The New Year often brings with it a desire to right the wrongs in your life. From this desire springs the tradition of New Year resolutions. You should take advantage of this to change your financial situation.There is a good chance by the time many of you read this, you... Read More
An IVA (individual voluntary arrangement) is an alternative to bankruptcy introduced by the government as part of the Insolvency Act 1986. This article provides an overview of IVAs and suggests what readers should watch out for when looking for IVA advice.What Is An IVAAn IVA is an alternative to bankruptcy... Read More
Filing bankruptcy is not only a last resort legal action; it is also a very complicated legal action that definitely needs the expertise of a lawyer. When thinking about bankruptcy, you first need to decide if bankruptcy is right for you. If it is, then you need the help of... Read More
Entrepreneurs have a tough time in their formative years. They try too many things to get a foothold on this competitive business climate, and that too they try them too soon. When they enter into new fields that have great promise and bet on new products they run the risk... Read More
Most American consumers are living too close to the edge. They are carrying too much credit card and mortgage debt and have too little in the way of savings. When the inevitable unexpected crisis comes along, they have little left to handle it and quickly slip into a critical financial... Read More
If you have found yourself in a position where you are in serious debt and cannot think of a way out of the situation, then take a few minutes to read these few tips. Some may seem obvious but do put them into practise as they will help.I am assuming... Read More
Step 1. The purpose of this first step is to bring you back to reality. You must know exactly how much money you owe and to whom you owe it.* Collect all of you unpaid bills and any other evidence of your outstanding debts.* List each outstanding bill on the... Read More
Are you still clearing a mountain of debt amassed last Christmas or even during last year's summer holiday?For those of you who make financial plans, who budget and save, you can skip this article. For those who get a little carried away, who regularly spend more than they can afford,... Read More
Of all the problems possible in a marriage, finances cause the most marital discord. Many singles consider finances to be their most worrisome issue. Many times this is due to a heavy debt burden. Several options exist to help people get debt relief from their unsecured debts. (Unsecured debt is... Read More
Last April, President Bush enthusiastically signed into law the oddly-named Bankruptcy Abuse and Consumer Protection Act. This bill, representing the biggest overhaul of bankruptcy law in twenty-five years, was written in order to discourage "bankruptcy of convenience." Proponents of the bill, which included the credit card industry, say that the... Read More
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Bankruptcy is a legal way to offer folks with high... Read More
Yes, debt collection tips can help. You may think you... Read More
Recently passed by Congress with overwhelming support, the oddly-named Bankruptcy... Read More
When you hear the word "debt", whats the first thought... Read More
Vehicle repossession may appear justified in circumstances where a person... Read More
As they stare down at a teetering pile of bills,... Read More
Debt consolidation versus debt negotiation are two options that are... Read More
Once you file bankruptcy a court appointed bankruptcy trustee will... Read More
Credit card debt elimination can be done with a good... Read More
With £1.3 trillion pounds worth of debt in the UK,... Read More
Next to winning the lottery, a debt consolidation loan is... Read More
Troubles with Global Economy; Do you see future problems with... Read More
No, that's not a misprint. Even though falling interest rates... Read More
I have faced this financial question 8 years ago and... Read More
The United States Senate passed a law on March 10,... Read More
What Is an IVAThe IVA (Individual Voluntary Arrangement) was introduced... Read More
Entrepreneurs have a tough time in their formative years. They... Read More
Personal debt reduction practices, the steps people take to relieve... Read More
The main reason for getting out of debt today, is... Read More
Are you among the millions of people who have found... Read More
Do you, like millions of other Americans, feel like you're... Read More
Debt Management plans offer credit counseling clients a different and... Read More
When you find yourself thinking about using a credit counseling... Read More
With medical collections costing doctors millions upon millions of dollars... Read More
In March 2005, the U.S. financial services industry succeeded in... Read More
This method is simple, but requires some discipline.First, you have... Read More
FTC opinion letter on validation Section 809(a) of the FDCPA,... Read More
On October 17, 2005 President Bush's sweeping bankruptcy reform law... Read More
Anyone who embarks on a debt reduction program should know... Read More
Incredibly, since the changes in the bankruptcy law in April... Read More
Feeling stressed by the amount of debts you have? Three... Read More
Although many consumers would argue differently saving money doesn't have... Read More
People often get to a place where they simply can't... Read More
Honorably and ethically rid yourself of burdensome debts using the... Read More
In today's consumer society it is all too easy to... Read More
When you hear the word "debt", whats the first thought... Read More
A headline for a retirement annuities flyer declares "Future Secured!"... Read More
Bankruptcy is a legal way to offer folks with high... Read More
It is possible for creditors and third-party collection agencies to... Read More
How do I lower my debts?There are several ways of... Read More
Personal bankruptcy is a legal way to give people with... Read More
Who are these people anyway? They viciously harass you and... Read More
If you have multiple debts, you may well be wishing... Read More
If your financial worries are preventing you from sleeping at... Read More
On April 20 of this year, President Bush signed a... Read More
After October 17, 2005, a lot of people are going... Read More
Bankruptcy and Credit - What Happens After Your Debts Are... Read More
Debt settlement is the process of negotiating with your creditors... Read More
Bankruptcy laws give debtors a way to resolve debt by... Read More
Debt is becoming number one problem in the United States... Read More
I'm sure you'll agree that budgeting, saving money, and eliminating... Read More
There is a law all smart people break.Parkinson's law.Parkinson's law... Read More
Do you want to reduce your debt? Having trouble paying... Read More
Anyone considering Bankruptcy may have experienced fear after reading an... Read More
As vice president of the American Credit Foundation, a nonprofit... Read More
People over extend themselves financially as a result of a... Read More
Credit card debt have you drowning financially? You're not alone.... Read More
There is more than one kind of bankruptcy. You should... Read More
Debt Management plans offer credit counseling clients a different and... Read More
Debt consolidation versus debt negotiation are two options that are... Read More
What is debt settlement?Debt Settlement is a process to settle... Read More
Personal bankruptcy is a legal way to give people with... Read More
The overwhelming task of eliminating your debts can often seem... Read More
What is a debt management system, and when do you... Read More
Filing bankruptcy is not only a last resort legal action;... Read More
No, that's not a misprint. Even though falling interest rates... Read More
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