What is Credit Repair and How Can It Help You?
There are millions of consumer credit reports on file from mainly three major reporting bureaus which include Trans Union, Experian, and Equifax. These credit gathering agencies store huge amounts of data about every person that takes out a loan, credit card, or any other line of credit. Information is reported... Read More
Free Credit Report ? Watch Out for Scams
Many people may still not be aware of an amendment to the Fair Credit Reporting Act (FCRA) that Congress passed last year. This amendment allows U.S. citizens to receive a copy of their credit report, for free, once per year. The plan is being rolled out slowly in order to... Read More
Credit Card Dirty Tricks
There are many of us that have been badly stung by credit card companies that have charged exorbitant fees to use their credit cards. Several years ago an APR of 25% to 29% was common place which in simple terms means that if you borrow £1,000 your interest on that... Read More
Can Credit Search Entries Affect Your Ability to get Approved for a New Loan in the UK?
About Search Entries:Every time a lender checks your credit history from your credit file (i.e. each time you apply for a loan), your credit-file will have a record of this. These records are known as search entries. The search entries do not generally say whether you were approved or denied... Read More
Credit Score ? for Scoring the Right Loan
Somebody once said, "There is always a way of knowing your limitations and going beyond it." It is fundamentally true with respect of credit score. There can be nothing more rewarding during loan borrowing than knowing your credit score. There are many people who are practically unaware of what their... Read More
Avoiding ID Theft and Credit Fraud
Article excerpted from the new book, "How to Do Space Age Work with a Stone Age Brain" TM copyright 2004, all rights reserved, by Eve Abbott, the Organizer ExtraordinaireEach year billions of dollars in credit fraud is perpetrated on unsuspecting citizens. With so much personal information publicly available (or easily... Read More
0% Credit Cards
These days, credit cards in the UK are competing with each other on two very attractive offers with a headline rate of 0%. These 0% credit cards will be either balance transfers; introductory purchases offers or a combination of the two. This article looks at how to get the best... Read More
Automobile Credit Report
When applying for a loan to purchase a car, the lender will want to take a look at a person's auto credit report. Credit reports tell lenders all they need to know about granting a loan to all applicants. When a person applies for a car, an auto credit report... Read More
Are you paying higher interest on your credit cards than you think?
Many credit card holders sign up for a credit account with an 8.9% interest rate and then later realize that their interest rate has been bumped to 27.4%. Why?You know that your credit score affects the credit card rates that you qualify for. But, did you know that a little... Read More
Credit Repair Companies and Credit Counseling
Let's be crystal clear, right up front. Paying someone to "fix" your credit is a waste of your time and money, since the negative issues that are temporarily removed from your file will only reappear again in a couple of months.Be careful with credit repair scams.Most "credit repair" companies really... Read More
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Beware of Bogus Credit Repair Companies!
So-called "credit repair" companies claim they can remove negative information... Read More
Credit Report Hassles
There is no end to the amount of pain that... Read More
Searching For A Low Interest Credit Card?
These days, people need to very carefully consider what type... Read More
Credit Report Disaster Through Mistaken Identity
I've got some very important info I want you to... Read More
Is Your Credit Score Costing You Money?
Most of us want a good credit report to obtain... Read More
How To Choose Your Credit Card Application
The articles and tips provided on this site are intended... Read More
Identity Theft ? Monitor Your Credit Report
The recent security breach at credit card processor CardSystems Solutions... Read More
Finance - Money, Money
Finance is a big word for some of us. It's... Read More
Your Consumer Rights
If you have ever fallen behind on your debts you... Read More
Why Consumers Need a Nationwide Credit Freeze NOW
What do a shoe retailer, an online discount broker, and... Read More
My Credit Card Application Was Rejected! Now What?!?
No doubt, you've probably gotten literally hundreds of credit card... Read More
Clean Credit Report: Easily Raise Your Credit Score 100 points
Clean Credit Reports, your credit report contains information about where... Read More
How To Read Your Credit Report
The Fair and Accurate Credit Transactions Act, signed into law... Read More
Understanding Your Credit Score
When you apply for credit one of the first things... Read More
10 Dirty Tricks Credit Card Companies Play
The credit card companies make billions each year in legitimate... Read More
Simple Identity Theft Protection
How many of you bank, shop, or transact other business... Read More
Winning The Credit Game!
