Important Things to Know About Divorce and Credit
Joint debts remain joint debts.Both spouses signed a legally binding contract with the creditor, and a divorce decree neither amends this contract nor relieves the creditor's investment in you. Amendment of any contract requires agreement by all parties, including the creditor, and proof of the amendment requires the signature of... Read More
Grants, Loans, Free Credit Cards And Credit Repair: The Whole Truth And Nothing But The Truth
You got creditors calling you everyday. You could lose the car or house. Your teetering on the edge financial ruin - then you see an ad that may safe your butt! Typical headlines say something like "Millionaire reveals Hidden Cash Sources, or help for people in debt up to their... Read More
Why Consumers Need a Nationwide Credit Freeze NOW
What do a shoe retailer, an online discount broker, and a popular clothing retailer all have in common? All three - DSW Shoe Warehouse, Ameritrade, and Polo Ralph Lauren - sustained breaches to their customers' accounts. Unfortunately, these three are not alone when it comes to security breaches. CitiFinancial, Bank... Read More
Watch Out For Credit Repairs
It is very easy to find a site that is neat, professional-looking, and one that offers a free three-agency credit report and free credit report without a credit card.This scam is too good to be true. Usually the only catch is an upfront charge to the consumer of $7.95 or... Read More
How Healthy Is Your Credit
There's only one way to discover the "health" of your credit. You need to examine your credit report. Your credit report is your "consumer identity" that potential lenders will use to judge your credit worthiness.Use these tips to give your credit profile the "tune-up" it needs for 2004.Tip #1- Check... Read More
Credit Card Benefits and Drawbacks
Credit cards have both benefits and drawbacks. It is wise to consider both before applying for a credit card. While they can be very useful, credit cards can also be risky. Even people who are usually good with their money get into trouble with credit cards. A credit card can... Read More
SuperCharged Secret 2, Credit Card Utopia
INTEREST BEWARE, THERE'S SAFETY IN NUMBERS!Note: The following is part 2 of a 5 part series, Over the course of these 5 articles, I am going to introduce you to several methods for maximizing the use and benefits of the best Credit Cards and offers on the market today. This... Read More
10 Ways To Boost Your Credit Score
1. Deleting Errors in 48 HoursThis is the absolute fastest way to correct errors on your credit report and raise your credit score. However, it can only be done through a mortgage company or a bank. If you apply for a home loan and find errors on your credit report,... Read More
Credit Report ? Watch Out for Parking Tickets
The economic downturn of the last five years has affected millions of Americans, but it has also affected the budgets of states, cities and counties. With limited tax dollars with which to work, various government entities have had to try to stretch their budgets to allow them to continue to... Read More
Maximizing Credit Card Rewards
In their quest to get you to sign up for their credit card, banks and financial institutions are coming up with more and higher incentives to entice you. Frequent flyer miles gave way to gas miles which opened the door for cash rebates and reward points to be used at... Read More
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Credit Cards: What is the Universal Default Clause?
Most people who carry major credit cards are well aware... Read More
Simplifying Your Search For a New Credit Card
Today, selecting the proper credit card can be a bit... Read More
How Credit Scoring Works
The all important credit score! It determines the amount of... Read More
The Hazards Of Your First Credit Card
You probably don't need me to tell you credit cards... Read More
Small Business Credit Cards
So what do you look for when applying for a... Read More
Building A Credit Report Lenders Will Love You For
Will lenders really love you for having a good credit... Read More
Tips for Choosing a Credit Card Company
Credit Cards are essential for any consumer today. However, when... Read More
Bankruptcy vs. Credit Counseling: What Should I Do?
Credit Counseling and bankruptcy are both ways to relieve the... Read More
Balance Transfers Can Help You Stop Putting Money Down The Drain!
As you probably know, interest rates are at all time... Read More
Dont Fall For A Scheme When Trying To Rebuild Your Credit History
For people with a spotty credit history or bad credit,... Read More
Beginners Guide to Credit
I remember back when I was 18 and completely oblivious... Read More
All Is Fair In Love, War, and, Your Credit Report - At Least It Should Be! Understanding the FCRA
Fact: Over 150 million Americans have credit report with the... Read More
Why Your Credit Score is Important
Your credit score can either haunt you or reward you.... Read More
The Easy Way To Gain Access To Your Free Online Credit Report
When you apply for credit, those lending you the money... Read More
Pitfalls of the Credit Industry
The credit industry if rife with pitfalls. If you have... Read More
Credit Cards -- What You Should Know
There are a lot of questions about using credit cards.... Read More
Making Sense of Credit Card Fees
In addition to the APR (annual percentage rate) and the... Read More
Why Consumers Need a Nationwide Credit Freeze NOW
What do a shoe retailer, an online discount broker, and... Read More
Recognizing the Signs that You Might Need Credit Counseling
Most families in America today have a credit card; some... Read More
Free Credit Report - Really
2005 marks the year that consumers will be able to... Read More
Good Credit Is Not A Good Reason To Borrow More Money After Youve Achieved Financial Freedom
The most important thing for you to remember is that... Read More
5 Steps You Can Take to Get Paid!
There are always some companies that have past due invoices... Read More
The Ghost of Expected Surprises
Here, Cratchet, what do you think you're doing?Uh, er, leaving... Read More
Useful Tips On Avoiding Credit and Charge Card Fraud
Credit and charge card fraud costs cardholders and issuers hundreds... Read More
Your Credit Rating and How To Check It
There is a lot of confusion surrounding UK credit ratings,... Read More
Credit Enhancements: Seven Tips For Enhancing Business Credit Transactions
What are the avenues available to businesses with weak credit... Read More
Tired Of Being Broke?...Learn How To Force Banks To Give You Money!
