If you begin foaming at the mouth once a month when you receive your credit card statement, join the millions of Americans that are foaming along with you. There is a growing outrage at the seemingly endless journey towards eliminating the balance on your credit card and that is due... Read More
Few things influence the home buying process more than your credit. I like how Clark Howard refers to the three credit repositories as, "the three screw-ups". There is some validity to that, and hopefully recent legislation will help clean up many of the inaccuracies. Regardless, lenders need a source to... Read More
Do you have enormous credit card debt? You are certainly not alone. According to research, the average family in the United States has $7000 in credit card debt and pays about $1000 in interest each year! Throw in a late payment or two, or an over-the-limit charge, and that number... Read More
Paying a credit card late fee is the same as throwing your money away. Late credit card payments can also hurt your credit score. The payment tips and strategies here will show you how to prevent these costly fees.When credit card companies process credit card payments, every single detail is... Read More
Your credit rating / credit score is based upon how you have dealt with credit previously. If you have always paid the full amount owing and never missed a payment then your credit score will be high. If you miss payments, been late paying, not paid in full each month... Read More
Can you establish good business credit if you have bad personal credit? The answer is yes...but with a few caveats.Business credit reports and personal credit reports are generally completely separate databases for legal reasons. However, there are some exceptions in terms of how independent that information may be:-- If you... Read More
One of the biggest problems people have in these modern times is Credit card debt, and worst is USA. Simply because there have always been so many laws and regulations before you could have a card in the rest of the world, you can't for instance borrow someone elses card... Read More
When you apply for a credit card, the application that you sign is also a legally binding contract laying out all the termsbetween you and the bank, such as the interest rate and how its calculated, the grace period, whether there's an annual fee, etc.While you have to agree to... Read More
Are you thinking of buying a house? Do you want to buy a new car to replace that old wreck? Trying to get insurance on you home, auto, or life? In each of these situations, what's on your credit report will determine if you can get a loan or insurance... Read More
Identity theft is the fastest growing crime in America, according to a recently released FTC study. Did you know that the term "identity theft" did not exist until just a few years ago? It is a recent phenomenon that is causing a great furor around the world.According to the United... Read More
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It may seem like a simple question but its important... Read More
The Federal Trade Commission (FTC) has set up a new... Read More
It is very easy to find a site that is... Read More
You probably don't need me to tell you credit cards... Read More
I AM THE CONSUMER. AND I HAVE LOW-RATE SUPER-POWERS!Note: The... Read More
Do you know why you should check your credit report?Of... Read More
Secured Credit Card is similar to a prepaid credit card... Read More
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YOU SCRATCH MY BACK, AND I'LL BUY SOME MORE BEER!Let's... Read More
By Federal law, you are entitled to one free credit... Read More
Most people who carry major credit cards are well aware... Read More
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Your personal credit file is separated from those with the... Read More
When you apply for credit, those lending you the money... Read More
I've got some very important info I want you to... Read More
There are many misconceptions about credit scores out there. There... Read More
So you got into debt, had problems but you got... Read More
Having a credit card is a wonderful convenience for those... Read More
Once you've been paying off a credit card for a... Read More
If gold medals were awarded for marketing consistency, the credit... Read More
Using a credit card wisely is an important step in... Read More
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Check 21 is the common name for the Check Clearing... Read More
As a consumer you've learned the importance of establishing a... Read More
A good credit history is critically important for the consumer.... Read More
It is important to know your credit rating for a... Read More
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Using a credit card wisely is an important step in... Read More
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Most of us want a good credit report to obtain... Read More
The credit card companies make billions each year in legitimate... Read More
Identity theft is the fastest growing crime according to the... Read More
As a young student I feared getting bad grades because... Read More
What is a credit card? A credit card is... Read More
Your credit history is an important aspect of your life.... Read More
Raising your credit score can be a fairly simple and... Read More
FACTA stands for Fair and Accurate Credit Transaction Act. FACTA... Read More
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Almost all students have and use student credit cards. Some... Read More
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By far the greatest invention the banks have ever come... Read More
What is Credit?Credit is the backbone and the engine behind... Read More
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INTEREST BEWARE, THERE'S SAFETY IN NUMBERS!Note: The following is part... Read More
Identity theft is a growing concern among Americans, and rates... Read More
Do you know the difference between good and bad credit... Read More
Mark and Beth, a young married couple in their twenties,... Read More
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Here's a simple system on how to pay zero interest... Read More
One of the easiest ways to borrow money of a... Read More
It is estimated that billions of dollars in delinquent commercial... Read More
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Clean Credit Reports, your credit report contains information about where... Read More
This article is about bailiffs who may call trying to... Read More
Owning a credit card can be quite an advantage. Whether... Read More
Your personal credit file is separated from those with the... Read More
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What is a balance transfer ? A balance transfer can... Read More
Most families in America today have a credit card; some... Read More
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