Buildings Insurance and the Threat of Flood

What is the impact of increased flooding risk in the UK? What happens if your home becomes effected by flood?

Flood is an increased problem in the UK. Buildings insurance companies are concerned about the rising risk of flood. Claims to settle flooded properties are by nature quite expensive. Flood also tends to be a recurring threat at properties which means that once effected a home could suffer more than one flood in a short period of time.

This makes accepting flood risk properties difficult for UK insurance companies as there is almost an inevitability that the property will once again face flood damage.

The general rule amongst house insurance companies is that if a building suffers flood, the present insurer will continue to cover it at renewal of the policy. However you will be unable to switch insurer at this stage. Whilst this may mean you are stuck with a limited choice of insurers willing to cover the property, at least you are offered protection.

If you move into a property that is liable to flooding, you should investigate who previously insured the home. this might be your only chance of getting proper buildings cover for the property.

There are some flood specialists on the market who may be able to offer cover. Yourhomeinsurance.co.uk, a site dedicated to house insurance in the UK does not accept flood risk properties.

Tim Larden writes for yourhomeinsurance.co.uk - buildings insurance a buildings and contents insurance site in the UK. The site also carries a house insurance news centre and has a useful zone for tips on reducing your home insurance premiums

---

Canadian Funeral Insurance: Our Final Gift to Those We Love

Most of us don't like thinking about our own funerals,... Read More

Auto Insurance Information Online - Compulsory Auto Insurance

In 47 of the 50 United States, it is illegal... Read More

Motor Vehicle Accident Insurance Claim Guide

This is a FREE Insurance Claim GuideYour "Motor Vehicle" can... Read More

How Much Can My Auto Rate Increase After One Accident?

Accidents almost always make your insurance rates increase. Whether or... Read More

Is Purchasing Travel Insurance Smart?

To answer the question "is purchasing travel insurance smart?" let's... Read More

Seven Steps to Filing Your Car Insurance Claim

Having even a teeny-tiny car accident can be one of... Read More

Car Insurance Gearing up to Drive Down Costs

For once finances seem to be going in favour of... Read More

Auto Insurance Basics

Most people only think that insurance is something they need... Read More

Self Employed Health Insurance - Tips For Getting Cheap Health Insurance When Youre Self Employed

If you're self-employed and facing high health insurance bills, there... Read More

10 Ways To Save On Car Insurance

For most people car insurance is a the single largest... Read More

All Auto Insurance is Not Created Equal!

Contrary to what you may have heard all auto insurance... Read More

The Life Insurance Policy and Its Best Kept Secret

Do you love someone deeply enough to spend your hard... Read More

The Immorality of Guarantee Issue Health Insurance

While there are genuine debates about whether privatized health insurance... Read More

Everything You Need to Know About Life Insurance

Life insurance is a type of protection that can be... Read More

Who Sets Auto Insurance Rates?

Auto Insurance rates are a complicated business. Have you ever... Read More

Student Health Insurance - Is It Necessary?

As a young, healthy college student, it might be tempting... Read More

Individual Health Insurance Plans - How To Find The Best Provider Online

Whether you are self-employed or a small business owner, finding... Read More

Whole Life Insurance - Whole Life Insurance Information

The original purpose of life insurance was to provide for... Read More

Give Your Auto Policy a Tune-Up

When you originally purchased your auto insurance policy, you purchased... Read More

How Is Your Auto Insurance Policy Price Determined?

The average auto insurance policy price is derived from a... Read More

Health Insurance Online - Save Today

It is now possible to thoroughly research and buy health... Read More

Finding California High Risk Truck Insurance

California high risk truck insuranceIf your are in need of... Read More

Choosing the Best Life Insurance Option for You

Life insurance in the UK is becoming more and more... Read More

Health Insurance for the Beginner

When it comes to your family, selecting the right health... Read More

How To Save Money On Your Homeowners Insurance?

In order to save money on your homeowners insurance you... Read More

Disability Insurance For The Long Term

Disability insurance covers you for an extended period of time.... Read More

How Do I Lower My Auto Insurance Rates?

Since there are many factors that go into determining your... Read More

Vehicle Insurance Online is a Convenient Way to Get Insurance Cheap

Online comparison shopping is a convenient way to get cheap... Read More

New Jersey Car Insurance - What Do You Need To Know About It?

When purchasing New Jersey car insurance there are many decisions... Read More

Health Insurance And Insurance Brokers

If you are in the market to purchase your own... Read More

Health Savings Accounts (HSA): Do They Vary From State to State?

The Health Savings Account (HSA) is an amazing tool that... Read More

Health Insurance Coverage

Health insurance is something that everyone needs today. The rising... Read More

Everybody Wants The Best Term Life Insurance Quote

The information you need about the best term life insurance... Read More