Finding Term Life Insurance Online

What exactly is Term Life Insurance?

Term life is a form of life insurance where you're covered for a number of years - the number of years is called the term. Term life insurance policies can be for as long as 30 years or for 20 years, 15, 10 or 5. After those years the policy can either be over or it can be renewed at a higher price based on your age at that time.

What's the best way to utilize term life insurance?

Term life is very good to have a lot of insurance ? for now. It makes sense if you have kids at home who are dependent on your income coming in for years to come for their living expenses. Also, a spouse, even if working, would have a financial hardship in case of your death. If you can't develop the funds for permanent life insurance like whole life insurance then get the most term that you can.

Are there "stores" for term life insurance on the web?

Yes, but they are not all the same:

a. There's the sort that asks for information about you which is marketed to agents as a sales lead.

b. Then there are ones that sell life insurance but want you to give your information before giving you insurance quotes.

c. The websites of life insurance companies themselves which are usually informational in nature and if you email them, you're referred to one of their insurance agents.

d. An internet site that gives you direct and anonymous access to term life insurance rates. Then if you get a quote that works for you, you can make contact. One that does this is www.lifeinsure.com

Suggestion/Action Plan

If something happened to you and you have people financially dependent on you, it's crucial that you have ample life insurance whether term life insurance or if finances allow it ? permanent life such as whole life or universal life. Go to a website that allows you to learn on your own and get various quotes from a lot of life insurance companies. The web can be of immense help to you in this research.

Neil Willner is a co-author of The Life Insurance Blog and The Disability Insurance Blog.

---

The Life Insurance Policy and What You Need to Know Before You Buy

Are you looking to buy a life insurance policy? Well,... Read More

Do You Pay Too Much For Your Car Insurance?

Do the premiums just seem to get higher and higher... Read More

How To Negotiate A Settlement With An Insurance Claims Adjuster

You and I. M. Strong, the adjuster from Granite Mountain... Read More

Motor Vehicle Accident Insurance Claim Guide

This is a FREE Insurance Claim GuideYour "Motor Vehicle" can... Read More

Homeowners Insurance Coverage

When deciding on the appropriate amount of homeowner's insurance coverage... Read More

About Accidental Death Dismemberment Insurance Quote

We don't hear much about getting an accidental death dismemberment... Read More

Handling Your Motor Vehicle Accident With Your Own Insurance Company

This "How To" article is crucial, up-to-date information concerning what... Read More

Canadian Funeral Insurance: Our Final Gift to Those We Love

Most of us don't like thinking about our own funerals,... Read More

Long-Term Care Insurance: Eldercare Solution

When I suddenly had to become a fulltime caregiver to... Read More

Do Insurance Premiums Increase Every Year?

Many people ask, "If I am supposed to get a... Read More

Finding Term Life Insurance Online

What exactly is Term Life Insurance?Term life is a form... Read More

Insurance or Assurance - Do You Need Reassurance?

Insurance versus assurance: what is the difference?Should you care?Yes!!The world... Read More

What Answers To Questions For A Home Insurance Price Quote Will I Need To Know?

Lets face it, finding the best home insurance price quote... Read More

How Do I Calculate How Much Life Insurance I Need?

Life insurance protects you and your family from economic hardship... Read More

Guide to Car Insurance

Here is a useful guide to car insurance. Buying car... Read More

What is Consumer-Driven Healthcare?

Consumer-driven healthcare is a label that we've put on a... Read More

Cheap Insurance - Ten Ways

Cheap insurance? Auto insurance, life insurance, health insurance, liability insurance... Read More

Understanding How Your Credit History May Affect Your Car Insurance Coverage

Many personal auto insurance companies consider your credit information when... Read More

Cheap Car Insurance

Finding good car insurance can be very difficult. Here are... Read More

Cure The Insurance Blues By Lowering The Cost of Your Premiums

Does the current amount that you pay on your insurance... Read More

Insure Your House

When we talk about insurance the thing you have to... Read More

Self Employed Health Insurance - Tips For Getting Cheap Health Insurance When Youre Self Employed

If you're self-employed and facing high health insurance bills, there... Read More

Filing Auto Insurance Claims: The Basic Steps to Take

An automobile accident can be a terrifying event for anyone,... Read More

An Annuities Primer

Though popular among today's aging Baby Boomers and members of... Read More

Insurance and The Engineer

The world is no longer right when the two words,... Read More

Is Your Financial Security at Risk?

The topic of insurance is not sexy by any means.... Read More

Car Insurance Gearing up to Drive Down Costs

For once finances seem to be going in favour of... Read More

Health Savings Accounts

Most people with health insurance, especially employer paid health insurance,... Read More

How Do I Lower My Auto Insurance Premiums?

It seems as though the price of everything is on... Read More

Travel Health Insurance - Understand the Benefits

If you're planning an overseas trip, you need travel health... Read More

Long Term Care Insurance

Long Term Care Insurance is needed in the event that... Read More

Health Insurance Options for Entrepreneurs

One of the most important benefits employed people enjoy is... Read More

Car and Home Insurance Northern Ireland

Don't skimp on insurance. This probably doesn't sound like a... Read More