It's difficult not to be concerned when facing numbers like these:43% of U.S. families spent more than they earned. On average, Americans spend $1.22 for each dollar they earn.Standard Households have about $8,000 in credit card debt.In the past decade Personal bankruptcies have doubledAmericans owed $1.9773 trillion in October 2003.... Read More
OK, so you are up to your head in debt. You are stressed out, it is now affecting the way you function and absorbing most of your daily thoughts. You have no idea what to do.OK, first things first. Take a step back and try and look at things with... Read More
If you've ever earned enough money to put some aside, like most people you've probably invested it with an eye toward security ? since, perhaps, you can't imagine yourself ever getting rich."Most people dream of becoming rich, but it isn't their first choice," Rich Dad said. That's because the effort... Read More
A History of Money and TradeTo start with a history of money and debt, we must go back many years ago when people used to trade their wares for the things they wanted and needed.In place of money or Federal Reserve Notes, you could trade a well made pistol for... Read More
Feeling stressed by the amount of debts you have? Three years ago Michelle was struggling on a nurse's salary. She had run up huge debts with a number of court judgments against her name. She longed to travel - a dream that she kept telling herself was impossible. It was... Read More
Nathaniel Hawthorne's book The Scarlet Letter states in Chapter 2, "On the breast of her gown, in fine red cloth, surrounded with an elaborate embroidery and fantastic flourishes of gold thread, appeared the letter A." The letter A stood for the word adulterer and represented one of the worst insults... Read More
Credit card debt have you drowning financially? You're not alone. The average American household carries $9,205 in credit card debt, according to CardWeb, an online industry tracker. Not managed properly, this debt can come to eat up all of your disposable income leaving little or nothing for bare necessities. Some... Read More
Still living from pay to pay? Or envying those great wealth accumulators and wondering how they did it? Every month you make a resolution of saving some dollars from your paycheck, but only end up breaking it. Looking for some magic formula for saving money?Well, there’s no magic formula—only some... Read More
If you are in debt over your head and wondering if you will ever find a way out, the answer is yes! Serious financial problems can make life miserable and cause a great deal of stress and worry. Many people have found themselves in the situation of avoiding calls from... Read More
Outlined below are some of the benefits and drawbacks of bankruptcy. It should be noted that bankruptcy is not to be entered into without first having sought professional advice.There is more to bankruptcy than as a way of finally putting an end to harassing debt collectors and creditors. One big... Read More
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On April 20 of this year, President Bush signed a... Read More
Debt is becoming number one problem in the United States... Read More
Having something tangible to strive towards can work wonders for... Read More
Are you still clearing a mountain of debt amassed last... Read More
Debt relief is a topic on a lot of consumers'... Read More
Living with debt is never a good idea if you... Read More
OK, so you are up to your head in debt.... Read More
Yes, debt collection tips can help. You may think you... Read More
Vehicle repossession may appear justified in circumstances where a person... Read More
If your financial worries are preventing you from sleeping at... Read More
Debt settlement is the process of negotiating with your creditors... Read More
Debt consolidation, equity loans, credit counseling, debt management plans, even... Read More
Most American consumers are living too close to the edge.... Read More
If you're thinking about an IVA, it is essential to... Read More
Who are these people anyway? They viciously harass you and... Read More
Bankruptcy is little more than a smack on the hand... Read More
Step 1. The purpose of this first step is to... Read More
Educating yourself about the ins and outs of debt negotiation... Read More
(Money You Don't Have to Pay Back) 1. One way... Read More
A History of Money and TradeTo start with a history... Read More
Getting Behind Getting behind on your debts owed can be... Read More
Your FICO score or credit score as it's commonly called... Read More
Today's consumers benefit drastically from the usefulness of credit. Credit... Read More
With mounting bills and unforeseen hardships, you may be considering... Read More
Bankruptcy is in the news these days, as Congress has... Read More
It all starts by defaulting on an obligation: Money owed... Read More
If you have found yourself in a position where you... Read More
Ask a friend what resolutions they made for 2004 and... Read More
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We all know about debt. If you don't have too... Read More
Bankruptcy is one of the tougher choices we as adults... Read More
Log onto to a search engine such as google.com and... Read More
As vice president of the American Credit Foundation, a nonprofit... Read More
Anyone who embarks on a debt reduction program should know... Read More
What is debt settlement?Debt Settlement is a process to settle... Read More
On April 20 of this year, President Bush signed a... Read More
Do you have multiple debts? Do you have just one... Read More
1) Use your AssetsIf you have assets with some significant... Read More
If you are considering bankruptcy as a solution to your... Read More
Debt management (specifically unsecured) is the first step to taking... Read More
(Money You Don't Have to Pay Back) 1. One way... Read More
Is there a way to get out of debt without... Read More
Good credit is everyone's dream. A wise use of credit... Read More
Who are these people anyway? They viciously harass you and... Read More
Today's consumers benefit drastically from the usefulness of credit. Credit... Read More
Educating yourself about the ins and outs of debt negotiation... Read More
You may not realize what that credit card bill is... Read More
Next to winning the lottery, a debt consolidation loan is... Read More
Still living from pay to pay? Or envying those great... Read More
Happy Independence Day from The Money Motivator!If you don't celebrate... Read More
It is always possible to negotiate with creditors ? even... Read More
As a single mother, lets admit it, times get tough.... Read More
You go to the mail box and scan - a... Read More
There are some new bankruptcy laws going into effect before... Read More
FTC opinion letter on validation Section 809(a) of the FDCPA,... Read More
A few times I wonder what sort of credit system... Read More
If you once have been caught in the debt trap,... Read More
Debt Management plans offer credit counseling clients a different and... Read More
If you've ever earned enough money to put some aside,... Read More
No, that's not a misprint. Even though falling interest rates... Read More
There is current concern from the Bank of England that... Read More
If you're thinking about an IVA, it is essential to... Read More
Many people have been taught that you cannot get ahead... Read More
If you have incurred substantial personal debt, consider these options:... Read More
How do I lower my debts?There are several ways of... Read More
A debt solution like bankruptcy should really only be used... Read More
Debt Relief |