About Accidental Death Dismemberment Insurance Quote

We don't hear much about getting an accidental death dismemberment insurance quote as no one is really pushing or promoting the coverage as agents make very little money on it and is not worth promoting. They are looking for the larger ticket items with high commissions that being regular life insurance instead of offering you accidental death dismemberment insurance quotes.

Generally speaking regular coverage is better to satisfy most of your needs as the probably of accidental death is very low. Typically the rate per 1,000 is as little as .08 cents per thousand. Being that inexpensive tells you very few claims are paid thru the accidental feature.

Planning your family's future on such a low probably would be unfair and a real gamble. Chances are you wouldn't want to gamble with your family's future. As a supplement coverage this feature may be the right thing to do. Many people travel a lot and the exposure increases significantly.

If for example you purchase a $100,000 policy from natural causes you could add a $100,000 of ad&d for around $8.00 per month more. The dismemberment feature pays various lump sums for different limb losses.

Most agents in presenting various quotes to you normally include the feature. If you go online to get your quotes remember to add the feature(s) you want as the coverage is normally not automatically included. You can also purchase an entire ad&d policy by itself.

Shopping on the internet gives you unbiased views without prejudice and may be the best way to get an accidental death dismemberment insurance quote.

more about insurance coverages and quotes

---

Disaster Decision - Do You Need Insurance?

The expenses involved with owning a home can be overwhelming... Read More

Shopping Options for Auto Insurance

Shopping for car insurance can be a big undertaking. It... Read More

Converting An Unwanted Life Insurance Policy Into Ca$h

Do You Own A Life Insurance Policy That You No... Read More

What Is Meant By Automobile Insurance Standard Coverage?

Automobile insurance standard coverage is the basic amount of insurance... Read More

Finding California Truck Insurance

It's very easy to find California truck insurance on the... Read More

Insurance or Assurance - Do You Need Reassurance?

Insurance versus assurance: what is the difference?Should you care?Yes!!The world... Read More

How Do I Calculate How Much Life Insurance I Need?

Life insurance protects you and your family from economic hardship... Read More

An Annuities Primer

Though popular among today's aging Baby Boomers and members of... Read More

Finding Term Life Insurance Online

What exactly is Term Life Insurance?Term life is a form... Read More

Consumer Driven Health Plans [ CDHP ]

Do you know that skyrocketing health care costs have been... Read More

How To Best Handle Health Insurance Plan Changes

Many economists have suggested and recent economic data indicates that... Read More

Can I Get Affordable Dental Care?

In the United States most companies offer their employees dental... Read More

Life Insurance Whole Life or Term Life - Find Affordable Life Insurance

Life insurance, whether you need term or whole life, can... Read More

7 Tips Toward Helping You Reduce Your Insurance Costs

Not a year goes by that insurance rates go up.... Read More

Insurance in Northern Ireland: Historic Difficulties

No doubt most readers will have heard of the Northern... Read More

Cheap Car Insurance

Finding good car insurance can be very difficult. Here are... Read More

Travel Insurance Pre-Existing Conditions Coverage - How It Works

What is a Pre-Existing Medical Condition?When a trip cancellation travel... Read More

Check Out The Variety of Auto Insurance Texas Style

They say everything is bigger and better in Texas, and... Read More

Why Should I Go To A Life Insurance Broker?

A life insurance broker is a dedicated person that encourages... Read More

Life Insurance: Why Theres No Need to be a Desperate Housewife

Life insurance looks set to make a comeback in the... Read More

Why Buy Life Insurance?

Love. Yes, that's right. Love for your spouse, children, family,... Read More

What Are The Auto Liability Insurance State Minimums For My State?

As you shop online for the best auto insurance deals... Read More

Home Insurance Terms

Home insurance, or even homeowners insurance, is an insurance policy... Read More

Need A Car Insurance Comparison? Dont Have Time?

If you decide not to do a car insurance comparison... Read More

Car Insurance Rates ? Can You Lower Them?

Car insurance rates are prohibitive nowadays. Many families really struggle... Read More

Long Term Care Insurance - Low Cost Alternatives For Budget Conscious Seniors!

With Nursing home Cost's running $4,000 to $6,000 a month... Read More

Origin Of Long Term Care Insurance

In the early 1980's Medicare started using a system called... Read More

What To Do When You Suffer An Injury On The Job?

For over 30 years I have been representing injured workers... Read More

The Life Insurance Plan Online

Thank goodness the internet age has arrived helping us to... Read More

10 Tips to Save on Healthcare Insurance

Americans shopping for their own healthcare insurance can substantially cut... Read More

Insurance and The Engineer

The world is no longer right when the two words,... Read More

Why Boats Are A Pleasure... But You Still Need Boat Insurance

One of the greatest pleasures that a man can have... Read More

Is Life Insurance Comparison Really Necessary?

When you want to purchase a life insurance policy, you... Read More