Accident Factoids

Accidents, personal injuries and insurance claims are here to stay. No matter how far into the 21st Century American's elect to drive (unless by the beginning of the 22nd Century we're all zipping around in our own personal space ship) motor vehicle accidents will continue to pile up; with no end in sight!

  • There are more than 200,000,000 licensed drivers in the United States. (As of 2003 we're close to a yearly 7 million motor vehicle accidents, involving well over 3.5 million injuries).

  • Car accident crashes cost society an estimated $4,900 per second. That's about $25,000 in the time it took to read this fact.

  • Current records show that most American driver's will have a near motor vehicle accident 1 to 3 times per month and will be in a collision of some type on the average of every 5 to 8 years plus these records also indicate that licensed teenagers are 22 more times likely to get a speeding ticket than those who are 65 years of age or older.

  • In 1896 there were only four cars registered in all the United States. Two of them collided with each other in St. Louis.

  • By the year 2025 there will be 33 million people 70 years or older in America. This segment of the population will be growing 2.5 as fast as the total population. They will make up the largest percentage of the "turning left" and "rear end" accidents. Slowly but surely Senior Citizens have developed a higher accident ratio than teenagers. (This will, in time, seriously impact the typical Senior Citizen's pocketbook). And also, by 2025, the total costs for motor vehicle accidents in the United States will exceed 450 billion dollars.

  • The world's most solitary tree is located at an oasis in the Tenere Desert in Central Africa. There's not one other standing tree within 31 miles. In 1960, it was smashed into by a truck.

  • Up-to-date statistics clearly reflect that 1 out of every 5 Americans are involved in an alcohol-related car crash at some time in their lives and the day in which motor vehicle accident injuries occur most often is Saturday. Sunday is second.

FIVE CRUCIAL MEDICAL DEVELOPMENTS THAT HAVE SLOWLY BUT SURELY COME TO PASS. THESE WILL SERIOUSLY (AND FOREVER) IMPACT THE VALUE OF PERSONAL INJURY CLAIMS IN THE YEARS TO COME:

  • Records prove that a motor vehicle accident of as little speed as 5 MPH can produce a "whiplash-type" injury.

  • The symptoms arising from an injury sustained in a motor vehicle accident do not necessarily present themselves immediately following an accident.

  • Medical research and clinical experience have accumulated enough information to demonstrate that the delay of an injury symptom is the norm.

  • Studies have established that the delay of a symptom does not eliminate the possibility of severe injury.

  • It's been proven that individuals can continue to be symptomatic for many months (even years!) after a motor vehicle accident. In addition approximately 75% of them remain symptomatic for a minimum of 6 months after the accident. (And current up-to-date statistics reveal that between the first and second year after an accident has occurred over 20% of those injured actually have their symptoms worsen).

    Copyright (c) 2003 by Daniel G. Baldyga. All Rights Reserved

    DISCLAIMER: The only purpose of this article, MOTOR VEHICLE ACCIDENT FACTOIDS has been created to help people understand the motor vehicle accident claim process

    Dan Baldyga makes no guarantee of any kind whatsoever; NOR to substitute for a lawyer, an insurance adjuster, or claims consultant, or the like. Where such professional help is desired it is the INDIVIDUAL'S RESPONSIBILITY to obtain said services.

    Dan Baldyga worked for over 30 years as an insurance adjuster, supervisor, manager and trial assistant. Since his retirement he has written 3 highly successful "How To" Insurance Claim books. His latest: AUTO ACCIDENT PERSONAL INJURY INSURANCE CLAIM (How To Evaluate And Settle Your Loss) which includes BASE, The Baldyga Auto Accident Settlement Evaluation Formula for determining the value of ones "Pain And Suffering", can be found on the internet at http://www.autoaccidentclaims.com.

