Do You Need to Join a CCCS - Consumer Credit Counseling Service?Are you in a "debt hell"? If you are unsure, ask yourself these questions:Do you have bill collectors calling you and home and at work, leaving annoying messages?Are you afraid to open the door in the morning because you... Read More
Can you stop debt collectors ? . . .You better know you canYou can stop debt collectors under the law provided by the Fair Debt Collection Practices Act. If you use credit cards, owe money on a personal loan, or are paying on a home mortgage, you are a "debtor."If... Read More
There are two main roads to improving your personal finances: increasing income, and cutting costs.Increasing income is the harder road to travel. After all, you can't always get a raise or a new job when you need one.But cutting costs, that's a different story!You're in complete control in this area.... Read More
In March 2005, the U.S. financial services industry succeeded in hammering the first nail in their plan to overhaul the nation's bankruptcy system. Repairing bad credit yourself will be more necessary than ever. After contributing millions of dollars to elect Republican candidates sympathetic to their big money interests, banks, credit... Read More
Let's look at a real world example: A woman purchased a new $4,000 large screen TV a few months ago based on the knowledge her monthly payment was going to be $175, and based on the 9% interest rate charged by her credit card company. For five months straight she... Read More
It has been said that everyday more and more people in the world are getting into unsecured debt. Once reason for this is the relative ease in which credit card companies and banks are extending credit to their customers. In fact, it was reported in the newspapers that in a... Read More
Last April, Congress passed the Bankruptcy Abuse and Consumer Protection Act, the most sweeping reform of our nation's bankruptcy laws in more than twenty-five years. Proponents of the bill argue that most consumers who file for bankruptcy do so simply because they do not wish to pay their bills. That... Read More
If you are considering bankruptcy as a solution to your financial problems, you are not alone. Bankruptcy is on the rise in this country as consumer debt piles higher and higher. Some people blame the creditors, making it too easy for most consumers to obtain credit. But creditors would argue... Read More
Bankruptcy has long been a big question mark in the eyes of the consumer. After all they don't teach us about bankruptcy in school. More often than not, a person's view of bankruptcy is largely developed by either their parents or close relatives personal views or dealings with bankruptcy, or... Read More
If you are determined to pay credit card debt off you are making the best financial decision of your life. The reason credit card debt is so bad is because it carries such a high interest rate.The quickest way to take back control of your finances is to pay credit... Read More
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Bankruptcy is little more than a smack on the hand... Read More
Nathaniel Hawthorne's book The Scarlet Letter states in Chapter 2,... Read More
No, that's not a misprint. Even though falling interest rates... Read More
We all know about debt. If you don't have too... Read More
Let's look at a real world example: A woman purchased... Read More
1) Use your AssetsIf you have assets with some significant... Read More
The first and maybe most important step in a debt... Read More
Entrepreneurs have a tough time in their formative years. They... Read More
Lots of people take a large ammount of loans and... Read More
Debt consolidation, equity loans, credit counseling, debt management plans, even... Read More
What Everybody Needs To Know...Learn The Truth About Debt Elimination... Read More
There is a law all smart people break.Parkinson's law.Parkinson's law... Read More
I'm not sure where it originated, but I've heard it... Read More
Credit counseling is a viable option for those who are... Read More
Bankruptcy is one of the tougher choices we as adults... Read More
Feeling stressed by the amount of debts you have? Three... Read More
"Legally terminate credit card debt! You can be debt-free in... Read More
If you want financial freedom, the first thing that you... Read More
Filing bankruptcy is a common practice among the U.S. Over... Read More
When you hear the word "debt", whats the first thought... Read More
Outlined below are some of the benefits and drawbacks of... Read More
On April 20 of this year, President Bush signed a... Read More
Planning To Achieve Debt EliminationOnce you have started the process... Read More
Educating yourself about the ins and outs of debt negotiation... Read More
Recently passed by Congress with overwhelming support, the oddly-named Bankruptcy... Read More
Step 1. The purpose of this first step is to... Read More
Most American consumers are living too close to the edge.... Read More
Bills, creditors, debt collectors. Are you yearning for the days... Read More
If you are considering bankruptcy as a solution to your... Read More
Many Christians feel uncomfortable with the notion of being in... Read More
Do you have multiple debts? Do you have just one... Read More
The Bankruptcy Abuse and Consumer Protection Act, signed into law... Read More
With medical collections costing doctors millions upon millions of dollars... Read More
Debt negotiation and settlement can give you a drastic reduction... Read More
After October 17, 2005, a lot of people are going... Read More
In March 2005, the U.S. financial services industry succeeded in... Read More
Bills, creditors, debt collectors. Are you yearning for the days... Read More
Knowing how to negotiate debt settlements is the key to... Read More
Negotiations with creditors have failed. Repossession is imminent and foreclosure... Read More
Nathaniel Hawthorne's book The Scarlet Letter states in Chapter 2,... Read More
WILL MY CREDITORS STOP HARASSING ME?Yes, they will! By law,... Read More
People over extend themselves financially as a result of a... Read More
It is always possible to negotiate with creditors ? even... Read More
These days, getting into debt is easy.Unfortunately, getting out of... Read More
If you're reading this article right now I'm sure that... Read More
What is a debt management system, and when do you... Read More
You go to the mail box and scan - a... Read More
As consumer debt continues to spiral out of control, debt... Read More
Debt relief is a topic on a lot of consumers'... Read More
Debt is becoming number one problem in the United States... Read More
Recently passed by Congress with overwhelming support, the oddly-named Bankruptcy... Read More
Anyone considering Bankruptcy may have experienced fear after reading an... Read More
People often get to a place where they simply can't... Read More
What Everybody Needs To Know...Learn The Truth About Debt Elimination... Read More
Troubles with Global Economy; Do you see future problems with... Read More
Vehicle repossession may appear justified in circumstances where a person... Read More
The New Year often brings with it a desire to... Read More
Getting Behind Getting behind on your debts owed can be... Read More
Debt management (specifically unsecured) is the first step to taking... Read More
In all the technical discussion you hear about credit... Read More
Ask a friend what resolutions they made for 2004 and... Read More
Although many consumers would argue differently saving money doesn't have... Read More
Bankruptcy is little more than a smack on the hand... Read More
An inability to manage credit, growing debt and bankruptcy are... Read More
To be out of credit card debt is your dream... Read More
Lots of people take a large ammount of loans and... Read More
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