Travel Health Insurance - Understand the Benefits

If you're planning an overseas trip, you need travel health insurance. Every year, nearly 1 million Americans require emergency medical treatment while overseas. Traditional health insurance plans limit the expenses and amounts that they will pay outside the country, and necessary care may be delayed while arrangements for payment are made.

Imagine being on vacation in Europe and breaking your leg, only to find that your regular health insurance doesn't cover anything but the most basic of treatment for your injury. A good travel health insurance plan can cover all your expenses and make the best of a bad situation.

Your first step should be to check with your regular health insurance company to see what coverage they offer for overseas travel. Very few offer anything but the most limited of emergency medical expenses.

You can find many companies that provide travel health insurance policies online, and in many cases can actually apply via an online application. You might also check with your travel agent, or with the online web site where you booked your vacation to see what options for travel health insurance they offer.

Travel health insurance plans offer far more than medical benefits. Most will also cover many expenses associated with your illness. If your condition necessitates your immediate return home, for instance, your health insurance plan may pay for whatever is medically necessary for you to make the trip safely, including equipment, first class travel, or a nurse.

If you do have to be returned home, your health insurance plan may pay for a family member or other person of your choice to travel from home to travel back home with you. They may pay for your minor children to be returned safely home if you become ill and can't travel with them, including hiring a caretaker to see to their safety, and, if a medical emergency or other catastrophe at home requires your immediate return, your health insurance plan may cover the cost of your return home.

The cost of travel health insurance depends on the length of time that you need coverage and the age of the person being insured. Generally, a healthy adult under 30 can get medical coverage overseas for as little as $1.25 a day for up to $50,000 in expenses. Increasing that benefit maximum to $1,000,000 will cost you only $54 a month. You can check online at travel web sites and health insurance web sites to find your best deal.

When you consider what a medical emergency overseas could cost you, $54 a month is a small price to pay to be sure that your health needs will be covered while you're on vacation.

To view our list of recommended Health Insurance Companies online, visit this page: Recommended Health Insurance Companies Online.

Carrie Reeder is the owner of eZerk, an informational website with articles and the latest news about various topics.

---

Do An Auto Insurance Comparison And Benefit From The Savings

It is very important to do an auto insurance comparison... Read More

Your Personal Injury Insurance Claim: Several Crucial Insights Into Medical Reimbursements

The best judge of Total Disability and/or Partial Disability is... Read More

Term Life Insurance Quotes for Singles

Term life insurance quotes are rarely a concern of single... Read More

State Farm Auto Insurance ? Heres A Few Factors That Determine Your Rate

There are many factors that affect the insurance rate you... Read More

Types of Auto Insurance Coverage Explained

A question you might ask yourself is: why must we... Read More

We Dont Need Another Broker: How To Get The Best Liability Insurance Rates Available

Some business relationships are forged through blood and friendship. When... Read More

Life Settlement Overview

A "Life Settlement" is a lump sum settlement paid to... Read More

Health Savings Accounts

Most people with health insurance, especially employer paid health insurance,... Read More

The Need For Life Insurance

A person needs to reexamine their life insurance needs every... Read More

Car Insurance Quotes Online ? Why You Should Use the Internet to Find a New Insurance Company

Before the internet, you picked a neighborhood car insurance agent,... Read More

Online Health Insurance Quotes - Finding The Cheapest Rates Possible

Shopping for health insurance can be very discouraging when you... Read More

Senior Life Settlement-Uses and Applications

In a recent article in the National Underwriter (April, 2005)... Read More

Cheap Car Insurance

Finding good car insurance can be very difficult. Here are... Read More

Why Dont Women Have Life Insurance?

Traditionally, life insurance companies solicited men as the main breadwinners... Read More

Buildings Insurance and the Threat of Flood

What is the impact of increased flooding risk in the... Read More

Cut Business Insurance in 8 ways

1. Comply with recommendations from company engineers and loss control.... Read More

Why Should You Purchase Your Auto Insurance Online?

If you're interested in slashing your auto insurance bill in... Read More

Vehicle Insurance Online is a Convenient Way to Get Insurance Cheap

Online comparison shopping is a convenient way to get cheap... Read More

Private Medical Insurance- Finding The Right Policy for You

Why Private Medical Insurance Is Becoming So PopularRecent research indicates... Read More

Health and Dental Insurance Quotes - Applying Online

Since 2001, large health and dental insurance companies such as... Read More

Self Employed Health Insurance - Tips For Getting Cheap Health Insurance When Youre Self Employed

If you're self-employed and facing high health insurance bills, there... Read More

Disability Insurance For The Long Term

Disability insurance covers you for an extended period of time.... Read More

Life Insurance Careers

Do you like to spend all day being sitting around?... Read More

Tips for Choosing a Life Insurance Company

More than 150 insurance companies offer thousands of life insurance... Read More

Know Your Own Worth: A Practical Insight Into Covering Up

Almost anything can be insured these days: breasts, legs, your... Read More

Insure Your House

When we talk about insurance the thing you have to... Read More

Insurance Credit Scoring: An Ethical Issue

The issue at hand is the use of a consumer's... Read More

Cheap Car Insurance ? 7 Tips To Reduce Your Car Insurance Costs

With the cost of car insurance becoming more and more... Read More

Tips for Buying a New Home

My wife and I recently purchased a new home in... Read More

Cheap Auto Insurance Quotes ? Tips For Getting The Lowest Rate

Finding auto insurance quotes online is easy, but finding the... Read More

Term Life Insurance Help

Life insurance can be a very scary thing. If you... Read More

Discount Car Insurance Brokers - Get Amazing Comparisons

To get the cheapest possible quote for your car insurance,... Read More

What Does Buildings Insurance Cover?

You will find that your lender will insist that you... Read More