So you feel like a hamster spinning your wheel? The faster you run, the faster the wheel spins. Just when you get a raise, you notice the price of hamster wheels jumps!Mr. Cheapie is here with his super-charged budget-cutting tips.One of the biggest wastes of money is restaurant meals. You... Read More
Bankruptcy has long been a big question mark in the eyes of the consumer. After all they don't teach us about bankruptcy in school. More often than not, a person's view of bankruptcy is largely developed by either their parents or close relatives personal views or dealings with bankruptcy, or... Read More
Getting Behind Getting behind on your debts owed can be a very frustrating and trying time for you and your family. Depending on how far behind you are, there are other repercussions, such as your credit rating, that will affect you further down the road.Examine Why Why did you get... Read More
You go to the mail box and scan - a couple fliers (nah), your magazine subscription (yes!) and bills (groan). Every month the bills show up and as you sigh and take out your check book you wonder if you will ever be free.Each month you pay the minimums and... Read More
Bankruptcy is in the news these days, as Congress has finally overhauled the Federal bankruptcy law after years of talking about it. The credit card companies, rightly or wrongly, have been pressuring members of Congress to tighten the bankruptcy statutes, saying that too many people were willfully spending money they... Read More
After October 17, 2005, a lot of people are going to become interested in debt settlement as an alternative to bankruptcy. That's the date the new bankruptcy law goes into effect, and it means a rude awakening for many consumers seeking a fresh start in bankruptcy court.It used to be... Read More
There is a law all smart people break.Parkinson's law.Parkinson's law states that "work expands so as to fill the time available for its completion." It was first coined by C. Northcote Parkinson in the book Parkinson's Law: The Pursuit of Progress.A common derivation of that is "expenses rise to meet... Read More
For most Americans, credit card debt is a dangerous and growing problem. The average American family has more than $8000.00 in credit card debt and spends more than they earn on a annual basis. Credit cards can be useful tools when they used properly, but more and more Americans are... Read More
It is vital to get rid of debt while things are going well. Yet the opposite is usually the case. Human nature is such that when we find ourselves living in good times, we let down our defenses. With our lives going great we seem to make the worst decisions.... Read More
Filing bankruptcy is not fun! It is a last resort if you are interested in keeping an active and acceptable credit report. Bankruptcy is the condition of bringing all your assets and deficiencies into an insolvent state. It is a state of financial loss, where your debts are canceled and... Read More
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An IVA (individual voluntary arrangement) is an alternative to bankruptcy... Read More
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"Legally terminate credit card debt! You can be debt-free in... Read More
The New Year often brings with it a desire to... Read More
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Vehicle repossession may appear justified in circumstances where a person... Read More
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Happy Independence Day from The Money Motivator!If you don't celebrate... Read More
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With £1.3 trillion pounds worth of debt in the UK,... Read More
Filing bankruptcy is a common practice among the U.S. Over... Read More
I'm not sure where it originated, but I've heard it... Read More
When you find yourself thinking about using a credit counseling... Read More
Consumer Borrowing Consumer borrowing in the UK has now crashed... Read More
Are you among the millions of people who have found... Read More
Is there a way to get out of debt without... Read More
Debt Help is the stepping stone to debt elimination and... Read More
This method is simple, but requires some discipline.First, you have... Read More
Bankruptcy and Credit - What Happens After Your Debts Are... Read More
Last April, Congress passed the Bankruptcy Abuse and Consumer Protection... Read More
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"Legally terminate credit card debt! You can be debt-free in... Read More
Many people have been taught that you cannot get ahead... Read More
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1. Eliminate the legal obligation to pay many of your... Read More
On April 20, 2005, President Bush signed into law the... Read More
Bills, creditors, debt collectors. Are you yearning for the days... Read More
Although many consumers would argue differently saving money doesn't have... Read More
If your financial worries are preventing you from sleeping at... Read More
Do you, like millions of other Americans, feel like you're... Read More
No, that's not a misprint. Even though falling interest rates... Read More
Most Americans are aware of the sweeping changes in U.S.... Read More
Do you have stacks of unpaid bills?Are you in debt?Are... Read More
Debt is quickly becoming an epidemic in America. However, through... Read More
Ask a friend what resolutions they made for 2004 and... Read More
Many times the subject of bankruptcy seems baffling in its... Read More
A headline for a retirement annuities flyer declares "Future Secured!"... Read More
Sometimes debt can seem overwhelming. In those instances, or even... Read More
Incredibly, since the changes in the bankruptcy law in April... Read More
The financial and psychological burden of being in debt causes... Read More
Knowing how to negotiate debt settlements is the key to... Read More
Debt Relief |