Talk Your Way to Financial Freedom

Feeling trapped by lack of funds? We can learn from those who live comfortably and retire early. They use language differently from those who are stuck in a scarcity process.

1. Banish the word "expensive" from your vocabulary. Replace with, "That's not a priority for me."

"Expensive" is relative.

In my town, a group of people get together every day for coffee and conversation. One person I'll call Jane, refused to participate

"Two dollars for a cup of coffee? " she sniffs. "Expensive!"

When you work at home, you need a break and you want to talk to other like-minded people. The value of coffee is table rent and support. Folks who participate are not just buying coffee -- they're buying motivation.

My acquaintance "Tom" refused to pay a few hundred dollars for professional help with his resume. "Too expensive," he said. "I can do it myself and my friends will give me feedback."

Tom continued to send out resumes with no results, not realizing every week he delayed finding a job would cost him hundreds, even thousands of dollars. And his friends were even more clueless about resumes than he was.

Bob hires a coach to keep him motivated as he builds his business. Expensive? Sure -- but he feels he's spending five thousand dollars a year so he can build his income to a hundred thousand dollars a year...or more.

My friend "Laura" used to get her nails done every week while she was unemployed and broke and had no interviews lined up. Impractical? Frivolous? Expensive?

For Laura, manicures were a symbol of where she had been and where she will be in the future. She spent money for her priority with no regrets.

2. Banish the sentence "I can't afford it." Replace with, "That's on my wish list."

Adding an item to your official wish list makes a statement. Do you really want a new car, kitchen set or vacation? Or do you realize you already have what you "can't afford?"

Looking around my eclectic collection of living room furniture, I can dream of spending lavishly for designer furniture, ceramic artwork and crystal lamps. I also know these items will never appear on my wish list.

Even the best-mannered cat will deposit an occasional surprise on the couch, and the dog's exuberant personality can leave a trail of broken glass. Regardless of politics, many of us empathized when the wife of newly-elected Governor Jeb Bush admitted," When you have pets you can't have an elegant home."

Saying "can't afford" puts you in a one-down position. Creating a wish list generates abundance and clarifies values. I'd put "three cats and two dogs" on my wish -- but not "designer furniture."

3. Forbid all talk about what you don't have. Replace with appreciation for what you enjoy now.

Hortensia complains about her lack of money . True, her salary is not high by any standards -- but her job offers security, generous vacation time, and excellent retirement benefits. Her location allows her to hike in the woods and fish in the lakes.

An image of abundance will enhance your strengths. Most of us have more than we realize -- in real as well as abstract terms. I encourage clients to meet with a financial planner, especially if they're facing experiencing career transition. Often a professional review helps people realize they're better off than they realized.

Bottom Line

Talking your way to financial freedom -- simple? Yes, but effective. Try these steps for a week and notice a difference -- first in your thoughts, soon in your life

I offer one-to-one consultations on career strategy.

About The Author

Cathy Goodwin, Ph.D., is an author, speaker and career/business consultant, helping midlife professionals take their First step to a Second Career. http://www.cathygoodwin.com.

"Ten secrets of mastering a major life change" mailto:subscribe@cathygoodwin.com

Contact: cathy@cathygoodwin.com 505-534-4294

---

Jekyll vs. Hyde, 2 Faces of Immortality!

Meet the most important person you will ever meet in... Read More

Blushing

Blushing can be a curse. Blushers experience a range of... Read More

What the Samurai Can Teach Us About Self-Improvement

A Seventeenth Century Samurai maxim states:"A man who has attained... Read More

What Do You Want Out of Life?

What are you willing to give up in order to... Read More

How to Make Self-Improvement Work Every Time!

There is an inherent problem with the approach most people... Read More

4 Important Conversation Tips for Your Personal and Professional Lives

If you are searching for a way to improve your... Read More

Part II--The Journey to a State Called Authentic

Are you on the road yet? If not, pony up... Read More

Tiger and the Three Pigs

After years of terrorizing the countryside, hunting deer, poaching livestock,... Read More

Character or Reputation

Character or Reputation. When we see these two words together,... Read More

What is the Life Your Were Born To Live?

In my private practice for the past 15 years I... Read More

7 Ways To Make a Great First Impression

When you have an important event to attend there are... Read More

Be The Chooser

"We choose our joys and sorrows long before we experience... Read More

The Cliché of Balance

The world we are living in is changing at a... Read More

The Three Pillars of Life

We all have the power to change our lives. What... Read More

Make the Eat and Earn Connection

If you've ever thought about wanting to increase your physical... Read More

Whats in a Name ?

What's In a Name?How often have you thought about the... Read More

Do You Have an Exit Plan?

Recently, I came across something strikingly shocking, fascinating, obscure, and... Read More

Finding Truth

Why Must We Find Truth:Finding truth can be a very... Read More

Increasing Money by Conquering Personal Fear and Greed

One of the first lessons that "Rich Dad, Poor Dad"... Read More

How to Tame the Destructive Ego

Polly's story Polly had a four year old... Read More

Do I Need to Visualize to Manifest my Desires?

You've heard me talk in previous articles about Deliberate attraction.... Read More

Dont Be Afraid to Let Other People See Who You Really Are!

Do you know anybody that you consider to be particularly... Read More

The Power of Letting What is Be Okay

Have you been in that "black hole?" That is the... Read More

Ten Tips For Setting (And Keeping) Life Changing Resolutions

It's time for that annual ritual of making (and breaking)... Read More

Visualization: Attracting Your Dreams and Desires

Visualization is an essential tool for attracting your dreams and... Read More

The Art of Possibility

"Consult not your fears but your hopes and your dreams.... Read More

Right Thinking

Nothing ever happens by chance. Everything, good or bad, that... Read More

Self-Divine-ation: Defining a Divine Future!

In some of my counseling and coaching sessions, my clients... Read More

To Be Or Not To Be, Visible That Is...

Stepping outside your old limitations and 'out of the box'... Read More

How to Manage Self Consciousness

Self consciousness is an essential part of being human, but... Read More

Motivation for Life: What Would You Do if You Could Have a Do Over?

"The only thing it takes 365 days to change is... Read More

Make Money by Making a Life as Mother Teresa Did

Many people forget business is a way of service. When... Read More

Are You Thinking About What Youre Thinking About

Do you realize that your belief system is ultimately what... Read More