A History of Money and TradeTo start with a history of money and debt, we must go back many years ago when people used to trade their wares for the things they wanted and needed.In place of money or Federal Reserve Notes, you could trade a well made pistol for... Read More
A few times I wonder what sort of credit system moved the global economy 200 years ago. If the intention of getting into a business is meant to 'help' fulfill the needs and wants of someone, I don't see how credit card salesmen can drove more people into debt and... Read More
The First Step To Debt EliminationRegardless of your personal and financial circumstances, your education and your background, the chances are the first step you need to take in debt elimination has to take place in your mind. The Western mindset, especially in the US and UK, is firmly fixed on... Read More
The business of banking has changed dramatically over the last decade. Because the cost of doing business the old-fashioned way is no longer effective, banks are interested in changing their customers' behavior by encouraging electronic banking alternatives whenever possible. They have done this by charging high fees for services that... Read More
To be out of credit card debt is your dream and you're tired of the redundant advice to live within your means. Look no further.Most people that give advice about how to get out of debt, have absolutely no clue why things are the way they are. None of them... Read More
If you've ever earned enough money to put some aside, like most people you've probably invested it with an eye toward security ? since, perhaps, you can't imagine yourself ever getting rich."Most people dream of becoming rich, but it isn't their first choice," Rich Dad said. That's because the effort... Read More
With medical collections costing doctors millions upon millions of dollars in unpaid bills and collection fees, many people have just one question: Who are these people who are trying to stiff the doctors who delivered them from great physical pain (or the flu, hypochondria, not-so-white-teeth, or a nose that didn't... Read More
Living with debt is never a good idea if you want to make long-term financial plans. Every cent you use to service debt is money that could have been invested in your future. Investment is extremely important, and can lead to a more comfortable and secure retirement. Just as smart... Read More
Personal debt reduction practices, the steps people take to relieve the debt in their lives and to become more financially free, are a hot topic among financial circles. American spending habits are producing more people who are deeper in debt rather than people trying to achieve financial freedom.The amount of... Read More
Who are these people anyway? They viciously harass you and call you bad names. They embarrass you beyond belief by leaving detailed messages with your neighbors and at your workplace. In extreme cases, they have been known to stalk you!Debt collection agencies are hired by your creditors to do their... Read More
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WILL MY CREDITORS STOP HARASSING ME?Yes, they will! By law,... Read More
Happy Independence Day from The Money Motivator!If you don't celebrate... Read More
What is Credit?Credit means that you are using someone else's... Read More
There are many debt relief programs out there both off... Read More
This May, the Department of Trade and Industry in the... Read More
Debt relief is a topic on a lot of consumers'... Read More
So you feel like a hamster spinning your wheel? The... Read More
Although many consumers would argue differently saving money doesn't have... Read More
Your FICO score or credit score as it's commonly called... Read More
The New Year often brings with it a desire to... Read More
Do you, like millions of other Americans, feel like you're... Read More
Bankruptcy is little more than a smack on the hand... Read More
Should you be unfortunate enough to face a CCJ ?... Read More
It has been said that everyday more and more people... Read More
Wholeness requires separation. In order for you to experience yourself... Read More
Feeling stressed by the amount of debts you have? Three... Read More
Anyone considering Bankruptcy may have experienced fear after reading an... Read More
If you have incurred substantial personal debt, consider these options:... Read More
The Bankruptcy Abuse and Consumer Protection Act, signed into law... Read More
Are you still clearing a mountain of debt amassed last... Read More
There is more than one kind of bankruptcy. You should... Read More
Credit card debt elimination can be done with a good... Read More
When you hear the word "debt", whats the first thought... Read More
At some time or another during our lives most of... Read More
The United States Senate passed a law on March 10,... Read More
Anyone who embarks on a debt reduction program should know... Read More
Debt settlement involves negotiating with a creditor or creditors to... Read More
What is a debt management system, and when do you... Read More
People over extend themselves financially as a result of a... Read More
Debt negotiation and settlement can give you a drastic reduction... Read More
Today's consumers benefit drastically from the usefulness of credit. Credit... Read More
Last April, President Bush enthusiastically signed into law the oddly-named... Read More
So you've screwed up. You're drowning in debt. Maybe the... Read More


If you once have been caught in the debt trap,... Read More
An IVA (individual voluntary arrangement) is an alternative to bankruptcy... Read More
If you're thinking about an IVA, it is essential to... Read More
The recently passed Bankruptcy Abuse prevention and Consumer Protection Act... Read More
Many people who seek the advice and guidance of debt... Read More
Incredibly, since the changes in the bankruptcy law in April... Read More
In this era where we are bombarded daily with commercials... Read More
1. Eliminate the legal obligation to pay many of your... Read More
This May, the Department of Trade and Industry in the... Read More
As vice president of the American Credit Foundation, a nonprofit... Read More
Most Americans are aware of the sweeping changes in U.S.... Read More
Wholeness requires separation. In order for you to experience yourself... Read More
Having trouble paying your bills? Getting dunning notices from creditors?... Read More
Log onto to a search engine such as google.com and... Read More
If you've ever earned enough money to put some aside,... Read More
The overwhelming task of eliminating your debts can often seem... Read More
Negotiations with creditors have failed. Repossession is imminent and foreclosure... Read More
As they stare down at a teetering pile of bills,... Read More
Have you ever felt trapped in a Rat Race and... Read More
Debt Settlement companies work with your creditors to help you... Read More
With medical collections costing doctors millions upon millions of dollars... Read More
Congress recently passed sweeping legislation that will significantly reform American... Read More
Knowing how to negotiate debt settlements is the key to... Read More
On April 20, 2005, President Bush signed into law the... Read More
An inability to manage credit, growing debt and bankruptcy are... Read More
There is current concern from the Bank of England that... Read More
Debt relief is a topic on a lot of consumers'... Read More
Anyone considering Bankruptcy may have experienced fear after reading an... Read More
Credit card debt elimination can be done with a good... Read More
A few times I wonder what sort of credit system... Read More
Next to winning the lottery, a debt consolidation loan is... Read More
While driving around your community, you may have seen signs... Read More
For many, the word 'budget' immediately sends shivers down the... Read More
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