Most of us don't like thinking about our own funerals, but no matter how much we ignore the inevitable, the truth is that when the time comes someone will be responsible for those expenses. The question is will it be our grieving loved ones who foot the bill or will we plan ahead and purchase funeral insurance to cover those costs so they'll have one less concern to worry about.
Funeral insurance protects your loved ones by covering the costs of the burial and service so they don't have to. Most funeral insurance policies range between $5000 and $20,000 in value and are available to persons of any age, so it never becomes too late to begin making these important arrangements.
One of the best things about funeral insurance plans is that they are affordable and accessible to everyone. Funeral insurance premiums are payable monthly so the cost is spread out over the course of a year, instead of coming all at once every six or twelve months. Plus, signing up for a funeral insurance plan does not require a medical exam, so people in high risk categories, such as smokers, or with pre-existing medical conditions can still qualify.
Even without these benefits, the reality is that funeral costs are constantly getting higher and most of our current life insurance, if we have any, simply is not enough to cover medical bills, existing debt, and burial expenses. With an additional funeral insurance policy, however, we can be assured that our loved ones have the funds necessary for a proper farewell.
Funeral insurance provides security and shows those we love that we cared enough about them to plan ahead and to save them from the unnecessary stress of paying for our funerals. But, more than that, funeral insurance can also be used to pay off additional medical costs or other incurred bills so our families will not be hounded by debt collectors at one of the saddest moments of their lives. Funeral insurance can also leave something behind which may ease their loss: money for college, home repairs, or living expenses. And the beneficiary of the funeral insurance policy does not have to pay any taxes on the money.
Still many people are reluctant to get insurance policies because they don't want to be harassed by salespeople or to have to wait for acceptance. With funeral insurance this is not a problem. Interested individuals can complete a funeral insurance application online without dealing with a trained sales force or having to divulge personal information to total strangers. Plus, the funeral insurance application is processed promptly and issued quickly.
The truth is that funeral insurance is a smart choice for anyone and everyone because we never know when our time will come. Funeral insurance is easy to get and to afford. Funeral insurance can cover our burial expenses, medical bills, and other debts while still providing our loved ones with some tax free money to help them through this difficult time. Funeral insurance also provides us with the peace of mind of knowing we have eased the burden, the stress, and the grief of our loved ones by taking steps now to prepare for the future. A funeral insurance policy is really our last way of saying "I love you."
Ivon T. Hughes, The Hughes Trustco Group Ltd.
Online Insurance Broker - Get a FREE Quote TODAY!
Tel: (514) 842-9001
Email: info@trustco.ca
Web: http://www.hughestrustco.com
The biggest worry of most parents today is their children... Read More
Health insurance providers are going online to find new customers.... Read More
Finding discount auto insurance is so easy when you do... Read More
Renters insurance is often overlooked by people who are renting... Read More
The world is no longer right when the two words,... Read More
Travel Insurance is designed to protect your health, belongings, and... Read More
As we go through life our needs change. A Young... Read More
It seems as though the price of everything is on... Read More
In response to a hard insurance market in the mid... Read More
Did you realize that it could cost you more than... Read More
Health Insurance: a sense of dissatisfactionThe three C's, customization, consumerization... Read More
Insurance policies provide financial protection in a broad range of... Read More
The value of a personal injury claim has a direct... Read More
Changing the way that life insurance is bought and sold... Read More
Why Private Medical Insurance Is Becoming So PopularRecent research indicates... Read More
The topic of insurance is not sexy by any means.... Read More
A little over sixty percent of the folks who reach... Read More
Here are some useful tips on how to reduce Home... Read More
Here is a useful guide to life insurance. Simply put,... Read More
Since there are many factors that go into determining your... Read More
An auto insurance claim adjuster works for the insurance company... Read More
If you want to save money on your car insurance,... Read More
Quite often you feel that an ad for life insurance... Read More
When you originally purchased your auto insurance policy, you purchased... Read More
Travel insurance is something that many people haven't considered. Sure,... Read More
Because of the many problems that can occur when you... Read More
Many people purchase insurance thinking I want full coverage and... Read More
In their efforts to cut costs more and more finance... Read More
Assured - Those insured under the terms of an insurance... Read More
As you shop online for the best auto insurance deals... Read More
As a young, healthy college student, it might be tempting... Read More
Everything is big in Texas and so it is with... Read More
It is now possible to thoroughly research and buy health... Read More
In the United States health insurance, unlike many other countries,... Read More
Although premiums, policies and prices vary widely, the mandate does... Read More
Consumer-driven healthcare is a label that we've put on a... Read More
Since the widespread growth of internet usage and database building... Read More
Over the course of the last ten years, car insurance... Read More
Our money saving auto insurance tips were written for one... Read More
It's very easy to find California truck insurance on the... Read More
What is a deductible? A deductible is the amount you... Read More
Disability insurance covers you for an extended period of time.... Read More
With Nursing home Cost's running $4,000 to $6,000 a month... Read More
Most of you have heard about "consumer directed health plans".... Read More
There are many options available for life insurance, and for... Read More
Unlike motor cover, home insurance is not a legal requirement... Read More
The Health Savings Account (HSA) is an amazing tool that... Read More
Farmers auto insurance is a very large insurance company that... Read More
If you want to save money when you purchase your... Read More
One of the things that is important to consider when... Read More
Your friendly, neighborhood life insurance agent is most likely to... Read More
There are many choices for insurance. Insurance is a policy... Read More
Do you have many claims? If so, you should do... Read More
The biggest single investment most people make in their lifetime... Read More
In order to save money on your homeowners insurance you... Read More
At first glance, homeowners insurance may seem perplexing and quite... Read More
What is health insurance and why do I need it?... Read More
Life insurance, whether you need term or whole life, can... Read More
There are different types of life insurance policies available. Shop... Read More
Finding the best rates on life insurance is not difficult... Read More
Contrary to what you may have heard all auto insurance... Read More
Why Private Medical Insurance Is Becoming So PopularRecent research indicates... Read More
Accidents almost always make your insurance rates increase. Whether or... Read More
We have just had the first year's anniversary of the... Read More
The online life insurance companies offer a free service where... Read More
Risk is an area often overlooked by landlords, but failing... Read More
Insurance |