Incredibly, since the changes in the bankruptcy law in April 2004, debtors are more likely to petition for their own bankruptcy rather than their creditors! You would think that most people who have been threatened with the prospect of being made Bankrupt would be riddled with fear of the possibility.... Read More
When you find yourself thinking about using a credit counseling service, you need to be very careful. You need someone who will help you, not just some pushy sales associate who wants only to sign you up for their service.You are about to place your financial life in someone else's... Read More
Anyone considering Bankruptcy may have experienced fear after reading an article written in The Mail on Sunday with the headline "Bankruptcy cheats face crackdown". But, how much of what was written was in context of the reality of Bankruptcy as it is today?The article implied that since The Enterprise Act... Read More
It has been said that everyday more and more people in the world are getting into unsecured debt. Once reason for this is the relative ease in which credit card companies and banks are extending credit to their customers. In fact, it was reported in the newspapers that in a... Read More
What Is an IVAThe IVA (Individual Voluntary Arrangement) was introduced by The Insolvency Act of 1986 as an alternative to bankruptcy which benefits both the debtor and the creditor. An IVA enables people facing financial difficulties to come to a formal agreement with their creditors rather than having to face... Read More
Bankruptcy is a legal way to offer folks with high interest debt a fresh financial start in life. In case you are considering personal bankruptcy as an answer to your debt problems, you are not alone. Bankruptcy is on the up and up as consumer debt explodes. Additional reasons for... Read More
"Legally terminate credit card debt! You can be debt-free in 4-6 months!" Advertisements like this are for a new type of program that has spread via the Internet over the past few years. It's called "Credit Card Debt Termination," and victims are paying $1,000s for this bogus service. One victim... Read More
With mounting bills and unforeseen hardships, you may be considering some form of debt relief. There are many options to help you, but the best may actually be you helping yourself. Here are some suggestions for starting debt relief and becoming more solvent.First, don't stop communication. While it is a... Read More
Bankruptcy is little more than a smack on the hand these days. Creditors are certainly not going to look at you as a wise credit risk after bankruptcy, but that will probably not stop them from extending credit to you anyways. It seems a bit odd that consumers appear to... Read More
As they stare down at a teetering pile of bills, so many consumers wonder how they racked up such a large debt. The answer boils down to simple mathematics."On a basic, fundamental level, the problem is created by spending more than you make," says Brad Stroh, co-CEO of the San... Read More
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If you are considering bankruptcy as a solution to your... Read More
1. Eliminate the legal obligation to pay many of your... Read More
If you have found yourself in a position where you... Read More
Bankruptcy is one of the tougher choices we as adults... Read More
What is debt settlement?Debt Settlement is a process to settle... Read More
If you're reading this article right now I'm sure that... Read More
Let's look at a real world example: A woman purchased... Read More
The business of banking has changed dramatically over the last... Read More
It's difficult not to be concerned when facing numbers like... Read More
The overwhelming task of eliminating your debts can often seem... Read More
If you have incurred substantial personal debt, consider these options:... Read More
On April 20 of this year, President Bush signed a... Read More
Who will benefit from the new bankruptcy reform laws? The... Read More
Many people who seek the advice and guidance of debt... Read More
Credit card debt elimination can be done with a good... Read More
An IVA (individual voluntary arrangement) is an alternative to bankruptcy... Read More
Anyone considering Bankruptcy may have experienced fear after reading an... Read More
Honorably and ethically rid yourself of burdensome debts using the... Read More
So you feel like a hamster spinning your wheel? The... Read More
Bankruptcy is in the news these days, as Congress has... Read More
Feeling stressed by the amount of debts you have? Three... Read More
If you are in debt over your head and wondering... Read More
Troubles with Global Economy; Do you see future problems with... Read More
We all know about debt. If you don't have too... Read More
On October 17, 2005 President Bush's sweeping bankruptcy reform law... Read More
Almost all Americans carry credit card debt. Actually, over 40%... Read More
While driving around your community, you may have seen signs... Read More
Many people have been taught that you cannot get ahead... Read More
Sometimes debt can seem overwhelming. In those instances, or even... Read More
Debt Help is the stepping stone to debt elimination and... Read More
I'm sure you'll agree that budgeting, saving money, and eliminating... Read More
Bankruptcy is little more than a smack on the hand... Read More
The financial and psychological burden of being in debt causes... Read More
Bankruptcy still remains a mystery in the eyes of many... Read More
FTC opinion letter on validation Section 809(a) of the FDCPA,... Read More
As they stare down at a teetering pile of bills,... Read More
Troubles with Global Economy; Do you see future problems with... Read More
What is a debt management system, and when do you... Read More
It is vital to get rid of debt while things... Read More
The idea of moving abroad to escape debt seems to... Read More
Filing bankruptcy is not fun! It is a last resort... Read More
Have you ever felt trapped in a Rat Race and... Read More
It's never pleasant to realize that you're in financial hot... Read More
Vehicle repossession may appear justified in circumstances where a person... Read More
In this era where we are bombarded daily with commercials... Read More
Bankruptcy is one of the most difficult things a person... Read More
We all know about debt. If you don't have too... Read More
It happens all the time. Debt collectors try to collect... Read More
If you're thinking about an IVA, it is essential to... Read More
Debt is quickly becoming an epidemic in America. However, through... Read More
Anyone who embarks on a debt reduction program should know... Read More
What Everybody Needs To Know...Learn The Truth About Debt Elimination... Read More
Debt management (specifically unsecured) is the first step to taking... Read More
If you have multiple debts, you may well be wishing... Read More
Planning To Achieve Debt EliminationOnce you have started the process... Read More
How do I lower my debts?There are several ways of... Read More
Are you among the millions of people who have found... Read More
After October 17, 2005, a lot of people are going... Read More
Do you, like millions of other Americans, feel like you're... Read More
Outlined below are some of the benefits and drawbacks of... Read More
Strictly speaking, his advice was preceded by another Heinlein maxim... Read More
Decreasing your debt is paramount to having a good credit... Read More
Still living from pay to pay? Or envying those great... Read More
Want to know if your attitude towards your finances is... Read More
I'm sure you'll agree that budgeting, saving money, and eliminating... Read More
Most American consumers are living too close to the edge.... Read More
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