First the bad news: about 2,000,000 personal bankruptcies each year are caused by unexpected medical expenses. Of all those people, 1,500,000 have (or had) health insurance before they ran into difficult financial straights.
But wait a minute. Isn't the whole idea behind health insurance - security? The financial security that comes from knowing that you're covered if something goes wrong with your body? You say you're covered, but what if your medical "situation" exceeds your policy limits? Then what?
No one wants that to happen, so the question is: are there other options? For instance, is there a way to "insure" against getting sick in the first place? Most people assume that's not possible, but personally, I disagree.
Several years ago my wife Sandy and I stumbled onto a very unusual health product. We both had our own experiences with it and have seen it work miracles for others.
But before going there, I'd like to explain something. To me, health insurance should be about staying healthy. In China, for instance, doctors used to be paid only if they kept you healthy. That's what I call real health insurance. And although the U.S. has some of the best-trained, dedicated physicians in the world, heart disease, cancer, strokes, and autoimmune diseases are all on the rise.
Clearly, our health isn't being protected - at least not to an appreciable extent. The medical paradigm in the U.S. is mostly about treating symptoms, not fostering health. And while we're all very grateful to doctors for all their efforts, symptom treatment is intrinsically short-sighted.
If symptom treatment was effective in restoring health, people would be getting well and staying well. But that's not what usually happens.
There's a growing movement of people who've recognized the shortcomings of the traditional medical/pharmaceutical "health" model. They're not stupid. For instance: 106,000 annual deaths from properly prescribed prescription drugs sure got my attention when I heard the news. Check it out on the net. It's a fact.
OK. So everyone knows there's a problem. Again, the question is: are there options out there and if so, what are they?
As I was saying earlier, there is an option. I can say that because I have personal proof. Four years ago, I was diagnosed with a heart condition called atrial fibrillation. It wasn't painful per se, but the irregular, spasmodic poundings inside my chest were very disconcerting.
My wife Sandy and I were in Maui when a friend of ours told us about something called glyconutrition. Now, I'm a fairly open-minded kind of a guy and I've been interested in health supplements for a long time, so I decided to try it. (By the way, nothing I was taking before then was helping my heart condition). After a few months, the condition went away. It hasn't returned since.
Sandy also had a positive health reversal. She was in a lot of pain from neck surgery she'd had seven years earlier. She also decided to try the glyconutrients. It took a little longer for her, but her pain subsided and surgery was avoided.
My point in telling you these two stories is that we saved a ton of money and who knows how much pain and suffering by not having to undergo surgery. I don't know if my atrial fibrillation would have led to a worsening condition requiring surgery, but I do know that Sandy was considering a second neck surgery before we heard about glyconutrients.
Since then, we've learned a lot more about the science behind glyconutrients and why this new category of nutrient is turning around so many health conditions for so many people.
Even highly trained medical doctors and surgeons are taking notice. Case in point: Dr. Ben Carson is the department head of pediatric neurosurgery at Johns Hopkins Medical Center. A severe form of prostate cancer led him to discover glyconutrients. Long story short: he attributes to them his complete recovery. He now recommends glyconutrients to all his patients, to his staff and others as well.
Without going into a lot of complicated detail, science now has a pretty good idea about why glyconutrients seem to be helping so many different kinds of health conditions. The bottom line is this: enhanced cell-to-cell communication.
Glyconutrients provide the body with highly specialized building blocks that the body transforms into communication molecules that all cells use. Without an adequate supply of these molecules, communication starts to break down and illness starts to creep in.
The reason glyconutritional supplements are so effective is this: our diets suck. Let me explain. If we got all the nutrients we needed in our diet, we'd rarely get ill. By the way, the scientific evidence to support that statement is huge.
But because 90 percent of the food we eat is processed (devoid of essential, health-promoting nutrients) and for a number of other reasons, we're not getting the nutritional build blocks our bodies need in order to stay disease-free.
Bottom line: understand the powerful relativity between the nutrients we consume and the state of our health.
