Talking to Your Parents About Insurance

Who can you talk to about auto insurance? Insurance agents are a good source. However, due to their life lessons, their love, and their own financial responsibility, parents are an invaluable source to talk to about auto insurance.

Auto insurance is risk transference. This means you are transferring the risk of financial loss from an accident to a company for the cost of a premium. You should purchase the amount of insurance you can afford.

If you purchase too much insurance, you run the risk of not being able to make your monthly payments and your policy's subsequent cancellation. And, as a result, you will have no insurance at all. If you do not purchase enough insurance, you run the risk of financial ruin when an accident occurs, when you could have afforded the extra coverage.

Insurance agents are a good source to help determine your insurance needs. They can explain the various types of insurance coverage to you. They can often offer you the types of coverage you are looking for to meet your financial needs. They can also find companies that are flexible when it comes to making changes to your policy when your insurance needs changing.

Insurance agents can give you other pertinent information about insurance companies. Part of their job is to answer questions you might have concerning insurance and the different types of coverage that are available to purchase for your vehicle. They are licensed by the state in which you live and they drive on the same streets you drive on so you should not be afraid to ask them questions.

However, parents are an invaluable source when it comes to getting advice on your car insurance needs. I realize that your parents were most likely raised in a previous generation and the gap from their generation to yours could lead to a viewpoint on life-matters which differ from your standpoint.

A difference in opinion between you and your parents is probably true on many matters. And as a result, this might have led to a decline in communication with them. However, their life experiences and closeness to you make them the perfect candidates to talk you about auto insurance. Their experiences over the years have given them an invaluable amount of wisdom. Also, since they love you, you know that their advice will also come from their hearts (besides their heads).

Besides their wisdom and love, parents may also have a financial interest in you. If you are a dependant or a minor, the state in which you live may hold your parents accountable if you are involved in an accident. As a result, they may require you purchase enough insurance to protect their financial assets as well as your own. And if they want you to purchase more insurance than you can afford, to protect their financial interests, they may help you with your premiums.

When it comes to discussing auto insurance, agents are a good source. However, due to their life experiences, their love, and their own financial responsibility, your parents are an invaluable source. Take a couple of minutes and ask your parents their thoughts on insurance. That couple of minutes might save you a couple of dollars, or a lot more, in the long run.

Visit for Car Insurance

John Machmiller is a representative of You can visit at or contact them at 1-877-327-8728.'s online insurance marketplace gives an opportunity to consumers and to insurance companies. We offer the ability to shop for car insurance online.

Consumers can receive quotes from many insurance companies, in some states you are able to purchase your insurance instantly, online. You don't have to drive your car to buy car insurance. Buy online... anytime!

In The News:

pen paper and inkwell

cat break through

Sleep-At-Night Coverage With A Private Health Insurance ( Affordable Health Insurance )

Health Insurance: a sense of dissatisfactionThe three C's, customization, consumerization... Read More

Types of Life Insurance

There are different types of life insurance policies available. Shop... Read More

Tips for First Time Insurance Buyers

The are many scary things in this world. Buying insurance... Read More

Credit Card Insurance

A word of warning about Credit card repayment protection schemesThe... Read More

Choosing Long-Term Care Insurance

A little over sixty percent of the folks who reach... Read More

Health Savings Accounts (HSA): Do They Vary From State to State?

The Health Savings Account (HSA) is an amazing tool that... Read More

Do I Need Travel Insurance?

In the United States health insurance, unlike many other countries,... Read More

Mortgage Insurance Plans: How Good Is Yours?

Mortgage insurance, to pay off a mortgage, is something you'll... Read More

Understanding How Your Credit History May Affect Your Car Insurance Coverage

Many personal auto insurance companies consider your credit information when... Read More

10 Tips to Save on Healthcare Insurance

Americans shopping for their own healthcare insurance can substantially cut... Read More

Long Term Care Insurance - Low Cost Alternatives For Budget Conscious Seniors!

With Nursing home Cost's running $4,000 to $6,000 a month... Read More

Choosing Affordable Health Insurance For Children

In most cases, private health insurance comes through a person's... Read More

What To Do When You Suffer An Injury On The Job?

For over 30 years I have been representing injured workers... Read More

Everybody Wants The Best Term Life Insurance Quote

The information you need about the best term life insurance... Read More

Tips For Lowering Your Auto Insurance Quote

Do you have many claims? If so, you should do... Read More

Life Insurance: Why Theres No Need to be a Desperate Housewife

Life insurance looks set to make a comeback in the... Read More

Young Driver Car Insurance

It has become increasingly difficult to get young driver car... Read More

Terrorism: Acts of Terrorism: When Will Insurance Respond?

Insurance policies provide financial protection in a broad range of... Read More

Car Insurance Monitoring for Discounted Insurance Rates - Privacy Devouring Monster Eating Us One Bi

For a price, would you let car insurer along for... Read More

Travel Health Insurance - Understand the Benefits

If you're planning an overseas trip, you need travel health... Read More

Medical Insurance - Health Insurance Coverage & Plans Explained

If you're trying to decide between health insurance plans, you'll... Read More

Finding Life Insurance Quotes For Adult Children

Shopping for life insurance quotes for adult children isn't any... Read More

What is Pet Health Insurance?

Pet Health Insurance can give you the peace of mind... Read More

Cheap Health Insurance Rates and Personal Health Insurance

If you've been out of school for a couple of... Read More

MSA or HSA: Can I Keep My MSA Or Do I Need to Convert it into an HSA?

The Medical Savings Account (MSA) is an older form of... Read More

7 Sure-fire Ways of Reducing Your Home Insurance Premium

Home security improvement:All insurance companies will happily offer you a... Read More

Medical Insurance Overseas

Thousands of people have work related commitments and in order... Read More

What to Look for in Good Health Insurance

Health insurance is a kind of protection that provides payment... Read More

How To Take The Guesswork Out Of Buying Term Life Insurance

Protecting your family is the single most important thing any... Read More

Cheap Auto Insurance Quotes ? Tips For Getting The Lowest Rate

Finding auto insurance quotes online is easy, but finding the... Read More

Internet Insurance Leads

It is a fact that more and more people everyday... Read More

Hidden Ways to Cut Car Insurance

Consumers are countering rising gasoline prices and other vehicle operating... Read More

Why Dont Insurance Companies Reward Us for Being Healthy?

Insurance is always a gamble, a bet actually.You are betting... Read More