Having something tangible to strive towards can work wonders for your money-saving efforts. To those of you that have already been actively implementing money-saving tips in order to lower your monthly bills, for added inspiration, establish a meaningful goal along with a specific dollar amount.For those of you just starting... Read More
It happens all the time. Debt collectors try to collect on debts that consumers have no knowledge of or never owed in the first place. So, what do you do when a bill collector demands payment in full on a debt that you never knew existed? You need to request... Read More
Most American consumers are living too close to the edge. They are carrying too much credit card and mortgage debt and have too little in the way of savings. When the inevitable unexpected crisis comes along, they have little left to handle it and quickly slip into a critical financial... Read More
Ask a friend what resolutions they made for 2004 and your bound to hear them reply "Pay off my credit cards." Ask them how they planned on reaching that goal and many of them will not have a clear cut answer.The obvious first step to paying off credit card debt... Read More
Leaving school, getting a new job, or even a raise at your current one, has most people considering their next great purchase. Few think about the affect this could have on their future. Rather than pay down the debt they carry, many ponder, "What can I buy now"? The greatest... Read More
If you have incurred substantial personal debt, consider these options: budgeting, debt consolidation, credit counselling from a reputable organization and working with your creditors. You will need to choose a debt reduction method that will work best for you? The method you use will depend on your level of debt,... Read More
People often get to a place where they simply can't pay their bills, especially in today's economy which is not particularly sympathetic toward the poor or even the middle class. Inflation has impacted nearly every facet of daily life including food, gas, rent, clothes, utility bills and more. At the... Read More
Bankruptcy is little more than a smack on the hand these days. Creditors are certainly not going to look at you as a wise credit risk after bankruptcy, but that will probably not stop them from extending credit to you anyways. It seems a bit odd that consumers appear to... Read More
This May, the Department of Trade and Industry in the UK found that there were 10,091 bankruptcies in the first quarter of 2005. This represents an increase of 24.5% on the corresponding quarter of last year.Bankruptcy can leave an individual feeling ashamed, depressed and out of control. Furthermore, for many... Read More
There is current concern from the Bank of England that British families are getting deeper into debt, however, it has been said that lenders are putting themselves at risk because people are now more willing to make themselves bankrupt.Despite people already having significant amounts of debt, credit card companies are... Read More
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If you are in debt, well over your head in... Read More
If you want financial freedom, the first thing that you... Read More
Debt relief is a topic on a lot of consumers'... Read More
With £1.3 trillion pounds worth of debt in the UK,... Read More
What is debt settlement?Debt Settlement is a process to settle... Read More
Let's look at a real world example: A woman purchased... Read More
Are you still clearing a mountain of debt amassed last... Read More
Congress recently passed sweeping legislation that will significantly reform American... Read More
Living with debt is never a good idea if you... Read More
For most Americans, credit card debt is a dangerous and... Read More
Debt consolidation, equity loans, credit counseling, debt management plans, even... Read More
The Bankruptcy Abuse and Consumer Protection Act, signed into law... Read More
The business of banking has changed dramatically over the last... Read More
Bankruptcy is one of the tougher choices we as adults... Read More
Do you have multiple debts? Do you have just one... Read More
Most Americans are aware of the sweeping changes in U.S.... Read More
Step 1. The purpose of this first step is to... Read More
Anyone considering Bankruptcy may have experienced fear after reading an... Read More
Many Christians feel uncomfortable with the notion of being in... Read More
Consumer Borrowing Consumer borrowing in the UK has now crashed... Read More
I'm sure you'll agree that budgeting, saving money, and eliminating... Read More
It is always possible to negotiate with creditors ? even... Read More
Debt negotiation and settlement can give you a drastic reduction... Read More
The recently passed Bankruptcy Abuse prevention and Consumer Protection Act... Read More
Bills, creditors, debt collectors. Are you yearning for the days... Read More
Filing bankruptcy is not fun! It is a last resort... Read More
It's never pleasant to realize that you're in financial hot... Read More
Anyone who embarks on a debt reduction program should know... Read More
There is a law all smart people break.Parkinson's law.Parkinson's law... Read More
It's difficult not to be concerned when facing numbers like... Read More
The overwhelming task of eliminating your debts can often seem... Read More
Credit card debt have you drowning financially? You're not alone.... Read More
How do I lower my debts?There are several ways of... Read More
Who are these people anyway? They viciously harass you and... Read More
Wholeness requires separation. In order for you to experience yourself... Read More
Bills, creditors, debt collectors. Are you yearning for the days... Read More
Credit card debt elimination can be done with a good... Read More
A headline for a retirement annuities flyer declares "Future Secured!"... Read More
The Bankruptcy Abuse and Consumer Protection Act, signed into law... Read More
Debt settlement involves negotiating with a creditor or creditors to... Read More
Should you be unfortunate enough to face a CCJ ?... Read More
Having trouble paying your bills? Getting dunning notices from creditors?... Read More
There is current concern from the Bank of England that... Read More
Reducing debt usually isn't a high priority for people until... Read More
To be out of credit card debt is your dream... Read More
Credit card debt have you drowning financially? You're not alone.... Read More
Decreasing your debt is paramount to having a good credit... Read More
Here is a useful guide to bankruptcy. It should be... Read More
If you once have been caught in the debt trap,... Read More
Do You Need to Join a CCCS - Consumer Credit... Read More
Next to winning the lottery, a debt consolidation loan is... Read More
On October 17, 2005 President Bush's sweeping bankruptcy reform law... Read More
Bankruptcy still remains a mystery in the eyes of many... Read More
1) Use your AssetsIf you have assets with some significant... Read More
If you have incurred substantial personal debt, consider these options:... Read More
If you're reading this article right now I'm sure that... Read More
Nathaniel Hawthorne's book The Scarlet Letter states in Chapter 2,... Read More
FTC opinion letter on validation Section 809(a) of the FDCPA,... Read More
The financial and psychological burden of being in debt causes... Read More
This method is simple, but requires some discipline.First, you have... Read More
Today's consumers benefit drastically from the usefulness of credit. Credit... Read More
What is a debt management system, and when do you... Read More
What Everybody Needs To Know...Learn The Truth About Debt Elimination... Read More
So you've screwed up. You're drowning in debt. Maybe the... Read More
For many, the word 'budget' immediately sends shivers down the... Read More
If you are considering bankruptcy as a solution to your... Read More
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