According to the Council of Mortgage Lenders, first-time buyers are the most susceptible group of homeowners to debt, as they are more likely to have higher loan-to-value ratios and commit a higher proportion of their income to mortgage repayments. Despite their susceptibility to debt, there is evidence which indicates that... Read More
With so much lender advertising focusing just on rates, you may not be aware of the importance in choosing an experienced, reliable loan professional who can match you with the appropriate loan program. Good loan officers and mortgage brokers may quote today's rate when asked, but they will quickly add... Read More
First time home owners are sometimes surprised at the complexity of the mortgage lending process. If you are searching for a mortgage and you have never owned a home, there a few things you can do to make the mortgage process less confusing. First time home owners should educate themselves... Read More
Refinancing your house's mortgage is not the same thing as getting a second mortgage. While both allow you to cash out your home's equity, terms and rates differ between the two types of loans. To know which financing option is best for you, learn each loan's features and pick the... Read More
How many times do you check you restaurant bill? If not often, I would advise you to do it more, especially when dining on your overseas vacations. Still, much more Americans check their restaurants bill, than the number of homebuyers, who check the charges for their mortgages.There are two popular... Read More
As with all of my articles this will be based on a scenario in my home town. (Which may be similar to yours).Loans and mortgages can be a tricky business, not to mention a costly business if you are unsure where to go and seek out help. The fact is... Read More
The most common reason most people refinance is to save money, but many people refinance for various other reasons.1. Refinancing to Lower Your Monthly Payment for an Existing Loan.You can refinance your existing loan at a lower interest rate thus reducing your monthly loan payments. With interest rates at their... Read More
More and more of use are signing up for limited time low interest rate mortgages and then switching to a different mortgage when the low interest period expires.It's a great way to save money and can, potentially, save you thousands in repayments. However, there are a few things you need... Read More
In today's world, a borrower should not be paying mortgage insurance (PMI) on their home mortgage with a few exceptions such as an FHA loan. Mortgage Insurance is a thing of the past.Let's first explain what mortgage insurance is. A lender requires a borrower to pay mortgage insurance if the... Read More
If you owe 40 percent or less of your original mortgage, there is a great program that is available to you that will generate extra monthly income. It's called a reverse mortgage. The reverse mortgage is similar to a home equity loan, only in the fact that it pays you... Read More
![]() |
|
![]() |
|
![]() |
|
![]() |
|
|||||
|
|
|
Interest - is an amount you pay for the use... Read More
Fixed Rate Mortgages: These loans have a fixed rate of... Read More
Few of us invest the time and effort into researching... Read More
The housing market has exploded, with home prices rising beyond... Read More
With so many lenders out there, it can be hard... Read More
A house is just perfect with chipped walls and broken... Read More
In days gone by, the family typically spent their evenings... Read More
Here is a useful guide to remortgages. What is a... Read More
If you're looking for a cheap homeowner loan, you might... Read More
When you're self employed you have numerous advantages. As you... Read More
Home equity loans or lines of credit have increased dramatically... Read More
There are many mortgage products available on the market today.... Read More
Whether you are planning to purchase a home for the... Read More
If you have home improvements that you'd like to see... Read More
Home loans may seem like a bad idea for people... Read More
When you're looking for a home loan, you might work... Read More
Give yourself time to rebound. Whether you had to turn... Read More
Do you need cash? Here's a mortgage for you. If... Read More
A fixed-rate mortgage is a mortgage on which the interest... Read More
Here are some of the benefits to doing your home... Read More
Applying online for a mortgage is very fast and easy.... Read More
According to the Council of Mortgage Lenders, first-time buyers are... Read More
A mortgage is a loan, usually from a bank, finance... Read More
Financial difficulties are married to bad credit. It is a... Read More
You may have heard people, especially mortgage lenders, extolling the... Read More
The Research Rates of Agri MortgageFirst thing, when finding an... Read More
Lots of articles have appeared recently about the booming real... Read More
When it comes to getting money, you have two basic... Read More
My visit to the lender was interrupted with my wife... Read More
Before I go further, let me ask a question- if... Read More
With the many different kinds of mortgage loans out there,... Read More
Refinance home loan lenders are eager to lend money to... Read More
Inflation in the United States is increasing rapidly and home... Read More
Mortgage advice overwhelming you? Many people get advice from everyone... Read More
Getting home loans is possibly the biggest step in an... Read More
California is a beautiful place to live There is no... Read More
Homes that have been foreclosed can be one of the... Read More
Here are some of the benefits to doing your home... Read More
Before you go looking at houses, you'll need to find... Read More
With mortgage rates near 20-year lows, competition in the mortgage... Read More
Purchasing a home involves certain important, even essential, steps that... Read More
Give yourself time to rebound. Whether you had to turn... Read More
Buy-to-let took off during the 1990s with the increasing availability... Read More
A home equity loan is simply borrowing on the difference... Read More
Financing a home with bad credit is a common problem... Read More
Shopping online for mortgages ought to be trouble free, even... Read More
So you've finally decided you've had enough of paying rent... Read More
Applying online for a mortgage is very fast and easy.... Read More
With mortgage rates continuing on a downward trend, the competition... Read More
While trying to find the lowest rates, many homeowners fail... Read More
If you've got a wallet full of credit cards, and... Read More
The financial stories remain similar over the months and the... Read More
Mortgage rates are rising and it's becoming more difficult for... Read More
Few of us invest the time and effort into researching... Read More
Are you one of a growing number of people planning... Read More
According to the Council of Mortgage Lenders, first-time buyers are... Read More
A capped mortgage is a variable rate mortgage with a... Read More
'Flexible mortgage' is a term that's used a lot, but... Read More
Here is a useful guide to home equity loans. A... Read More
Saving money through a mortgage refi is more than just... Read More
What could you do with $10,000? Well, you can have... Read More
Are you considering applying for direct homeowner loans? Perhaps you're... Read More
Getting the cheapest home improvement loans isn't always easy. It... Read More
Why You Need a Bridge LoanYou have to move fast... Read More
If you are in the market for a home equity... Read More
The housing market has exploded, with home prices rising beyond... Read More
Mortgage Refinance |