Reducing debt usually isn't a high priority for people until they have already gotten into trouble with overspending. Using a few basic guidelines, and debt calculations, can help you see when your debt load is getting into the danger zone.Budgeting GuidelinesCreditors use budgeting guidelines when reviewing and approving credit. If... Read More
It is possible for creditors and third-party collection agencies to use legal means as a way to collect debts. The likelihood of being sued or having your wages garnished depends largely on the creditor that is owed money. It has been my experience that certain creditors are more prone to... Read More
So you feel like a hamster spinning your wheel? The faster you run, the faster the wheel spins. Just when you get a raise, you notice the price of hamster wheels jumps!Mr. Cheapie is here with his super-charged budget-cutting tips.One of the biggest wastes of money is restaurant meals. You... Read More
If you are in debt over your head and wondering if you will ever find a way out, the answer is yes! Serious financial problems can make life miserable and cause a great deal of stress and worry. Many people have found themselves in the situation of avoiding calls from... Read More
If you have found yourself in a position where you are in serious debt and cannot think of a way out of the situation, then take a few minutes to read these few tips. Some may seem obvious but do put them into practise as they will help.I am assuming... Read More
Are you still clearing a mountain of debt amassed last Christmas or even during last year's summer holiday?For those of you who make financial plans, who budget and save, you can skip this article. For those who get a little carried away, who regularly spend more than they can afford,... Read More
Entrepreneurs have a tough time in their formative years. They try too many things to get a foothold on this competitive business climate, and that too they try them too soon. When they enter into new fields that have great promise and bet on new products they run the risk... Read More
Bankruptcy is one of the most difficult things a person has to do. The decision to file bankruptcy is a hard one. Is it moral to wipe your slate clean through bankruptcy? Is there any way for you to avoid bankruptcy? While everyone has their own opinion on bankruptcy, bankruptcy... Read More
Who are these people anyway? They viciously harass you and call you bad names. They embarrass you beyond belief by leaving detailed messages with your neighbors and at your workplace. In extreme cases, they have been known to stalk you!Debt collection agencies are hired by your creditors to do their... Read More
The United States Senate passed a law on March 10, 2005 that changes the bankruptcy laws in America. It is expected that the House of Representatives will look to pass the same bill in April, which will send it to President Bush for his signature. Since it is well known... Read More
![]() |
|
![]() |
|
![]() |
|
![]() |
|
|||||
|
|
|
Today's consumers benefit drastically from the usefulness of credit. Credit... Read More
Your FICO score or credit score as it's commonly called... Read More
Amy Wright, 34, was extatic when her realtor showed her... Read More
Although many consumers would argue differently saving money doesn't have... Read More
In March 2005, the U.S. financial services industry succeeded in... Read More
Educating yourself about the ins and outs of debt negotiation... Read More
You may not realize what that credit card bill is... Read More
The first and maybe most important step in a debt... Read More
Do you want to reduce your debt? Having trouble paying... Read More
What is Credit?Credit means that you are using someone else's... Read More
Anyone who embarks on a debt reduction program should know... Read More
I'm sure you'll agree that budgeting, saving money, and eliminating... Read More
Massive debt is something many Americans face. Debt reduction is... Read More
Reducing debt usually isn't a high priority for people until... Read More
Credit card debt have you drowning financially? You're not alone.... Read More
The idea of moving abroad to escape debt seems to... Read More
So you are getting collection calls? You're desk is full... Read More
Honorably and ethically rid yourself of burdensome debts using the... Read More
As vice president of the American Credit Foundation, a nonprofit... Read More
Debt settlement involves negotiating with a creditor or creditors to... Read More
Who will benefit from the new bankruptcy reform laws? The... Read More
If you have found yourself in a position where you... Read More
Bankruptcy has long been a big question mark in the... Read More
Here is a useful guide to bankruptcy. It should be... Read More
Debt consolidation versus debt negotiation are two options that are... Read More
(Money You Don't Have to Pay Back) 1. One way... Read More
It all starts by defaulting on an obligation: Money owed... Read More
"Legally terminate credit card debt! You can be debt-free in... Read More
OK, so you are up to your head in debt.... Read More
So you feel like a hamster spinning your wheel? The... Read More
The recently passed Bankruptcy Abuse prevention and Consumer Protection Act... Read More
Strictly speaking, his advice was preceded by another Heinlein maxim... Read More
What Everybody Needs To Know...Learn The Truth About Debt Elimination... Read More
Debt management (specifically unsecured) is the first step to taking... Read More
Debt is becoming number one problem in the United States... Read More
Can you stop debt collectors ? . . .You better... Read More
The business of banking has changed dramatically over the last... Read More
Good credit is everyone's dream. A wise use of credit... Read More
Feeling stressed by the amount of debts you have? Three... Read More
Recently passed by Congress with overwhelming support, the oddly-named Bankruptcy... Read More
Budgeting -- ooh, what a scary word! If you want... Read More
Next to winning the lottery, a debt consolidation loan is... Read More
Reducing debt usually isn't a high priority for people until... Read More
On April 20 of this year, President Bush signed a... Read More
This May, the Department of Trade and Industry in the... Read More
Ask a friend what resolutions they made for 2004 and... Read More
Entrepreneurs have a tough time in their formative years. They... Read More
Personal bankruptcy is a legal way to give people with... Read More
Bankruptcy is little more than a smack on the hand... Read More
Lots of people take a large ammount of loans and... Read More
Leaving school, getting a new job, or even a raise... Read More
A debt solution like bankruptcy should really only be used... Read More
Filing bankruptcy is a common practice among the U.S. Over... Read More
Anyone considering Bankruptcy may have experienced fear after reading an... Read More
There are many debt relief programs out there both off... Read More
As they stare down at a teetering pile of bills,... Read More
In this era where we are bombarded daily with commercials... Read More
In today's consumer society it is all too easy to... Read More
Is there a way to get out of debt without... Read More
So you feel like a hamster spinning your wheel? The... Read More
Debt relief is a topic on a lot of consumers'... Read More
What Everybody Needs To Know...Learn The Truth About Debt Elimination... Read More
When you hear the word "debt", whats the first thought... Read More
Your FICO score or credit score as it's commonly called... Read More
Bankruptcy is in the news these days, as Congress has... Read More
Credit card debt have you drowning financially? You're not alone.... Read More
Debt Relief |