    About The Author

    For 30 years Dan Baldyga was a claims adjuster, supervisor and also a trial assistant. He is now retired and spends his time attempting to assist those involved in motor vehicle accident claims, so they will not be taken advantage of.

    dbpaw@attbi.com

    In The News:


  • pen paper and inkwell


    cat break through


    Dont Just Accept Your Car Insurance Renewal Quote

    UK car insurance companies make substantial profits every year because... Read More

    Health Savings Accounts (HSA): Do They Vary From State to State?

    The Health Savings Account (HSA) is an amazing tool that... Read More

    The Surety Bond Domino Effect

    I have written many articles about the hard surety bond... Read More

    Ever Wondered What An Auto Insurance Claim Adjuster Does?

    An auto insurance claim adjuster works for the insurance company... Read More

    Health and Dental Insurance Quotes - Applying Online

    Since 2001, large health and dental insurance companies such as... Read More

    Insights Into Your Med-Pay Insurance Coverage

    While Legal Romantics would like to characterize the trial of... Read More

    A Life Insurance Quote Became Reality

    Life insurance quoteThank goodness John took his life insurance quote... Read More

    Cheap Auto Insurance Quotes ? Tips For Getting The Lowest Rate

    Finding auto insurance quotes online is easy, but finding the... Read More

    Choosing Affordable Health Insurance For Children

    In most cases, private health insurance comes through a person's... Read More

    Disability Insurance For The Long Term

    Disability insurance covers you for an extended period of time.... Read More

    Risk Retention Groups RRG

    In response to a hard insurance market in the mid... Read More

    Talking to Your Parents About Insurance

    Who can you talk to about auto insurance? Insurance agents... Read More

    Need A Car Insurance Comparison? Dont Have Time?

    If you decide not to do a car insurance comparison... Read More

    Inexpensive Life Insurance To Protect What You?ve Earned

    Adequate life insurance to cover your income producing ability is... Read More

    Insurance Providers Weather the Storm While Consumers Flounder

    We have just had the first year's anniversary of the... Read More

    10 Tips to Save on Healthcare Insurance

    Americans shopping for their own healthcare insurance can substantially cut... Read More

    Senior Life Settlements- A New Financial Dawn Emerges

    When delving deeper into the market-driven research on the myriads... Read More

    Keys To Controlling The Future of Health Care

    Several key changes are necessary to get control of the... Read More

    Finding Fast Life Insurance

    Since the widespread growth of internet usage and database building... Read More

    Your Personal Injury Insurance Claim: Several Crucial Insights Into Medical Reimbursements

    The best judge of Total Disability and/or Partial Disability is... Read More

    All Auto Insurance is Not Created Equal!

    Contrary to what you may have heard all auto insurance... Read More

    Health Savings Account (HSA): What Happens to it When I Retire?

    The Health Savings Account (HSA) is a great tool that... Read More

    Insurance: A Necessity for Peace of Mind

    There are many choices for insurance. Insurance is a policy... Read More

    The Great Value Of Accident Photographs

    You were humming along on a bright and sunny day... Read More

    Saving on Auto Insurance: The Road to Reduction

    The road to saving on auto insurance is something that... Read More

    Tips for Buying a New Home

    My wife and I recently purchased a new home in... Read More

    Is Life Insurance Comparison Really Necessary?

    When you want to purchase a life insurance policy, you... Read More

    Millions of Americans have No Life Insurance

    Only 61% of adult Americans have life insurance (down from... Read More

    Poor call centre performances driving motorists online for insurance

    In their efforts to cut costs more and more finance... Read More

    Homeowners Insurance Coverage

    When deciding on the appropriate amount of homeowner's insurance coverage... Read More

    Life Insurance Careers

    Do you like to spend all day being sitting around?... Read More

    Health Insurance Coverage

    Health insurance is something that everyone needs today. The rising... Read More

    Why Dont Insurance Companies Reward Us for Being Healthy?

    Insurance is always a gamble, a bet actually.You are betting... Read More