you have received your share of "pre-approved" credit... Read More
Have you ever wondered why your credit card bill is... Read More
Online car finance is convenient. You can apply over the... Read More
Using a credit card wisely is an important step in... Read More
What you might not know about credit.Some people don't know... Read More
Credit score is the key factor determining approval of almost... Read More
Here's a dirty secret, today's "non profit credit counselors" are... Read More
Individual banks elect to become members of ChexSystems, and to... Read More
There are times when you may be turned down for... Read More
When you apply for credit one of the first things... Read More
Step I - Selecting A Collection AgencySelecting a credit collection... Read More
Having a better credit score not only represents easier access... Read More
Credit scores are the most important aspect that determines your... Read More
There's only one way to discover the "health" of your... Read More
One of the easiest ways to borrow money of a... Read More
The process of clearing credit can be laborious and frustrating,... Read More
There's only one way to discover the "health" of your... Read More
A good credit reward card can contribute to your retirement... Read More
Did you know that you could make sure to get... Read More
Have you ever looked at your credit card statement? I'm... Read More
When you apply for credit one of the first things... Read More
Identity theft is when someone uses, without permission, your personal... Read More
You're interested in getting the best credit cards for your... Read More
Identity theft is the fastest growing crime in America. According... Read More
Your credit report is a very powerful report that essential... Read More
Credit is a funny thing. It can be a useful... Read More
Your credit history is important; in fact, in this day... Read More
Using a credit card wisely is an important step in... Read More
Are you thinking of buying a house? Do you want... Read More
Establishing credit and wisely managing your credit becomes easier when... Read More
Creditors will measure your credit rating based on the following... Read More
You've probably heard the term credit scoring. You may have... Read More
1. Choosing A new credit cardThere are many reasons for... Read More
Fixing a credit report starts with seeing what's on it.... Read More
Many companies use the slogan "Bad Credit? No Credit? No... Read More
There are a whole variety of different types of credit... Read More
If you have a bad credit rating, then you might... Read More
In the high tech world of today, credit card fraud... Read More
Credit Cards are essential for any consumer today. However, when... Read More
It's the number one source of consumer complaints at the... Read More
Online credit reports are easily accessible to those interested in... Read More
Credit scores are the most important aspect that determines your... Read More
The three major credit bureaus, Experian, Equifax and Trans Union... Read More
A "rate tart" is someone who switches from one zero... Read More
As you probably know, interest rates are at all time... Read More
How Lenders Operate ? And How They'll Make a Tidy... Read More
You can still save money on a Bad Credit Loan... Read More
As you probably know, interest rates are at all time... Read More
No doubt, you've probably gotten literally hundreds of credit card... Read More
Credit |