Imagine...obtaining credit that's incredibly easy...opening doors of opportunity you never... Read More
How to Repair a Bad Credit Rating
If you have a bad credit rating, then you might... Read More
Credit Repair Companies and Credit Counseling
Let's be crystal clear, right up front. Paying someone to... Read More
What Is a FICO Score and How Do I Make It Work for Me?
Whether or not you receive a loan and what interest... Read More
Cash Back vs. Rewards Credit Cards
Ah, the sweet rewards of using credit!Not only do you... Read More
Cutting Credit Card Costs
What are the APRs charged by the credit cards in... Read More
Credit Cards
Credit cards are a form of unsecured credit. The issuer... Read More
Start Building Credit Fast!
There are a couple of reasons for this. You can... Read More
10 Dirty Tricks Credit Card Companies Play
The credit card companies make billions each year in legitimate... Read More
The Art of Stoozing to Make Money from Credit Cards
Make Money from StoozingStoozing, this is a sophisticated method of... Read More
How A Prepaid Debit Card Can Help You Rebuild Your Credit
Consumers today are up to their eyeballs in debt. And... Read More
Legislators Ponder New Credit Protection Laws
Legislators in Washington, D.C. are considering several credit-related consumer protections... Read More
How Credit Scoring Works
The all important credit score! It determines the amount of... Read More
Why Does FACTA Matter to Me?
FACTA stands for Fair and Accurate Credit Transaction Act. FACTA... Read More
The Top 5 Secrets to Managing Your Credit Cards?So They Won?t Manage You
You've probably never heard of Frank X. McNamara, but he... Read More
Borrowing on a Credit Card
One of the easiest ways to borrow money of a... Read More
Give Yourself Credit
The Beginning of the Credit Card EraIn 1951, Diners Club... Read More
Identity Theft ? Additional Protection for Soldiers on Active Duty
Congress passed the Fair Credit Reporting Act several years ago... Read More
Top 5 Reasons To Check Your Credit Report Regularly
#1 Make sure mistakes aren't hurting your credit.Reviewing your credit... Read More
19,178 Identity Theft Victims Per Day - Are You One Of Them?
Identity theft statistics are shocking. And we are told that... Read More
10 Ways To Boost Your Credit Score
1. Deleting Errors in 48 HoursThis is the absolute fastest... Read More
Protect Yourself Against Identity Theft
Identity theft is when someone uses, without permission, your personal... Read More
Identity Theft Exploding: Here?s How You Can Avoid Becoming A Victim
Americans are more concerned about identity theft than unemployment or... Read More
The Exact Action To Take When You Find Errors In Your Credit Report
There are times when you may be turned down for... Read More
What Is A FICO Score?
A credit score is most commonly known as a FICO... Read More
3 Free Credit Reports For You
If you were to tell someone that they can have... Read More
What You Didnt Know About Your Credit Card Numbers
Have you ever really looked at your credit card and... Read More
Taking Control of Your Credit History
Your credit history is important; in fact, in this day... Read More
Finding Reputable Credit Card Companies
You're interested in getting the best credit cards for your... Read More
ChexSystems: Alternative Options for People Whove Been Checking Accounts
Individual banks elect to become members of ChexSystems, and to... Read More
Fun with Credit Cards
For those of us who know how to use them... Read More
To Repair Credit Is No longer Satisfactory - Learn How To Earn A Millionaires Credit In 30 Days...
To repair your bad credit does not necessarily mean that... Read More
Four Tips How Homeowners Can Rebuild Their Life After a Foreclosure
Let's face it, if you are facing the possibilities of... Read More
Credit Counseling -- Why It Doesnt Work For Most Debtors
"Cut Your Payments in Half!" the headline screams. "Consolidate Your... Read More
It Is In Your Best Interest To Do The Math On Your Credit Card Interest
If you begin foaming at the mouth once a month... Read More
Ways to Look Good without Selling Your Soul to the Credit Card Sharks
1. Buy clothes at thrift stores. BEFORE you buy them,... Read More
The Truth About Credit
What you might not know about credit.Some people don't know... Read More
Warning: Todays Non Profit Credit Counselors Are Yesterdays Bill Collectors!
Here's a dirty secret, today's "non profit credit counselors" are... Read More
SuperCharged Secret 2, Credit Card Utopia
INTEREST BEWARE, THERE'S SAFETY IN NUMBERS!Note: The following is part... Read More
Credit Reports Inside and Out
The Credit Report is like your scorecard in the lending... Read More
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