House Insurance - Forcible and Violent Entry

Forcible and violent entry (f&ve) is the terminology used within house insurance to describe break-ins.

Most home insurance policies will cover you for theft claims made with no forcible and violent entry. That is to say that despite their being a theft there was no sign of break-in such as a broken window or door.

Common claims follow doors or windows being left open or workmen stealing from the household.

Often home insurance companies also restrict the level of non-f&ve cover available to residents of the home living away in temporary accommodation. The most typical example is students who are covered under their parents home insurance policies. Not having their possessions covered for theft without f&ve is not in keeping with student lifestyles where students are used to coming in and out of each others rooms. Our student claims experience suggests that over a third of theft claims follow no sign of break in to the property. Specilaist student insurance is available in these circumstances from companies like who can cover students under a specialist policy.

On a standard home policy covering non students, non - forcible and violent entry cover is normally provided but their can be exclusions with cash being the most likely exclusion.

To find out what cover you have, you should always check your policy. You should also be aware that their is a fine line between a non f&ve claim and negligence on behalf of the policyholder which can invalidate claims.

Tim Larden writes for a site with information about the UK House Insurance and is a site specialising in cheap contents insurance. Their policies include cover for forcible and violent entry. For a quote on contents insurance, you can use that specialist area of the site. If you live in shared home or flat - there is a lot of specific information relating to forcible and violent entry on the site.

In The News:

pen paper and inkwell

cat break through

Health Care and Health Insurance Costs Can Be Controlled Through Lifestyle Choices

As you probably know all to well, the cost of... Read More

3 Important Moving Insurance Tips

Because of the many problems that can occur when you... Read More

Mortgage Life Insurance

Owning a home is a dream for most of us,... Read More

How Many Homeowner Insurance Quotes Do I Need To Save Money?

Homeowner insurance quotes can vary in the amount they cost... Read More

Vehicle Insurance Online is a Convenient Way to Get Insurance Cheap

Online comparison shopping is a convenient way to get cheap... Read More

What is Home Insurance?

Home Insurance is designed to provide you with financial protection... Read More

Entrepreneurs, Fill in the Gaps of Your Homeowners Policy

Business Owners Policies for the Self-EmployedWho needs a business owner's... Read More

I Was In An Accident, Will My Car Insurance Rates Go Up?

You were on the phone, got distracted and before you... Read More

What To Do When You Suffer An Injury On The Job?

For over 30 years I have been representing injured workers... Read More

What is Life Insurance?

Life Insurance is an insurance policy that provides an agreed... Read More

Term Life Insurance Quotes for Singles

Term life insurance quotes are rarely a concern of single... Read More

Disaster Decision - Do You Need Insurance?

The expenses involved with owning a home can be overwhelming... Read More

Types of Life Insurance

There are different types of life insurance policies available. Shop... Read More

Life Insurance Basics

One of the most important things you can do as... Read More

The Life Insurance Plan Online

Thank goodness the internet age has arrived helping us to... Read More

Discount Life Insurance Will Give You The Best Protection You Need

There is always a chance that there is a better... Read More

Global Warming: Why Consumers and Insurers Are Getting Hot Under the Collar Over Life Insurance.

Global warming may have been lurking on our horizon for... Read More

What Do You Mean My Auto Insurance Policy Doesnt Cover This!!

Auto insurance is an agreement between you and your insurance... Read More

5 Strategies To Reduce Your Car Insurance Premiums

Your latest car insurance bill has arrived and it is... Read More

Health Insurance Providers Online - Benefits to Applying Online

Health insurance providers are going online to find new customers.... Read More

What Is Term Life Insurance?

There are two different types of life insurance, term life... Read More

Protecting Your Expatriate Family

If you and your family relocate overseas, one of your... Read More

California Catering Truck Insurance

Catering truck insuranceNot many agents/brokers write catering truck insurance as... Read More

The Life Insurance Quote Business is Booming, but is the Insurance Quote Accurate?

The life insurance quote business online is booming. Not only... Read More

Term Life - Who Needs It?

If you've read any of the books or articles by... Read More

Disability Insurance For The Long Term

Disability insurance covers you for an extended period of time.... Read More

Health Insurance, What Does It Mean?

Your health insurance policy is an agreement between you and... Read More

Should You Have Higher Deductibles On Your Coverage?

What is a deductible? A deductible is the amount you... Read More

Car Insurance Quotes Online ? Why You Should Use the Internet to Find a New Insurance Company

Before the internet, you picked a neighborhood car insurance agent,... Read More

Auto Insurance for Young Drivers

The biggest worry of most parents today is their children... Read More

What Price For Your Health?

How do you put a value good health? For many... Read More

UK House Insurance - The Risk of Under-insurance

For many years in the UK, motor insurance has been... Read More

Senior Health Care Insurance

Health Insurance For Seniors On The NetWhen a good friend... Read More