Are you one of the thousands pulling your hair out trying to figure out how you're going to pay your credit card bills? Using your credit cards wisely and sensibly will help you avoid financial problems and establish a strong credit rating, so here's some information to help you get... Read More
Your credit rating / credit score is based upon how you have dealt with credit previously. If you have always paid the full amount owing and never missed a payment then your credit score will be high. If you miss payments, been late paying, not paid in full each month... Read More
Have you ever really looked at your credit card and tried to figure out what that huge string of numbers really means? Do these card issuers have so many customers that your account number has to be 16 digits long?You may be surprised to know that all those numbers you... Read More
If you begin foaming at the mouth once a month when you receive your credit card statement, join the millions of Americans that are foaming along with you. There is a growing outrage at the seemingly endless journey towards eliminating the balance on your credit card and that is due... Read More
There are many different ways to borrow money. Outlined below is a useful guide to some of most common ways of borrowing money.LoansThere are many loan companies offering to lend you money. They will check your credit worthiness and may offer you a secured loan or an unsecured loan.A secured... Read More
Credit counseling is a free service that many people with money problems have turned to in the face of financial ruin. Credit counseling companies negotiate with your creditors to reach financial solutions that benefit both you and your creditors. Often they are able to lower your monthly payments, reduce high... Read More
FACTA stands for Fair and Accurate Credit Transaction Act. FACTA is the law which allows any American access to their credit report once per year. The law went into effect Jan. 1, 2005. So what does that mean for you as an employer?On June 1, 2005, a new provision of... Read More
There are three main credit bureaus in the United States; Equifax, Experian and Trans Union. Each bureau collects your personal and financial information which is then sold to lenders such as banks, credit unions, credit card companies, mortgage and auto loan lenders. Your credit report is the product of this... Read More
What are inquiries?When you apply for credit the creditor or lender checks your credit report to verify that you qualify for the credit or loan you are applying for. The "inquiry" is then reported to the credit bureaus and shows up on your credit report.Does this affect your credit rating... Read More
There are so many credit cards out there to choose from that deciding which one to get can feel really daunting. What makes one offer better than the hundreds of others you've seen? Take this little quiz to find out what you should look for in a card. First, Are... Read More
|
|||||
|
|
|
Help! I've Been Turned DownYou received an envelope in the... Read More
We have all heard the rumors?from neighbors, relatives or friends.... Read More
Like It Or Not, You Have A Score To Settle!... Read More
LIVING IN CREDIT CARD UTOPIALet's just take a brief moment... Read More
Using a credit card wisely is an important step in... Read More
Do you have enormous credit card debt? You are certainly... Read More
There are millions of consumer credit reports on file from... Read More
The three major credit bureaus, Experian, Equifax and Trans Union... Read More
Mortgage loans are some of the most difficult loans to... Read More
There are a lot of questions about using credit cards.... Read More
Parents have the full responsibility for their children and their... Read More
One of the easiest ways to borrow money of a... Read More
Do you know what your credit card is truly costing... Read More
Ever wondered what is Credit Counselling? There are occasions when... Read More
With prepaid credit cards, you get the practicality of plastic... Read More
The recent security breach at credit card processor CardSystems Solutions... Read More
Your credit rating affects many areas of your life. Opening... Read More
Credit scores: all lenders use credit scores to determine interest... Read More
Credit cards have migrated from being hip or convenience product... Read More
What you might not know about credit.Some people don't know... Read More
Owning a credit card can be quite an advantage. Whether... Read More
The moment I placed myself in front of the computer... Read More
Today, selecting the proper credit card can be a bit... Read More
Keep Your Credit History Clean - Remove A Negative Credit... Read More
Article excerpted from the new book, "How to Do Space... Read More
One of the great mysteries of life is how the... Read More
When you apply for a credit card, the application that... Read More
Negotiable instruments like checks and drafts have become an indispensable... Read More
Are Credit Card companies starting to feel the pinch? We... Read More
1) Do your homework. Applying for and getting approved for... Read More
There are seven consumer credit laws you should be aware... Read More
The Fair and Accurate Credit Transactions Act, signed into law... Read More
TURBO-CHARGED KILLER RATE SAVING INFORMATION!Let's just take a brief moment... Read More
Consumers reject financial advice in favour of financial frivolityIt would... Read More
Imagine opening your credit card statement one morning and discovering... Read More
The recent security breach at credit card processor CardSystems Solutions... Read More
This summary of the Fair Credit Reporting Act will explain... Read More
You can stop receiving credit card offers in the mail!... Read More
The average American knows very little about bankruptcy. Most people... Read More
Obtaining a credit report is an excellent way to begin... Read More
Your credit score may just be a little number, but... Read More
You may already have 2 or more credit cards in... Read More
Identity thieves take advantage of everyday opportunities to discover your... Read More
Do you have a poor credit rating? If so, you... Read More
With all my bills who would possibly want my credit?... Read More
In 2003, Congress passed the Fair and Accurate Credit Transactions... Read More
Your credit score can either haunt you or reward you.... Read More
Americans are more concerned about identity theft than unemployment or... Read More
By Federal law, you are entitled to one free credit... Read More
Most of us want a good credit report to obtain... Read More
The economic downturn of the last five years has affected... Read More
Prepaid debit cards are great financial tools and may be... Read More
So-called "credit repair" companies claim they can remove negative information... Read More
Your credit file may not reflect all your credit accounts.... Read More
Everyone hates late fees and being late will cost you... Read More
Most consumers are aware that they have something known as... Read More
1. Choosing A new credit cardThere are many reasons for... Read More
There is no end to the amount of pain that... Read More
Credit Scores That HurtIs your credit score being held against... Read More
There are millions of consumer credit reports on file from... Read More
Finance is a big word for some of us. It's... Read More
If you want a cash advance or a payday/paycheck loan,... Read More
Do you know what your credit card is truly costing... Read More
A credit card allows you to buy things even though... Read More
Chances are you've gotten your share of offers like this... Read More
Parents have the full responsibility for their children and their... Read More
Credit |