All Auto Insurance is Not Created Equal!

Contrary to what you may have heard all auto insurance is not created equal. A quick search on the net will quickly reveal different rates, different policies, and different terms, so how is one to sort through all the clutter.

Well the first thing you may want to do is visit the all auto insurance center which is a resource center that explains auto insurance in detail. You can also search the net and visit plenty of other good sites to better understand your coverage.

There are many things that affect your insurance rates. Your driving record, how many tickets you've had in the past, where you live, how much you drive, what type of car you have, what type of coverage you buy, and where you buy your insurance company.

Many people have reported saving up to 40% by purchasing auto insurance online. The most important thing to remember when shopping online is to purchase your insurance from a reputable insurance company. You can always check the rating of the insurance company you are planning to deal with.

You should always get at least 5 or 6 quotes so you can compare thoroughly. When comparing make sure you are comparing same policies. If not it would rather be like comparing Victoria Secrets lingerie to Walmart lingerie. Not a fair comparison!

You will need to be able to provide the company you are asking for a quote from with information relating to your driving record. There is no point in fibbing. Because the auto insurance company will validate all information you provide. If you lie your rates will go up or the insurance company may cancel your policy.

All auto insurance is not created equal for many reasons. Companies use a formula to determine rates. We won't get into the details of the formula but basically they calculate out the number of drivers they cover, the costs for the previous year including operating, accident, and liability claims, then they do some math and come out with their rates. Much is determined by the amount of payouts they've had.

We mentioned earlier about purchasing from an insurance company that is rated well. If you save a bundle of money but the insurance company you purchased your policy from has a tendency not to honor and pay out on claims but rather weasels their way out. Then the savings aren't worth anything. Or if the insurance company is a fly by night operation here today and gone tomorrow, they'll be gone with your money and you won't have insurance. No savings in that scenario! So make sure to check! Unless of course you recognize the insurance company.

Companies like Geico, Allstate, Hartford, State Farm, Progressive, and of course several other big companies can be found online.

Most companies offer online quotes which is very handy. No more sitting on the telephone waiting to speak to an agent. No more driving half way across the city to get rates then driving half way around the city to get another rate then?. Okay I'm sure you get the picture! It's tiring just thinking about it. It's so much easier just to pull up a chair and put your mouse to work.

Hopefully we've brought to your attention that all auto insurance is not created equal. We thought we'd mention it again just incase  So shop around and save money!

Sher from has been serving customers for over 20 years as a freelance writer and has been offering information and advice to the consumer. To find out how to save on your auto insurance Please visit us at The Auto Center

In The News:


pen paper and inkwell


cat break through


Are You Running the Risk of an Uninsured Business? Beware & Get Business Insurance

Human life is precarious and so are the activities they... Read More

The Immorality of Guarantee Issue Health Insurance

While there are genuine debates about whether privatized health insurance... Read More

What Is Health Insurance?

What is health insurance and why do I need it?... Read More

Auto Insurance Rates

Auto insurance rates will vary depending on the insurance agency,... Read More

How to Reduce Car Insurance Premiums

Here are some useful tips on how to reduce car... Read More

Do I Need Travel Insurance?

In the United States health insurance, unlike many other countries,... Read More

General Knowledge - Critical Illness Insurance

Critical illness can happen to anyone, and often does. If... Read More

Consequences of Late Insurance Payments

Did you realize that it could cost you more than... Read More

Your Personal Injury Insurance Claim: Several Crucial Insights Into Medical Reimbursements

The best judge of Total Disability and/or Partial Disability is... Read More

High Risk Auto Insurance - How to Lower Rates

How is your driving record lately? Do you have a... Read More

What to Look for in Good Health Insurance

Health insurance is a kind of protection that provides payment... Read More

New Concepts in Car Insurance - Pay as You Drive

You can pay as you talk with a cell phone... Read More

Know Your Own Worth: A Practical Insight Into Covering Up

Almost anything can be insured these days: breasts, legs, your... Read More

Does an HSA Cover Alternative Medicine?

A Health Savings Account (HSA) does not really cover alternative... Read More

Natures Fury - Time to Check Your Insurance

The communities of Exmouth and Moora in Western Australia don't... Read More

Underinsurance Can Spell Disaster For Homeowners

Insurance is meant to give homeowners peace of mind, but... Read More

Is Purchasing Travel Insurance Smart?

To answer the question "is purchasing travel insurance smart?" let's... Read More

New Jersey Car Insurance - What Do You Need To Know About It?

When purchasing New Jersey car insurance there are many decisions... Read More

Insurance For All Your Gadgets

Personalisation, Digitalisation, Mobilisation, these 3 words represent your life today.... Read More

Travel Insurance Might Be Just What You Need!

Travel insurance is something that many people haven't considered. Sure,... Read More

Online Insurance Quotes California Auto

Finding insurance quotes for California auto is now pretty easy.... Read More

Affordable Health Insurance - Health Insurance For The Self Employed

One of the things that is important to consider when... Read More

Hidden Ways to Cut Car Insurance

Consumers are countering rising gasoline prices and other vehicle operating... Read More

Term Life Insurance - A Safeguard for Small Business Owners

Term life insurance can offer protection for a small business... Read More

Tips For Lowering Your Auto Insurance Quote

Do you have many claims? If so, you should do... Read More

Guide to Car Insurance

Here is a useful guide to car insurance. Buying car... Read More

About Accidental Death Dismemberment Insurance Quote

We don't hear much about getting an accidental death dismemberment... Read More

Car Insurance Advice for Young Drivers in the UK

Over the course of the last ten years, car insurance... Read More

Basic Coverage of Homeowner Insurance Policies

The insurance policy is a package that includes more than... Read More

Finding Auto Insurance Comprehensive Coverage

You can go online to easily find and quote auto... Read More

What Is Permanent Life Insurance?

Unlike term life insurance, permanent insurance policies such as universal... Read More

Accident Factoids

Accidents, personal injuries and insurance claims are here to stay.... Read More

Entrepreneurs, Fill in the Gaps of Your Homeowners Policy

Business Owners Policies for the Self-EmployedWho needs a business owner's... Read More