Everywhere we go, the word credit can be found, shining... Read More
How Healthy Is Your Credit
There's only one way to discover the "health" of your... Read More
SuperCharged Secret 1 of 5 - Credit Card Utopia
I AM THE CONSUMER. AND I HAVE LOW-RATE SUPER-POWERS!Note: The... Read More
Making Sense of Credit Card Fees
In addition to the APR (annual percentage rate) and the... Read More
Credit Problems? Heres How to Manage Your Creditors
If you find that creditors are calling you almost daily... Read More
Finding the Right Credit Card
There are so many credit cards out there to choose... Read More
Common Credit Score Myths
A lot of credit score myths about fico score ratings... Read More
Repairing Your Credit Score and Clearing Derogatory Marks on Your Credit Report
Raising your credit score can be a fairly simple and... Read More
The Hitchhiker?s Guide To Insanity
A new sickness is plaguing the UK called Denial. Denial... Read More
Low Interest Credit Cards Have Many Advantages
When credit cards are used wisely they can be very... Read More
What is Credit Card and Debit Card Blocking?
Have you ever been told you were over your credit... Read More
How to Get Credit Reporting Agencies to Help You
The process of clearing credit can be laborious and frustrating.... Read More
Which Credit Bureau Should I Use To Check My Credit Report?
There are three main credit bureaus in the United States;... Read More
Special Credit Information for Married Couples
If you are married, establish separate credit accounts.Try to finance... Read More
SuperCharged Secret 5, Credit Card Utopia
LIVING IN CREDIT CARD UTOPIALet's just take a brief moment... Read More
What is a Bad Credit History?
A bad credit history can sometimes seem like a curse...... Read More
7 Consumer Credit Laws You Should Know if You are Trying to Repair Your Credit
There are seven consumer credit laws you should be aware... Read More
Five Reasons to Repair Your Credit Score - You Can Do It Yourself
There are multiple reasons that tell us why we should... Read More
Restore Your Credit Rating And Reduce Your Debts
Your credit rating affects many areas of your life. Opening... Read More
Identity Theft ? Guard Your Childrens Social Security Numbers
Identity theft is a growing concern among Americans, and rates... Read More
Fun with Credit Cards
For those of us who know how to use them... Read More
Your Consumer Rights
If you have ever fallen behind on your debts you... Read More
The Truth About Credit
What you might not know about credit.Some people don't know... Read More
Identity Theft ? How Can You Prevent It Happening to You?
The nightmare of identity theft strikes an estimated 750,000 people... Read More
What is a Credit Card?
A credit card allows you to buy things even though... Read More
Commercial Collections And Credit Granting
It is estimated that billions of dollars in delinquent commercial... Read More
5 Ways To Raise Credit Score
It's not as hard as you think to raise credit... Read More
Everything You Always Wanted To Know About Your Credit Report
Your credit report is a very powerful report that essential... Read More
Online, Phone, U.S. Mail or In-Person: Where is Your Credit Card and Personal Identify Safest?
Identity theft is the fastest growing crime according to the... Read More
3 Free Credit Reports For You
If you were to tell someone that they can have... Read More
A Cure for an Ailing Credit
Credit has become a much-used word, thanks to the various... Read More
How To Eliminate Credit Card Debt
There is almost nothing more troublesome than having too much... Read More
Special Credit Information for Married Couples
If you are married, establish separate credit accounts.Try to finance... Read More
Credit Cards: Pros and Cons
Sure, there are a lot of problems with credit cards,... Read More
Do You Know The Top Five Credit Card Mistakes?
When you're dealing with credit cards, you're playing with fire.... Read More
Is Plastic Making You Happier?
If you're like most people, you probably own at least... Read More
How You Can Help Prevent Identity Theft
How can I prevent Identity theft from happening to me?... Read More
Credit Verus Debt
Secured and unsecured debt - what's the difference?It's easy to... Read More
7 Surefire Ways To Repair Bad Credit
Do you have a poor credit rating? If so, you... Read More
How to Repair a Bad Credit Rating
If you have a bad credit rating, then you might... Read More
Why Credit Cards are a Bad Idea
Credit cards are just so convenient, aren't they? There's no... Read More
Home Loans ? Repair Your Credit Before You Buy
Before you take out a home loan or make any... Read More
Pitfalls of the Credit Industry
The credit industry if rife with pitfalls. If you have... Read More
Your Guide On Choosing a Credit Card To Suit You
Reach into your wallet or purse, pull out a card,... Read More
SuperCharged Secret 2, Credit Card Utopia
INTEREST BEWARE, THERE'S SAFETY IN NUMBERS!Note: The following is part... Read More
Some Truth About Credit
Credit is currently and has been historically an integral component... Read More
Credit Cards - A Blessing or a Curse?
Owning a credit card can be quite an advantage. Whether... Read More
Check Your Credit Before Shopping For That Home Loan
Review Your Credit Score.Nearly every bank, credit union, and mortgage... Read More
Avoiding ID Theft and Credit Fraud
Article excerpted from the new book, "How to Do Space... Read More
How to Avoid Credit Card Late Fees
Everyone hates late fees and being late will cost you... Read More
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