In this era where we are bombarded daily with commercials on television, radio, billboards, through email, not to forget the flyers slipped under the car's wiper blades while shopping at the mall, it's no surprise that so many of us find ourselves endlessly in debt to the services and products... Read More
If you once have been caught in the debt trap, how do you come out of it and be debt free? We are different and each of us has our own lifestyle and our own financial state, so the way to debt elimination is different from person to person. One... Read More
While driving around your community, you may have seen signs posted on telephone poles that offer "foreclosure help." These seemingly generous offers to help financially troubled homeowners who are in danger of losing their homes to foreclosure are actually scams. Typically, the "help" comes in the form of an offer... Read More
On April 20 of this year, President Bush signed a bankruptcy reform law. When this law goes into effect in October of this year, it will be much more difficult for Americans to use Chapter 7 bankruptcy to get a fresh start on their financial lives.Under current law, you can... Read More
Amy Wright, 34, was extatic when her realtor showed her the three bedroom townhome overlooking the lushious golf course. It was exactly the home she was looking for. The interior was sunny and bright, with a newly remodeled kitchen, spacious bedrooms, and the perfect little study area to set up... Read More
An IVA (individual voluntary arrangement) is an alternative to bankruptcy introduced by the government as part of the Insolvency Act 1986. This article provides an overview of IVAs and suggests what readers should watch out for when looking for IVA advice.What Is An IVAAn IVA is an alternative to bankruptcy... Read More
Filing bankruptcy is a common practice among the U.S. Over 2 million people file for bankruptcy every year. So many families today are swimming in debt, which is not surprising with the amount of credit that is being offered. If you pay your bills, you're given the opportunity to run... Read More
If you are in debt over your head and wondering if you will ever find a way out, the answer is yes! Serious financial problems can make life miserable and cause a great deal of stress and worry. Many people have found themselves in the situation of avoiding calls from... Read More
FTC opinion letter on validation Section 809(a) of the FDCPA, 15 U.S.C. § 1692g(a)This will be a pretty long lesson and will cover an integral part of validation which is the receipt of the initial or first contact with the debtor by a collector which usually gets thrown in the... Read More
Feeling stressed by the amount of debts you have? Three years ago Michelle was struggling on a nurse's salary. She had run up huge debts with a number of court judgments against her name. She longed to travel - a dream that she kept telling herself was impossible. It was... Read More
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We all know about debt. If you don't have too... Read More
Amy Wright, 34, was extatic when her realtor showed her... Read More
When you find yourself thinking about using a credit counseling... Read More
As they stare down at a teetering pile of bills,... Read More
Log onto to a search engine such as google.com and... Read More
To be out of credit card debt is your dream... Read More
If you're reading this article right now I'm sure that... Read More
Congress recently passed sweeping legislation that will significantly reform American... Read More
We've all heard the phrase, "You have to start somewhere."... Read More
A Debt Checklist allows you to look at items and... Read More
(Money You Don't Have to Pay Back) 1. One way... Read More
Do you have multiple debts? Do you have just one... Read More
If you have found yourself in a position where you... Read More
If you have incurred substantial personal debt, consider these options:... Read More
The overwhelming task of eliminating your debts can often seem... Read More
If you have multiple debts, you may well be wishing... Read More
A History of Money and TradeTo start with a history... Read More
There is current concern from the Bank of England that... Read More
Filing bankruptcy is a common practice among the U.S. Over... Read More
Feeling stressed by the amount of debts you have? Three... Read More
As a single mother, lets admit it, times get tough.... Read More
If you've ever earned enough money to put some aside,... Read More
Bankruptcy is little more than a smack on the hand... Read More
Credit card debt elimination can be done with a good... Read More
With the high cost of gasoline and the amount of... Read More
A debt solution like bankruptcy should really only be used... Read More
How do I lower my debts?There are several ways of... Read More
Today's consumers benefit drastically from the usefulness of credit. Credit... Read More
Many people have been taught that you cannot get ahead... Read More
Massive debt is something many Americans face. Debt reduction is... Read More
WILL MY CREDITORS STOP HARASSING ME?Yes, they will! By law,... Read More
Bankruptcy is one of the most difficult things a person... Read More
Who will benefit from the new bankruptcy reform laws? The... Read More
It has been said that everyday more and more people... Read More
Outlined below are some of the benefits and drawbacks of... Read More
Having trouble paying your bills? Getting dunning notices from creditors?... Read More
Do you, like millions of other Americans, feel like you're... Read More
There are two main roads to improving your personal finances:... Read More
Personal bankruptcy is a legal way to give people with... Read More
Credit counseling is a viable option for those who are... Read More
As they stare down at a teetering pile of bills,... Read More
Bills, creditors, debt collectors. Are you yearning for the days... Read More
Are you among the millions of people who have found... Read More
Debt relief is a topic on a lot of consumers'... Read More
In March 2005, the U.S. financial services industry succeeded in... Read More
When you hear the word "debt", whats the first thought... Read More
Recently passed by Congress with overwhelming support, the oddly-named Bankruptcy... Read More
1) Use your AssetsIf you have assets with some significant... Read More
As consumer debt continues to spiral out of control, debt... Read More
It's difficult not to be concerned when facing numbers like... Read More
Most Americans are aware of the sweeping changes in U.S.... Read More
There is more than one kind of bankruptcy. You should... Read More
Good credit is everyone's dream. A wise use of credit... Read More
Consumer Borrowing Consumer borrowing in the UK has now crashed... Read More
So you are getting collection calls? You're desk is full... Read More
Next to winning the lottery, a debt consolidation loan is... Read More
Do you have multiple debts? Do you have just one... Read More
There are many debt relief programs out there both off... Read More
On April 20 of this year, President Bush signed a... Read More
Debt Management plans offer credit counseling clients a different and... Read More
Having something tangible to strive towards can work wonders for... Read More
Today's consumers benefit drastically from the usefulness of credit. Credit... Read More
Many people have been taught that you cannot get ahead... Read More
A headline for a retirement annuities flyer declares "Future Secured!"... Read More
Step 1. The purpose of this first step is to... Read More
Your FICO score or credit score as it's commonly called... Read More
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