Why do some people get offers for pre-approved credit cards and others don't? What do car dealers know about your financial health that you don't know? The answer is your credit score.Your credit score is a number generated by a mathematical formula to estimate how likely you are to pay... Read More
For those of us who know how to use them properly, credit cards can actually be quite fun and lucrative. To those who do not know how to use them properly, I would say that you should stop reading this column right about now, or at least I would advise... Read More
On one hand consumers are being universally criticised for running up significant amounts of debt on credit cards, yet conversely many companies are capitalising on the growing credit card debt, from charities and political organisations to football clubs, the Association of Surgeons and somewhat ironically ActionAid, an international development agency... Read More
What Is Your Credit Rating Now?If you have any charge accounts now, or have ever borrowed from the bank to buy a car, or if you ar paying on a mortgage, there is credit information on you.Up until a few years ago, you could only guess at what your credit... Read More
Have you ever really looked at your credit card and tried to figure out what that huge string of numbers really means? Do these card issuers have so many customers that your account number has to be 16 digits long?You may be surprised to know that all those numbers you... Read More
There are many different ways to borrow money. Outlined below is a useful guide to some of most common ways of borrowing money.LoansThere are many loan companies offering to lend you money. They will check your credit worthiness and may offer you a secured loan or an unsecured loan.A secured... Read More
Making Your Credit Rating Work For YouOne of the basics of getting the most competitive credit card deal in the market is to ensure you have the best credit record possible. Few of us are lucky enough to be earning a six-figure salary, and many people are likely to have... Read More
Your credit report is a very powerful report that essential controls what you can and cannot do in your life. Unfortunately many people aren't aware of what a credit report actually is and what information is contained on the report. This article breaks down what is contained on your credit... Read More
If you find that creditors are calling you almost daily or that one of more of your bills has been turned over to a collection agency, you should know how to manage your debts.First, prioritize then or rank them in terms of the ones that can give you the most... Read More
Thanks to the Fair and Accurate Credit Act, American consumers can receive a free annual credit report from each of the three major credit bureaus-Experian, TransUnion and Equifax. You can order your free credit report by visiting www.annualcreditreport.com or calling 1-877-322-8228.Monitoring your credit report regularly will ensure that you can... Read More
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Many credit card holders sign up for a credit account... Read More
So you got into debt, had problems but you got... Read More
INTEREST BEWARE, THERE'S SAFETY IN NUMBERS!Note: The following is part... Read More
The credit card companies make billions each year in legitimate... Read More
So-called "credit repair" companies claim they can remove negative information... Read More
In addition to the APR (annual percentage rate) and the... Read More
Many people may still not be aware of an amendment... Read More
I've got some very important info I want you to... Read More
Have you ever looked at your credit card statement and... Read More
This summary of the Fair Credit Reporting Act will explain... Read More
2005 marks the year that consumers will be able to... Read More
Establishing credit and wisely managing your credit becomes easier when... Read More
The moment I placed myself in front of the computer... Read More
You're probably thinking "Tell me something I don't know" but... Read More
Today, selecting the proper credit card can be a bit... Read More
To repair your bad credit does not necessarily mean that... Read More
Using a credit card wisely is an important step in... Read More
With identity theft statistics currently at an all time high,... Read More
You probably don't need me to tell you credit cards... Read More
Consumers often have the first credit card that they ever... Read More
WHAT IS HIRE PURCHASE/CONDITIONAL SALE?Although people often talk about "buying... Read More
It's not as hard as you think to raise credit... Read More
In order to determine a consumer's credit worthiness, creditors and... Read More
Online car finance is convenient. You can apply over the... Read More
Do you know what your credit card is truly costing... Read More
Not everyone has a positive experience with credit counseling. Potential... Read More
If you've ever applied for a credit card or loan,... Read More
About Search Entries:Every time a lender checks your credit history... Read More
It's the number one complaint from consumers and it only... Read More
Have you ever wondered how much money a credit card... Read More
Credit card debt is a major social problem in some... Read More
In "Become the Squeaky Wheel" a book recently published, Michelle... Read More
Credit needed for real estate mortgage financing differs from credit... Read More
Credit Score FactorsThe information contained on our credit reports affect... Read More
Everyone hates late fees and being late will cost you... Read More
YOU SCRATCH MY BACK, AND I'LL BUY SOME MORE BEER!Let's... Read More
Sue is a homeowner and pays her mortgage and other... Read More
Identity theft is the fastest growing crime in America, according... Read More
Have you ever looked at your credit card statement? I'm... Read More
The Beginning of the Credit Card EraIn 1951, Diners Club... Read More
Let's face it, having credit is no longer a choice.... Read More
Make Money from StoozingStoozing, this is a sophisticated method of... Read More
Prepaid credit cards also called stored value card can be... Read More
How can I prevent Identity theft from happening to me?... Read More
You hear people talk about credit reports all the time... Read More
Keep Your Credit History Clean - Remove A Negative Credit... Read More
Most of us want a good credit report to obtain... Read More
It may seem like a simple question but its important... Read More
Like me, you've probably been offered a fair old number... Read More
You're interested in getting the best credit cards for your... Read More
Credit cards are just so convenient, aren't they? There's no... Read More
The Federal Trade Commission (FTC) has set up a new... Read More
Using a credit card wisely is an important step in... Read More
You may already have 2 or more credit cards in... Read More
Have you ever looked at your credit card statement and... Read More
By far the greatest invention the banks have ever come... Read More
You're probably thinking "Tell me something I don't know" but... Read More
On one hand consumers are being universally criticised for running... Read More
Do you know the difference between good and bad credit... Read More
Here's a simple system on how to pay zero interest... Read More
Making Your Credit Rating Work For YouOne of the basics... Read More
If gold medals were awarded for marketing consistency, the credit... Read More
The three major credit bureaus, Experian, Equifax and Trans Union... Read More
The process of clearing credit can be laborious and frustrating.... Read More
Credit counseling companies come in all shapes and sizes. Whether... Read More
You've probably heard the term credit scoring. You may have... Read More
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