5 Things In Selecting The Best Mortgage - You Should Know

Your goal is not only to find the best rates and programs, by searching through a huge number of lenders products, and save yourself thousands of dollars on mortgage payments every year, but also, to save time and hassle by simplifying the loan process and reducing the paperwork. Here are some things you can keep in mind when selecting a mortgage provider.

1. Shop For Rates

You should get instant online free quotes, and be able to apply securely online.

2. Apply Online

Be able to use a secure online application and let a qualified loan specialist help you find the best loan program.

3. Get Prequalified

Find out how much money you can borrow for your next home purchase!

4. Get Pre-Approved

Get free, no obligation pre-approved commitment letter that you qualify.

5. Loan Processing And Approval

This is when your loan is processed, goes through underwriting and final approval.

Taking these steps will be in you best interest to secure a mortgage that will benefit you and your family. It will also help to save you money

About The Author

Paul Kellum represents a full service mortgage broker / banker with a track record of over 10 years. We service loans relating to residential properties, including purchases, refinance, home equity loans, and home equity line of credit (HELOC), and debt consolidation. You can search and securely apply for the program that best fits your client's financial needs: www.loans-mortgage-refi.com/index.html

In The News:


pen paper and inkwell


cat break through


When is the Right Time to Refinance Your Mortgage?

You've heard that interest rates are down and you think... Read More

2nd Mortgage - Better Than Refinancing

You have probably received refinancing offers in the mail or... Read More

Online Mortgage in UK - Introducing the Best Mortgage Plan Across UK

Add the term 'online' and it will open for you... Read More

Home Loans For People With Bad Credit - When you Should Wait and When You Should Get a Home Loan

Home loans may seem like a bad idea for people... Read More

A Guide to Getting a Bad Credit Remortgage

There are several reasons why you might be in the... Read More

Bad Credit History? How Financing and Buying a Home Can Help You Improve Your Financial Situation

Financing and buying a home can help improve your financial... Read More

Refinancing Your Mortgage Can Open Up A Lot Of Options For You And Your Family

It can happen to anyone, the roof is leaking, the... Read More

Mortgage Refinancing - Does Size Matter After All?

Hopefully your ego has never had to experience the words,... Read More

Choosing The Right Buy-To-Let Mortgage

Buy-to-let took off during the 1990s with the increasing availability... Read More

Buying A Home? Reasons to Consider Financing Your New Home Loan Online

Financing your new home loan online can save you time... Read More

What is an Offset Mortgage?

An offset mortgage is very similar to a current account... Read More

This Secret Weapon Will Eanble You To Close Up To 200% more Home Remodel Sales

Many Homeowners are not aware of all the options that... Read More

Bad Credit Loans Authenticate What Is Positive About Bad Credit

This might not be the front page news but it... Read More

Why You Should Not Get Hung Up on the Interest Rates!!

This is what a mortgage can do for you!AND Why... Read More

What is a Mortgage?

A mortgage is a loan, usually from a bank, finance... Read More

Buy a Home With a Government Grant? Avoid this Scam

If you watch enough late night television, you'll see advertisements... Read More

Mortgage Terminology for the First Time Home Buyer

Buying a Home for the first time can be a... Read More

Homeowners? insurance: The mortgage connection

A home owners' insurance is the cover for the house... Read More

Refinancing Online - Get The Best Refinance Home Loan You Can Get

When going to refinance or get a mortgage loan quote,... Read More

How do I know what is the best Second Mortgage Home Loan for me?

The information in your credit history helps mortgage lenders decide... Read More

Homes, To B(uy) or Not to B(uy)

Whether you are just moving out on your own for... Read More

Secured Loans ? Making the Most of Your Home as Collateral

My visit to the lender was interrupted with my wife... Read More

Alternative Options For Rising Interest Rates

As interest rates have risen in the last six weeks... Read More

Home Equity Loan ? Home Theater Adds Fun and Value

In days gone by, the family typically spent their evenings... Read More

How To Save Hundreds A Month On Your Mortgage

When it comes to American spending habits, the sad truth... Read More

Home Loans: To Substantiate Financial Possibilities On Your Land

Availability of Home loans is in full bloom. They are... Read More

Unlock your Home Loan Piggy Bank

With the recent sharp increase in property values your current... Read More

New Home Loan - Understand The Various Types Of Mortgage Lenders

So, you've decided to buy a house, and you're ready... Read More

Mortgage Loans For People With Adverse Credit - How Much Should You Borrow

"How much should you borrow?" is a question people with... Read More

Know Your Mortgage Options

While trying to find the lowest rates, many homeowners fail... Read More

Home Equity Line of Credit - Finding The Best Home Equity Lender

Borrowing against the value of your home using a revolving... Read More

Mortgage Calculator ? How to Calculate Your Monthly Mortgage Payment

Just starting to shop for a new home? Do you... Read More

Residential Mortgages ? a Step Ahead on the Property Ladder

Doesn't Residential mortgage give the impression that they are a... Read More