Consumers reject financial advice in favour of financial frivolityIt would appear that even though their "friends" aren't as flexible as they used to be, consumers are still stretching their credit cards beyond the comfort zone.The vicious circle of debt manipulation involving banks, consumers and commercial credit companies is putting consumer... Read More
They arrive in your mail - a conspicuous looking mail piece from some "official looking" bank claiming that you have been Pre-Approved for a Mastercard or VISA credit card.Of course, you don't have to have any credit. You can even have bad credit or have just filed bankruptcy or even... Read More
Few things influence the home buying process more than your credit. I like how Clark Howard refers to the three credit repositories as, "the three screw-ups". There is some validity to that, and hopefully recent legislation will help clean up many of the inaccuracies. Regardless, lenders need a source to... Read More
Are you one of the thousands pulling your hair out trying to figure out how you're going to pay your credit card bills? Using your credit cards wisely and sensibly will help you avoid financial problems and establish a strong credit rating, so here's some information to help you get... Read More
In order to determine a consumer's credit worthiness, creditors and lending institutions have come to depend on credit reporting agencies. Credit reporting agencies supply individual reports that provide consumer specific information for lending purposes. With the advent of technology, most creditors now have automated systems that provide them direct access... Read More
What are the avenues available to businesses with weak credit profiles or to companies pursuing credit transactions that are perceived as too risky by credit providers? Many companies apply for credit at banks, finance companies or equipment leasing firms and are routinely rejected due to the high degree of perceived... Read More
About Search Entries:Every time a lender checks your credit history from your credit file (i.e. each time you apply for a loan), your credit-file will have a record of this. These records are known as search entries. The search entries do not generally say whether you were approved or denied... Read More
There is a lot of confusion surrounding UK credit ratings, credit scores, credit blacklists, credit reports, and credit files. This guide to your credit rating aims to give you the facts you need.What's in a Credit FileThere are two major credit reference agencies in the UK, Equifax and Experian, who... Read More
Credit scores are the most important aspect that determines your financial future. Carrying a good credit score is an asset and can pave your future towards greener pastures. On the other hand a negative marking on your credit report can be ruinous for your future dreams. However, "There Isn't Much... Read More
Most families in America today have a credit card; some have two or more. The type of credit card you own, gold, platinum, ext, is almost a status symbol in society. The concept is a good one, using your good credit to purchase big-ticket items that you may need time... Read More
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Companies that issue credit cards want to make a profit.... Read More
Most consumers are aware that there are companies that keep... Read More
Prepaid credit cards also called stored value card can be... Read More
His hard earned money? Gone. Creditors on his back everyday.... Read More
Why do some people get offers for pre-approved credit cards... Read More
Let's face it, if you are facing the possibilities of... Read More
Your credit report--a type of consumer report--contains information about where... Read More
One of the biggest problems people have in these modern... Read More
YOU SCRATCH MY BACK, AND I'LL BUY SOME MORE BEER!Let's... Read More
A lot of people have bad credit. It is unfortunate... Read More
What are the avenues available to businesses with weak credit... Read More
Parents have the full responsibility for their children and their... Read More
Your credit history is an important aspect of your life.... Read More
The most important thing for you to remember is that... Read More
A good credit reward card can contribute to your retirement... Read More
Credit cards represent an important part of our financial lives.... Read More
The credit card companies make billions each year in legitimate... Read More
LIVING IN CREDIT CARD UTOPIALet's just take a brief moment... Read More
Credit counseling is a free service that many people with... Read More
You may already have 2 or more credit cards in... Read More
Congress passed the Fair Credit Reporting Act several years ago... Read More
In the olden days, about 10 years ago, before the... Read More
A lot of people spend more money than they can... Read More
With so many low interest credit cards on offer, how... Read More
Secured Credit Card is similar to a prepaid credit card... Read More
The economic downturn of the last five years has affected... Read More
You've decided to apply for a Citi MasterCard, but with... Read More
Will lenders really love you for having a good credit... Read More
Have you ever been told you were over your credit... Read More
You probably don't need me to tell you credit cards... Read More
Did you apply for a personal loan only to be... Read More
A bad credit history can sometimes seem like a curse...... Read More
Help! I've Been Turned DownYou received an envelope in the... Read More
A good credit reward card can contribute to your retirement... Read More
What are the avenues available to businesses with weak credit... Read More
Here are some useful tips on using credit cards. Whether... Read More
Credit is currently and has been historically an integral component... Read More
"Menis - the author translates as "indignant rage" - It... Read More
If you want to purchase a new home or refinance... Read More
Most consumers are aware that they have something known as... Read More
Credit Cards are essential for any consumer today. However, when... Read More
Credit cards can be a very quick way of getting... Read More
Prepaid credit cards also called stored value card can be... Read More
The average American knows very little about bankruptcy. Most people... Read More
Identity theft is the fastest growing crime in America. According... Read More
Chances are you've gotten your share of offers like this... Read More
Having credit education is like knowing how to read. It... Read More
Whether you are aware of it or not, credit bureaus... Read More
Nearly 20 years ago I worked for a small consumer... Read More
I didn't think it was possible. But it is. Folks,... Read More
Consumers often have the first credit card that they ever... Read More
What Are Possible Signs of Fraudulent Transactions see at Web... Read More
There are many of us that have been badly stung... Read More
If you opened a credit card statement recently and were... Read More
You've probably never heard of Frank X. McNamara, but he... Read More
A consumer credit report is a factual record of an... Read More
Many credit card holders sign up for a credit account... Read More
It's the number one source of consumer complaints at the... Read More
Lenders are quite fussy about what they like to see... Read More
Almost all students have and use student credit cards. Some... Read More
Getting an annual credit report review has been the advice... Read More
Identity theft is when someone uses, without permission, your personal... Read More
There is a big difference between looking after your own... Read More
You hear people talk about credit reports all the time... Read More
Your credit report is a very powerful report that essential... Read More
You're probably thinking "Tell me something I don't know" but... Read More
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