Compare Car Insurance Companies Before You Commit

If you want to save money on your car insurance, compare insurance companies before you sign up for an annual premium. Car insurance premiums can differ as much as 300% between carriers for the same coverage. Comparing quotes is the only way to find the best deal. Fortunately, online insurance sites have made this easy.

Compare the Same Service

Insurance companies may shout that they have the lowest prices, but that may only apply for "no accident" drivers with high deductibles. To have a realistic idea about prices, compare the same deductible and coverage amount with several different insurance companies. Free online insurance sites can easily do this for you with side by side comparisons.

Supply Your Personal Information

Giving information about your marital status, zip code, and driving history can be intimidating, but they are all factors that influence insurance rates. It is best to give out this information to make sure you get each discount that you qualify for.

Read the Details

A car insurance company with the lowest price may not be the best value. Read the details to see what coverage is included. Determine if they require you to use their shops for repairs or if you can request a shop you trust. Also, check to see if your rates will jump up if you are in an accident. The details can cost you quality and money in the long run.

Ask about Discounts

Not all car insurance companies offer the same discounts, so it is best to ask. Discounts for safety features such as automatic seatbelts, airbags, and daytime running headlights are common. Less common discounts are deductions for kids at college over a 100 miles away from home or taking a certified defensive driving class.

Check Rates Yearly

Once you sign up with a car insurance company, you don't have to stay with them forever. Make it a practice to compare insurance rates annually before signing up for another yearlong premium. This is also a good opportunity to update changes in your personal status and vehicle information which could result in lower insurance costs.

To view our list of recommended companies for auto insurance online, some of which can give you multiple insurance quotes from different companies, visit this page: Recommended Auto Insurance Companies Online.

Carrie Reeder is the owner of eZerk, an informational website with articles and the latest news about various topics.

---

Whole Life Insurance - Whole Life Insurance Information

The original purpose of life insurance was to provide for... Read More

Tips for Choosing a Life Insurance Company

More than 150 insurance companies offer thousands of life insurance... Read More

California Catering Truck Insurance

Catering truck insuranceNot many agents/brokers write catering truck insurance as... Read More

Life Insurance Settlement

A new financial tool is now available for senior citizens.... Read More

I Was In An Accident, Will My Car Insurance Rates Go Up?

You were on the phone, got distracted and before you... Read More

5 Steps To Cheap Car Insurance Premiums

Although car insurance is compulsory, it's not necessary to pay... Read More

If You Rent A Home, Protect It By Buying Renters Insurance

Renters insurance is often overlooked by people who are renting... Read More

7 Tips Toward Helping You Reduce Your Insurance Costs

Not a year goes by that insurance rates go up.... Read More

Can I Really Get Life Insurance, No Exam Required?

Changing the way that life insurance is bought and sold... Read More

Medical Bankrupticies: What You Can Do To Protect Yourself

First the bad news: about 2,000,000 personal bankruptcies each year... Read More

Guide to Car Insurance

Here is a useful guide to car insurance. Buying car... Read More

What Is Term Life Insurance?

There are two different types of life insurance, term life... Read More

What Is Health Insurance?

What is health insurance and why do I need it?... Read More

Six Crucial Insurance Claim Possibilities

There are DOZENS of insurance claim possibilities which will increase... Read More

Health Care and Health Insurance Costs Can Be Controlled Through Lifestyle Choices

As you probably know all to well, the cost of... Read More

Saving on Home Insurance: Tips for Cutting Costs

Everyone is searching for a way of cutting costs, a... Read More

Is Your Financial Security at Risk?

The topic of insurance is not sexy by any means.... Read More

The Ups and Downs of Temporary Health Insurance

If you're a recent college graduate, or in between jobs,... Read More

Why Do You Need Homeowners Insurance?

The biggest single investment most people make in their lifetime... Read More

Car Insurance No Claims Bonus Explained

No Claims Bonus is a term used to describe the... Read More

The Great Value Of Accident Photographs

You were humming along on a bright and sunny day... Read More

What Price For Your Health?

How do you put a value good health? For many... Read More

Ever Wondered What An Auto Insurance Claim Adjuster Does?

An auto insurance claim adjuster works for the insurance company... Read More

Cheap Car Insurance

Finding good car insurance can be very difficult. Here are... Read More

Your Personal Injury Insurance Claim: Several Crucial Insights Into Medical Reimbursements

The best judge of Total Disability and/or Partial Disability is... Read More

Affordable Health Insurance - Health Insurance For The Self Employed

One of the things that is important to consider when... Read More

Discount Insurance - Get Affordable Coverage For All Your Insurance Needs

Insurance is an important part of our lives. If you... Read More

Japanese Overseas Travel Insurance

If you are an expatriate planning on long-term residence in... Read More

Basic Coverage of Homeowner Insurance Policies

The insurance policy is a package that includes more than... Read More

Facts About Renters Insurance

If you rent an apartment or house, you might consider... Read More

Family Health Insurance Plans - How to Find The Best Provider Online

Family health insurance plans typically need to offer more coverage... Read More

All Auto Insurance is Not Created Equal!

Contrary to what you may have heard all auto insurance... Read More

Senior Life Settlement-Uses and Applications

In a recent article in the National Underwriter (April, 2005)... Read More