Want to know if your attitude towards your finances is helping you or damaging your future? Take this Quiz and find out...I consider myself out of debt when:1.I don't owe anyone anything 2.I don't owe anyone, except for a mortgage and a car loan 3.I could pay off my... Read More
Today's consumers benefit drastically from the usefulness of credit. Credit cards are especially useful for large purchases, emergency situations, making reservations, identification, and protection from fraud. Unfortunately, millions of consumers abuse credit cards beyond their financial earnings. The use of credit results in costly interest payments and late fees, impulse... Read More
If you are considering bankruptcy as a solution to your financial problems, you are not alone. Bankruptcy is on the rise in this country as consumer debt piles higher and higher. Some people blame the creditors, making it too easy for most consumers to obtain credit. But creditors would argue... Read More
Step 1. The purpose of this first step is to bring you back to reality. You must know exactly how much money you owe and to whom you owe it.* Collect all of you unpaid bills and any other evidence of your outstanding debts.* List each outstanding bill on the... Read More
As they stare down at a teetering pile of bills, so many consumers wonder how they racked up such a large debt. The answer boils down to simple mathematics."On a basic, fundamental level, the problem is created by spending more than you make," says Brad Stroh, co-CEO of the San... Read More
Leaving school, getting a new job, or even a raise at your current one, has most people considering their next great purchase. Few think about the affect this could have on their future. Rather than pay down the debt they carry, many ponder, "What can I buy now"? The greatest... Read More
Congress recently passed sweeping legislation that will significantly reform American bankruptcy law. Designed to eliminate the "convenience bankruptcy" of compulsive gamblers and the financially irresponsible, this legislation will make it more difficult for those seeking bankruptcy protection from the courts to have their debts relieved.Under current law, people who have... Read More
On April 20 of this year, President Bush signed a bankruptcy reform law. When this law goes into effect in October of this year, it will be much more difficult for Americans to use Chapter 7 bankruptcy to get a fresh start on their financial lives.Under current law, you can... Read More
It is possible for creditors and third-party collection agencies to use legal means as a way to collect debts. The likelihood of being sued or having your wages garnished depends largely on the creditor that is owed money. It has been my experience that certain creditors are more prone to... Read More
Troubles with Global Economy; Do you see future problems with our global economic plans to make a one world system, where free trade and prosperity can rein the world over. Many world leaders have agreed a one-world system is best for all. It is in the interest of third world... Read More
![]() |
|
![]() |
|
![]() |
|
![]() |
|
|||||
|
|
|
Living with debt is never a good idea if you... Read More
Bills, creditors, debt collectors. Are you yearning for the days... Read More
Filing bankruptcy is not only a last resort legal action;... Read More
Reducing debt usually isn't a high priority for people until... Read More
Signing up for a debt management program is easy; it's... Read More
Want to know if your attitude towards your finances is... Read More
Debt negotiation and settlement can give you a drastic reduction... Read More
With medical collections costing doctors millions upon millions of dollars... Read More
So you feel like a hamster spinning your wheel? The... Read More
Financing a college education is one of the more expensive... Read More
With £1.3 trillion pounds worth of debt in the UK,... Read More
Yes, debt collection tips can help. You may think you... Read More
On April 20 of this year, President Bush signed a... Read More
A History of Money and TradeTo start with a history... Read More
Do you have multiple debts? Do you have just one... Read More
Bankruptcy laws give debtors a way to resolve debt by... Read More
While driving around your community, you may have seen signs... Read More
Debt consolidation, equity loans, credit counseling, debt management plans, even... Read More
An inability to manage credit, growing debt and bankruptcy are... Read More
Let's look at a real world example: A woman purchased... Read More
Lots of people take a large ammount of loans and... Read More
It is always possible to negotiate with creditors ? even... Read More
The financial and psychological burden of being in debt causes... Read More
Credit counseling is a viable option for those who are... Read More
As they stare down at a teetering pile of bills,... Read More
Many consumers that are bogged down in debt frequently turn... Read More
Credit card debt have you drowning financially? You're not alone.... Read More
After October 17, 2005, a lot of people are going... Read More
Ask a friend what resolutions they made for 2004 and... Read More
The Bankruptcy Abuse and Consumer Protection Act, signed into law... Read More
This method is simple, but requires some discipline.First, you have... Read More
It all starts by defaulting on an obligation: Money owed... Read More
Personal bankruptcy is a legal way to give people with... Read More
On April 20 of this year, President Bush signed a... Read More
Many people who seek the advice and guidance of debt... Read More
Ask a friend what resolutions they made for 2004 and... Read More
"Legally terminate credit card debt! You can be debt-free in... Read More
Log onto to a search engine such as google.com and... Read More
People often get to a place where they simply can't... Read More
Here is a useful guide to bankruptcy. It should be... Read More
Your FICO score or credit score as it's commonly called... Read More
Negotiations with creditors have failed. Repossession is imminent and foreclosure... Read More
Many times the subject of bankruptcy seems baffling in its... Read More
Living with debt is never a good idea if you... Read More
Is there a way to get out of debt without... Read More
Vehicle repossession may appear justified in circumstances where a person... Read More
There is current concern from the Bank of England that... Read More
Of all the problems possible in a marriage, finances cause... Read More
A headline for a retirement annuities flyer declares "Future Secured!"... Read More
It seems as though whenever we go out for the... Read More
What is a debt management system, and when do you... Read More
After October 17, 2005, a lot of people are going... Read More
No, that's not a misprint. Even though falling interest rates... Read More
If you are determined to pay credit card debt off... Read More
It's never pleasant to realize that you're in financial hot... Read More
Lots of people take a large ammount of loans and... Read More
Debt consolidation versus debt negotiation are two options that are... Read More
Strictly speaking, his advice was preceded by another Heinlein maxim... Read More
WILL MY CREDITORS STOP HARASSING ME?Yes, they will! By law,... Read More
Do you have multiple debts? Do you have just one... Read More
What Everybody Needs To Know...Learn The Truth About Debt Elimination... Read More
Last April, Congress passed the Bankruptcy Abuse and Consumer Protection... Read More
Do you, like millions of other Americans, feel like you're... Read More
Bankruptcy still remains a mystery in the eyes of many... Read More
What is debt settlement?Debt Settlement is a process to settle... Read More
As they stare down at a teetering pile of bills,... Read More
Debt Relief |