Last April, President Bush enthusiastically signed into law the oddly-named Bankruptcy Abuse and Consumer Protection Act. This bill, representing the biggest overhaul of bankruptcy law in twenty-five years, was written in order to discourage "bankruptcy of convenience." Proponents of the bill, which included the credit card industry, say that the... Read More
Filing bankruptcy is a common practice among the U.S. Over 2 million people file for bankruptcy every year. So many families today are swimming in debt, which is not surprising with the amount of credit that is being offered. If you pay your bills, you're given the opportunity to run... Read More
People over extend themselves financially as a result of a change in their lifestyle. In today's economy were company mergers, and such; creates a displacement and hardship to the major of the workforce. This event leaves good people without a decent source of income to sustain their lifestyle and cope... Read More
Bankruptcy laws give debtors a way to resolve debt by dividing their assets among their various creditors and in some cases will allow debtors to be freed of outstanding debts that cannot be paid, even after the division of assets. For individuals who find themselves unable to pay their debts,... Read More
I have faced this financial question 8 years ago and recently I have friends asked me this same question. I think I should write it up so that it may help some of you that having the same situation.The decision whether to invest your monthly excess cash into savings account... Read More
In March 2005, the U.S. financial services industry succeeded in hammering the first nail in their plan to overhaul the nation's bankruptcy system. Repairing bad credit yourself will be more necessary than ever. After contributing millions of dollars to elect Republican candidates sympathetic to their big money interests, banks, credit... Read More
Filing bankruptcy is not only a last resort legal action; it is also a very complicated legal action that definitely needs the expertise of a lawyer. When thinking about bankruptcy, you first need to decide if bankruptcy is right for you. If it is, then you need the help of... Read More
Credit counseling is a viable option for those who are feeling the stress of being overwhelmed by debt. Credit counseling primarily offers assistance with working out a credit and debt repayment plan for an individual to gain control of their finances by creating a structured budget for an individual to... Read More
Congress recently passed the Bankruptcy Abuse Prevention and Consumer Protection Act, designed to minimize frivolous bankruptcy filings and to require debtors to repay some of their debt. Once it takes effect in October, 2005, the law will make it harder for those with problem debt to have their debt wiped... Read More
Who will benefit from the new bankruptcy reform laws? The financial services industry and other big business groups, that's who.These groups contributed millions of dollars to elect Bush and other Republican candidates in 2000 and 2004, with the goal of overhauling the bankruptcy system. They and other big business groups... Read More
|
|||||
|
|
|
Are you among the millions of people who have found... Read More
An IVA (individual voluntary arrangement) is an alternative to bankruptcy... Read More
In March 2005, the U.S. financial services industry succeeded in... Read More
In this era where we are bombarded daily with commercials... Read More
OK, so you are up to your head in debt.... Read More
A History of Money and TradeTo start with a history... Read More
As vice president of the American Credit Foundation, a nonprofit... Read More
After October 17, 2005, a lot of people are going... Read More
Strictly speaking, his advice was preceded by another Heinlein maxim... Read More
"Legally terminate credit card debt! You can be debt-free in... Read More
Troubles with Global Economy; Do you see future problems with... Read More
How do I lower my debts?There are several ways of... Read More
In April 2005, Congress made sweeping changes in U.S. bankruptcy... Read More
1) Use your AssetsIf you have assets with some significant... Read More
Congress recently passed the Bankruptcy Abuse Prevention and Consumer Protection... Read More
I'm sure you'll agree that budgeting, saving money, and eliminating... Read More
Decreasing your debt is paramount to having a good credit... Read More
Feeling stressed by the amount of debts you have? Three... Read More
On April 20 of this year, President Bush signed a... Read More
There is more than one kind of bankruptcy. You should... Read More
Getting Behind Getting behind on your debts owed can be... Read More
Many people have been taught that you cannot get ahead... Read More
Anyone considering Bankruptcy may have experienced fear after reading an... Read More
As they stare down at a teetering pile of bills,... Read More
1. Eliminate the legal obligation to pay many of your... Read More
Budgeting -- ooh, what a scary word! If you want... Read More
The recently passed Bankruptcy Abuse prevention and Consumer Protection Act... Read More
Vehicle repossession may appear justified in circumstances where a person... Read More
Want to know if your attitude towards your finances is... Read More
When you find yourself thinking about using a credit counseling... Read More
If you have multiple debts, you may well be wishing... Read More
A Debt Checklist allows you to look at items and... Read More
Debt consolidation, equity loans, credit counseling, debt management plans, even... Read More
Bills, creditors, debt collectors. Are you yearning for the days... Read More
Most American consumers are living too close to the edge.... Read More
Debt management (specifically unsecured) is the first step to taking... Read More
It all starts by defaulting on an obligation: Money owed... Read More
Can a debt consolidation loan eliminate your credit card debt?... Read More
Personal bankruptcy is a legal way to give people with... Read More
Debt Settlement companies work with your creditors to help you... Read More
Credit card debt have you drowning financially? You're not alone.... Read More
The overwhelming task of eliminating your debts can often seem... Read More
Incredibly, since the changes in the bankruptcy law in April... Read More
Log onto to a search engine such as google.com and... Read More
Strictly speaking, his advice was preceded by another Heinlein maxim... Read More
How do I lower my debts?There are several ways of... Read More
There are two main roads to improving your personal finances:... Read More
If you have found yourself in a position where you... Read More
Bankruptcy and Credit - What Happens After Your Debts Are... Read More
Many people have been taught that you cannot get ahead... Read More
(Money You Don't Have to Pay Back) 1. One way... Read More
Ask a friend what resolutions they made for 2004 and... Read More
The idea of moving abroad to escape debt seems to... Read More
Debt relief is a topic on a lot of consumers'... Read More
Leaving school, getting a new job, or even a raise... Read More
If you are in debt, well over your head in... Read More
Happy Independence Day from The Money Motivator!If you don't celebrate... Read More
Are you among the millions of people who have found... Read More
A History of Money and TradeTo start with a history... Read More
Debt is quickly becoming an epidemic in America. However, through... Read More
We all know about debt. If you don't have too... Read More
Credit counseling is a viable option for those who are... Read More
Want to know if your attitude towards your finances is... Read More
Budgeting -- ooh, what a scary word! If you want... Read More
Bankruptcy is a legal way to offer folks with high... Read More
Do You Need to Join a CCCS - Consumer Credit... Read More
Debt Relief |