Amy Wright, 34, was extatic when her realtor showed her the three bedroom townhome overlooking the lushious golf course. It was exactly the home she was looking for. The interior was sunny and bright, with a newly remodeled kitchen, spacious bedrooms, and the perfect little study area to set up her new home office. It had a spectacular pool and a lovingly tended flower garden. Best of all-the seller had to move immediately, so the home was a steal and miraculously within her budget! Amy was already making moving preparations when suddenly, a devastating blow paralyzed her plans. Her credit application for a mortgage had been denied. She couldn't understand how this had happened-just a year ago, her credit had been almost perfect! The last year had been a little tight, and sure she had a few late payments here and there?but she had no idea it was so bad that now she couldn't even get the home of her dreams.
Ms. Wright found herself in the predicament that hundreds of thousands of Americans are suddenly finding themselves stuck in: more debt than they can handle, a sinking credit score, and all of their financial dreams slipping away. With no chance of getting approved for a loan, more bills than a paycheck can manage, and collection agencies hounding delinquent borrowers with phone calls, it is no wonder that financial problems are a top cause for anxiety, stress-related insomnia, and even divorce. Many American consumers don't know where to turn when their financial problems get out of hand, and don't know how to battle such corporate giants as major credit card companies or credit bureaus to start making their credit wrongs right. To make matters worse, all kinds of internet scams, fraudulent credit repair companies, and money-hungry "debt relief" programs have made consumers wary of turning anywhere for help.
Amidst all of these truly leery companies, however, there are a select few that can genuinely assist their customers in climbing out of debt, and directing them towards the financial solutions they desperately need. One such company is Credit MD, a company that has earned its reputation by handling its customers with honesty, sincerity, and expertise. You can immediately distinguish Credit MD from the many illegitimate credit repair companies out there because they never make false promises that hey cannot keep. The credit specialists at Credit MD have been trained to be clear and distinct about exactly what options are available to their clients, and what kind of success they can expect.
Credit MD, a credit specialist will assist customers in selecting an appropriate financial option, even if the customer has no idea where to start. After a thorough consultation, the credit specialist works with the customer to come up with a uniquely tailored financial solution that will help restore the customer's credit. As an affiliate company with many other lenders and credit services, Credit MD, offers a full array of credit options for customers that are in desperate need of financial relief. Among these options are sub-prime personal and business loans, credit cards, credit repair services, and debt consolidation and settlement plans.
The loans and credit cards Credit MD offers are specifically designed for customers with less than perfect credit. Getting approved through these lenders presents customers with the opportunity to start rebuilding good credit. Many customers can get approvals through Credit MD's affiliate lenders even if they were denied by other companies on the internet.
A recent study found that more than 3 in 5 consumers have negative information in their credit report, and nearly half of the studied reports contained errors. Many of the errors were serious enough to prevent the individual from qualifying for credit! To further entrap customers suffering from such erroneous credit reporting, dozens of highly dishonest "credit repair" agencies have reared their heads across the country. Dan Walsh was one their victims. "They told me they would make my credit perfect, and take all of the negative items off", he said. Instead, he got charged almost $5,000 with very little change to his report. Many of these credit agencies employ inexperienced associates and charge exorbitant fees to desperate customers. Credit MD has a fully experienced attorney that works on their credit repair cases. All of this is done at an astonishingly low cost, and absolutely free in some cases. There is never an up front cost to the customer, a feature that few, if any other credit repair companies can match. In fact, Credit MD refuses to even take cases unless they genuinely feel that they can significantly help the customer. Now that's credibility.
For customers sinking in debt, bankruptcy often seems like the only resort. But sometimes a last minute debt consolidation or debt settlement can save the deep impact the damages from a bankruptcy can cause. Credit MD assists customer in exploring these options, as well as several others, such as home improvement loans and home equity lines. Although there are many other companies on the web offering similar services, beware of internet scams and companies that ask for upfront payments or credit card information.