So to reiterate - there are options for warding off illness and medically related bankruptcy. Just don't look for them in the current medical - pharmaceutical - health insurance paradigm. Look for them in the emerging science of glycobiology - the same science that's starting to describe the cellular mechanisms behind the major health recoveries that thousands of glyconutrient users are now reporting.
David Lear is an independent nutrition researcher and free-lance writer. His main interest is in cutting-edge supplements that improve health and reverse illness. For further information, visit http://www.glycoresults.com
Auto insurance rates will vary depending on the insurance agency,... Read More
If you're looking to save money on your auto insurance... Read More
Pet Health Insurance can give you the peace of mind... Read More
A Health Savings Account (HSA) is not a type of... Read More
Life insurance looks set to make a comeback in the... Read More
You've finally saved enough to go on that dream vacation... Read More
When you originally purchased your auto insurance policy, you purchased... Read More
Most people only think that insurance is something they need... Read More
In order to save money on your homeowners insurance you... Read More
Life insurance, whether you need term or whole life, can... Read More
By searching online for life insurance, you can get a... Read More
A Bed and Breakfast, often referred to as a B&B,... Read More
Health insurance providers are going online to find new customers.... Read More
Term life insurance quotes are rarely a concern of single... Read More
Are you looking to buy a life insurance policy? Well,... Read More
You can withdraw money from your Health Savings Account (HSA)... Read More
The Health Savings Account (HSA) is an amazing tool that... Read More
If you are in the market to purchase your own... Read More
Boat insurance is necessary for all boat owners who live... Read More
It is a fact that more and more people everyday... Read More
Many economists have suggested and recent economic data indicates that... Read More
There are times when you'll find yourself temporarily without health... Read More
The phrase "BUY TERM AND INVEST THE DIFFERENCE" evolves around... Read More
As many of us expect, the New Year will bring... Read More
Mortgage insurance, to pay off a mortgage, is something you'll... Read More
There's nothing that has a greater impact on evaluating a... Read More
The original purpose of life insurance was to provide for... Read More
UK car insurance companies make substantial profits every year because... Read More
One of the things that is important to consider when... Read More
Although premiums, policies and prices vary widely, the mandate does... Read More
A person needs to reexamine their life insurance needs every... Read More
Insurance policies provide financial protection in a broad range of... Read More
You are ready to buy your first car. Researching the... Read More
Car Insurance is an issue that we all of face... Read More
It is very important to do an auto insurance comparison... Read More
With Nursing home Cost's running $4,000 to $6,000 a month... Read More
Having even a teeny-tiny car accident can be one of... Read More
Because of the many problems that can occur when you... Read More
Nowadays, auto insurance is really expensive. A typical insurance policy... Read More
There's nothing that has a greater impact on evaluating a... Read More
What is auto insurance? Auto insurance (or car insurance, motor... Read More
If you're self employed, you may think of health insurance... Read More
Most people don't realize that there are 7 different homeowners... Read More
Most people with health insurance, especially employer paid health insurance,... Read More
Finding discount auto insurance is so easy when you do... Read More
When you originally purchased your auto insurance policy, you purchased... Read More
The road to saving on auto insurance is something that... Read More
Whole life insurance quotes the most expensive kind of policies... Read More
The issue at hand is the use of a consumer's... Read More
If you find yourself in the position of shopping for... Read More
Accidents, personal injuries and insurance claims are here to stay.... Read More
The Health Savings Account (HSA) is an amazing tool to... Read More
Forcible and violent entry (f&ve) is the terminology used within... Read More
You can pay as you talk with a cell phone... Read More
Though popular among today's aging Baby Boomers and members of... Read More
A question you might ask yourself is: why must we... Read More
Critical illness can happen to anyone, and often does. If... Read More
Insurance policies provide financial protection in a broad range of... Read More
Almost anything can be insured these days: breasts, legs, your... Read More
Consumers are countering rising gasoline prices and other vehicle operating... Read More
Life insurance protects you and your family from economic hardship... Read More
OK, you take that stroll down to the mailbox excitedly... Read More
You've finally saved enough to go on that dream vacation... Read More
It seems as though the price of everything is on... Read More
Do You Own A Life Insurance Policy That You No... Read More
There are many factors that affect the insurance rate you... Read More
Insurance |