Accident Factoids

Accidents, personal injuries and insurance claims are here to stay. No matter how far into the 21st Century American's elect to drive (unless by the beginning of the 22nd Century we're all zipping around in our own personal space ship) motor vehicle accidents will continue to pile up; with no end in sight!

  • There are more than 200,000,000 licensed drivers in the United States. (As of 2003 we're close to a yearly 7 million motor vehicle accidents, involving well over 3.5 million injuries).

  • Car accident crashes cost society an estimated $4,900 per second. That's about $25,000 in the time it took to read this fact.

  • Current records show that most American driver's will have a near motor vehicle accident 1 to 3 times per month and will be in a collision of some type on the average of every 5 to 8 years plus these records also indicate that licensed teenagers are 22 more times likely to get a speeding ticket than those who are 65 years of age or older.

  • In 1896 there were only four cars registered in all the United States. Two of them collided with each other in St. Louis.

  • By the year 2025 there will be 33 million people 70 years or older in America. This segment of the population will be growing 2.5 as fast as the total population. They will make up the largest percentage of the "turning left" and "rear end" accidents. Slowly but surely Senior Citizens have developed a higher accident ratio than teenagers. (This will, in time, seriously impact the typical Senior Citizen's pocketbook). And also, by 2025, the total costs for motor vehicle accidents in the United States will exceed 450 billion dollars.

  • The world's most solitary tree is located at an oasis in the Tenere Desert in Central Africa. There's not one other standing tree within 31 miles. In 1960, it was smashed into by a truck.

  • Up-to-date statistics clearly reflect that 1 out of every 5 Americans are involved in an alcohol-related car crash at some time in their lives and the day in which motor vehicle accident injuries occur most often is Saturday. Sunday is second.


  • Records prove that a motor vehicle accident of as little speed as 5 MPH can produce a "whiplash-type" injury.

  • The symptoms arising from an injury sustained in a motor vehicle accident do not necessarily present themselves immediately following an accident.

  • Medical research and clinical experience have accumulated enough information to demonstrate that the delay of an injury symptom is the norm.

  • Studies have established that the delay of a symptom does not eliminate the possibility of severe injury.

  • It's been proven that individuals can continue to be symptomatic for many months (even years!) after a motor vehicle accident. In addition approximately 75% of them remain symptomatic for a minimum of 6 months after the accident. (And current up-to-date statistics reveal that between the first and second year after an accident has occurred over 20% of those injured actually have their symptoms worsen).

    Copyright (c) 2003 by Daniel G. Baldyga. All Rights Reserved

    DISCLAIMER: The only purpose of this article, MOTOR VEHICLE ACCIDENT FACTOIDS has been created to help people understand the motor vehicle accident claim process

    Dan Baldyga makes no guarantee of any kind whatsoever; NOR to substitute for a lawyer, an insurance adjuster, or claims consultant, or the like. Where such professional help is desired it is the INDIVIDUAL'S RESPONSIBILITY to obtain said services.

    Dan Baldyga worked for over 30 years as an insurance adjuster, supervisor, manager and trial assistant. Since his retirement he has written 3 highly successful "How To" Insurance Claim books. His latest: AUTO ACCIDENT PERSONAL INJURY INSURANCE CLAIM (How To Evaluate And Settle Your Loss) which includes BASE, The Baldyga Auto Accident Settlement Evaluation Formula for determining the value of ones "Pain And Suffering", can be found on the internet at

    About The Author

    For 30 years Dan Baldyga was a claims adjuster, supervisor and also a trial assistant. He is now retired and spends his time attempting to assist those involved in motor vehicle accident claims, so they will not be taken advantage of.

    In The News:

  • pen paper and inkwell

    cat break through

    Is Your Financial Security at Risk?

    The topic of insurance is not sexy by any means.... Read More

    Life Insurance Careers

    Do you like to spend all day being sitting around?... Read More

    Sisters Are Insuring Themselves: Finance is the New Feminism

    According to a study by LifeSearch, the number of women... Read More

    What Answers To Questions For A Home Insurance Price Quote Will I Need To Know?

    Lets face it, finding the best home insurance price quote... Read More

    Medical Insurance Overseas

    Thousands of people have work related commitments and in order... Read More

    An Intro To Auto Insurance

    Although premiums, policies and prices vary widely, the mandate does... Read More

    Hidden Ways to Cut Car Insurance

    Consumers are countering rising gasoline prices and other vehicle operating... Read More

    Cheap Auto Insurance Quotes ? Tips For Getting The Lowest Rate

    Finding auto insurance quotes online is easy, but finding the... Read More

    Discount Life Insurance Will Give You The Best Protection You Need

    There is always a chance that there is a better... Read More

    Long Term Care Insurance - Low Cost Alternatives For Budget Conscious Seniors!

    With Nursing home Cost's running $4,000 to $6,000 a month... Read More

    Why Do You Need Homeowners Insurance?

    The biggest single investment most people make in their lifetime... Read More

    Six Ways to Cut the Cost of Your Auto Insurance

    Is your auto insurance bill $12000 a year or even... Read More

    Discount Car Insurance Brokers - Get Amazing Comparisons

    To get the cheapest possible quote for your car insurance,... Read More

    Term Life Insurance and Permanent Life Insurance

    Term insurance and permanent insurance are two basic types of... Read More

    Do Insurance Premiums Increase Every Year?

    Many people ask, "If I am supposed to get a... Read More

    Insurance For All Your Gadgets

    Personalisation, Digitalisation, Mobilisation, these 3 words represent your life today.... Read More

    5 Strategies To Reduce Your Car Insurance Premiums

    Your latest car insurance bill has arrived and it is... Read More

    Cheap Car Insurance

    Finding good car insurance can be very difficult. Here are... Read More

    Cure The Insurance Blues By Lowering The Cost of Your Premiums

    Does the current amount that you pay on your insurance... Read More

    What Are The Auto Liability Insurance State Minimums For My State?

    As you shop online for the best auto insurance deals... Read More

    What You Need to Know About Auto Insurance

    Let's be realistic, everyone needs to have auto insurance. Aside... Read More

    Cheap Health Insurance - Health Insurance for The Self Employed

    If you're self employed, you may think of health insurance... Read More

    Filing Auto Insurance Claims: The Basic Steps to Take

    An automobile accident can be a terrifying event for anyone,... Read More

    Life Settlement Overview

    A "Life Settlement" is a lump sum settlement paid to... Read More

    Finding Health Insurance for Self-Employed Individuals: A Guide For the Freelance Newbie

    With a rise in those looking to venture out on... Read More

    An Intro To Life Insurance

    There are many options available for life insurance, and for... Read More

    Travel Health Insurance - Understand the Benefits

    If you're planning an overseas trip, you need travel health... Read More

    Insure Your House

    When we talk about insurance the thing you have to... Read More

    Inexpensive Life Insurance To Protect What You?ve Earned

    Adequate life insurance to cover your income producing ability is... Read More

    What Is Meant By Automobile Insurance Standard Coverage?

    Automobile insurance standard coverage is the basic amount of insurance... Read More

    Are Accidents More Likely To Occur Closer To Home?

    If you are going to be involved in an accident,... Read More

    Whole Life Insurance - Whole Life Insurance Information

    The original purpose of life insurance was to provide for... Read More

    The Ups and Downs of Temporary Health Insurance

    If you're a recent college graduate, or in between jobs,... Read More