Even if you just want to know what your credit report has to say about you, Credit MD is an excellent financial resource for any customer seeking to explore their financial options or seek debt relief. Credit MD outshines its competition with premier customer service. They don't have annoying automated telephone systems, or lengthy hold times. It is easy to get in touch with an enthusiastic credit specialist promptly-a huge relief in today's busy world. With so many online scams, it's important to know a company that has qualifications and a reputation you can trust. For more information, call Credit MD at 1-877-512-7334 or visit their website at www.creditmd.com
About The Author
Sakina Walsh has several years' experience in the financial sector. Having worked in banking, investments, mortgages, and sub-prime lending, she is now combining her experience in the credit counseling industry.
A debt solution like bankruptcy should really only be used... Read More
Amy Wright, 34, was extatic when her realtor showed her... Read More
Congress recently passed sweeping legislation that will significantly reform American... Read More
There are two main roads to improving your personal finances:... Read More
Can a debt consolidation loan eliminate your credit card debt?... Read More
Do you, like millions of other Americans, feel like you're... Read More
On April 20 of this year, President Bush signed a... Read More
Bankruptcy still remains a mystery in the eyes of many... Read More
On April 20, 2005, President Bush signed into law the... Read More
There are many debt relief programs out there both off... Read More
It has been said that everyday more and more people... Read More
People over extend themselves financially as a result of a... Read More
What is a debt management system, and when do you... Read More
An inability to manage credit, growing debt and bankruptcy are... Read More
Although many consumers would argue differently saving money doesn't have... Read More
If you are determined to pay credit card debt off... Read More
Last April, President Bush enthusiastically signed into law the oddly-named... Read More
The main reason for getting out of debt today, is... Read More
Debt is quickly becoming an epidemic in America. However, through... Read More
Troubles with Global Economy; Do you see future problems with... Read More
Let's look at a real world example: A woman purchased... Read More
It's difficult not to be concerned when facing numbers like... Read More
Of all the problems possible in a marriage, finances cause... Read More
Debt settlement is the process of negotiating with your creditors... Read More
Wholeness requires separation. In order for you to experience yourself... Read More
Getting Behind Getting behind on your debts owed can be... Read More
Bankruptcy is in the news these days, as Congress has... Read More
No, that's not a misprint. Even though falling interest rates... Read More
The First Step To Debt EliminationRegardless of your personal and... Read More
You may not realize what that credit card bill is... Read More
Are you still clearing a mountain of debt amassed last... Read More
As they stare down at a teetering pile of bills,... Read More
Decreasing your debt is paramount to having a good credit... Read More
Negotiations with creditors have failed. Repossession is imminent and foreclosure... Read More
No, that's not a misprint. Even though falling interest rates... Read More
Bankruptcy has long been a big question mark in the... Read More
The financial and psychological burden of being in debt causes... Read More
Are you among the millions of people who have found... Read More
Many consumers that are bogged down in debt frequently turn... Read More
So you feel like a hamster spinning your wheel? The... Read More
Having trouble paying your bills? Getting dunning notices from creditors?... Read More
With the high cost of gasoline and the amount of... Read More
How do I lower my debts?There are several ways of... Read More
It is always possible to negotiate with creditors ? even... Read More
Vehicle repossession may appear justified in circumstances where a person... Read More
Debt relief is a topic on a lot of consumers'... Read More
Have you ever felt trapped in a Rat Race and... Read More
We all know about debt. If you don't have too... Read More
An inability to manage credit, growing debt and bankruptcy are... Read More
In March 2005, the U.S. financial services industry succeeded in... Read More
Bankruptcy still remains a mystery in the eyes of many... Read More
As they stare down at a teetering pile of bills,... Read More
If you are in debt, well over your head in... Read More
It seems as though whenever we go out for the... Read More
Honorably and ethically rid yourself of burdensome debts using the... Read More
The recently passed Bankruptcy Abuse prevention and Consumer Protection Act... Read More
There is a law all smart people break.Parkinson's law.Parkinson's law... Read More
Personal debt reduction practices, the steps people take to relieve... Read More
OK, so you are up to your head in debt.... Read More
An IVA (individual voluntary arrangement) is an alternative to bankruptcy... Read More
Most American consumers are living too close to the edge.... Read More
Having something tangible to strive towards can work wonders for... Read More
Debt Management plans offer credit counseling clients a different and... Read More
Filing bankruptcy is not only a last resort legal action;... Read More
When you hear the word "debt", whats the first thought... Read More
Financing a college education is one of the more expensive... Read More
Debt Relief |